Investtalk - Investment In Stock Market, Financial Planning, Retirement Planning, Money Management Podcast

Thirty- five companies have reported third-quarter earnings so far, and 68.5% have beaten estimates-- higher than the historic average of 66.2%. Today's Stocks & Topics: Money Managers, Exxon and Russia, WM - Waste Management Inc., Bond Maturities, TGI - Triumph Group Inc., Yield to Maturity, VFC - VF Corp., EXAS - Exact Sciences Corp., Oil Market Indicators, POOL - Pool Corp., CS - Credit Suisse Group AG ADR. TRIVIA QUESTION: "Among working-age individuals (ages 15 to 64), WHAT is the most common type of retirement account? AND-- how do the numbers break down?"Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Despite inflation anxiety, one large bank is reporting that credit volume is up, and that credit remains pristine, with late-payment metrics still well below pre-2020 averages. Today's Stocks & Topics: Small Cap Companies, Interest Rates and Bank Profitability, JOBY - Joby Aviation Inc., VTIP - Vanguard Short-Term Inflation-Protected Securities Index Fund, RNG - RingCentral Inc. Cl A, RIO - Rio Tinto PLC ADR, ENB - Enbridge Inc., ASML - ASML Holding N.V.The PERSPECTIVE looks at the stock market’s September Effect.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

So far, 2022 has been a difficult year for both stocks and bonds and even real estate is starting to fade as mortgage rates surge higher. Today's Stocks & Topics: Bank Profits, TROW - T. Rowe Price Group Inc., Tax Exempt Municipal Bonds, UNH - UnitedHealth Group Inc., POAHY - Porsche Automobile Holding SE ADR, Cost-Of-Living Adjustment (COLA), 401k, PYPL - PayPal Holdings Inc., ITUB - Itau Unibanco Holding S/A ADR, The Warehouse Industry.  Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees. Today's Stocks & Topics: Treasury Inflation-Protected Securities (TIPS), Strong Dollar, Inflation and Profit Margins, ESS - Essex Property Trust Inc., NKE - Nike Inc. Cl B, BGS - B&G Foods Inc., AMD - Advanced Micro Devices Inc., TSM - Taiwan Semiconductor Manufacturing Co. Ltd. ADR, LTC - LTC Properties Inc., CLF - Cleveland-Cliffs Inc., BCC - Boise Cascade Co.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

If accurate, 2023 will feel like a recession for millions of people in the United States, the European Union, and China. Today's Stocks & Topics: I-Bonds, Stock Options, Treasury Inflation-Protected Securities (TIPS), Investing in Real Time, LUMN - Lumen Technologies Inc., Treasury Notes, ARCH - Arch Resources Inc., GEO - GEO Group Inc., ADDYY - Adidas AG ADR, MPW - Medical Properties Trust Inc., Commodities.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Proper financial multitasking can help you build a secure retirement. Today's Stocks & Topics: Q3 Earnings, SEV - Sono Group N.V., UAA - Under Armour Inc. Cl A, SONY - Sony Group Corp. ADR, Teenage Popular Streaming, Real Estate, BROS - Dutch Bros Inc., BWA - BorgWarner Inc., O - Realty Income Corp., AMZA - InfraCap MLP ETF, The Fed and Interest Rates.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Proper financial multitasking can help you build a secure retirement. Today's Stocks & Topics: Economic Data, October Can Be a difficult Month, The Fed and QE, SWK - Stanley Black & Decker Inc., UMC - United Microelectronics Corp. ADR, AMD - Advanced Micro Devices Inc., SWKS - Skyworks Solutions Inc., ISRG - Intuitive Surgical Inc., Staying in the Market, JEPI - JPMorgan Equity Premium Income ETF, SCHD - Schwab US Dividend Equity ETF, EC - Ecopetrol S.A. ADR.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

2022 is looking like one of the roughest ever for the stock market-- but market history offers a 'silver lining' story for long-term investors.Stocks: ASML -- ASML Holding N.V. (NAS); VTIP -- Vanguard Short-Term Inflation-Protected Securities Index Fund (ETF); CPB -- Campbell Soup Co. (NYS); MLI -- Mueller Industries Inc. (NYS); HON -- Honeywell International Inc. (NAS).Topics: Callers asked about personal finance; structured notes; STEVE's talking point stories: Wages and labor force participation, Will oil go higher--someone sabotaged Nord Stream, the strength of the dollar.Plus: Steve shared highlights of the newest KPP Premium Newsletter.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Some company earnings could falter-- and companies that have a significant portion of their earnings coming from overseas will suffer most. Tech companies, in particular, make 58% of their revenue from outside the U.S. Stocks: AOS -- A.O. Smith Corp. (NYS); SWSEX -- SWRSX; BGFV -- Big 5 Sporting Goods Corp. (NAS); XOM -- Exxon Mobil Corp. (NYS).Topics: Caller questions: 401k plan contributions; Beat the market; JUSTIN's talking point stories: The 'Inflation Reduction Act' -- Its 3 main components--and the probable effect on drug prices.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

“Market instability” remains the most significant risk to central banks globally due to the massive amounts of leverage. Stocks: ZBRA -- Zebra Technologies Corp. Cl A (NAS); SCHD -- Schwab US Dividend Equity ETF (ETF); WIRE -- Encore Wire Corp. (NAS); BIG -- Big Lots Inc. (NYS).Topics: Caller questions: Bitcoin as an investment now?, Investing in timber stocks; JUSTIN's talking point stories: The danger in PRIVATE FUNDS investment-- some are closing redemption; FED data shows that the push to slow the economy is beginning to work; Interest rates remain low for investors and savers--there are ways to get better rates.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

U.S. shippers report a 20% drop in ocean freight orders including machinery, household products, industrial products and apparel goods.Stocks: PFE -- Pfizer Inc. (NYS); AMP -- Ameriprise Financial Inc. (NYS); GOGL -- Golden Ocean Group Ltd. (NAS); GT -- Goodyear Tire & Rubber Co. (NAS).Topics: Caller questions: Covered call strategy?; Comments on the FED; Digital banking-- is it safe?; STEVE's talking point stories: Job openings report shows available jobs down by one million; Inventory orders are flat; Micron to build microchip factory in New York NOT Texas-- why?Steve's TRIVIA question: "What are the key factors that can impact your net worth?"Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

A higher debt-to-income ratio could make you unable to be approved for some home loan programs with attractive features.Stocks: FSM -- Fortuna Silver Mines Inc. (NYS); PAAS -- Pan American Silver Corp. (NAS); PLTR -- Palantir Technologies Inc. (NYS); PG -- Procter & Gamble Co. (NYS); TGT -- Target Corp. (NYS); FDX -- FedEx Corp. (NYS); TWO -- Two Harbors Investment Corp. (NYS); VALE -- Vale S.A. ADR (NYS); LULU -- lululemon athletica inc. (NAS).Topics: Caller questions: Cash flow statements for a stock pick; JUSTIN's talking point stories: Corporate earnings when the dollar is up--for some companies, a strong dollar can be good; Credit card industry--are big changes coming?Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Steve Peasley explains that a 15% to 20% exposure in a certain sector is probably fine if you believe it is a good place to be for your situation.Stocks: FCX -- Freeport-McMoRan Inc. (NYS); CVS -- CVS Health Corp. (NYS); OXY -- Occidental Petroleum Corp. (NYS); DVN -- Devon Energy Corp. (NYS); NCLH -- Norwegian Cruise Line Holdings Ltd. (NYS); TROW -- T. Rowe Price Group Inc. (NAS); NVDA -- NVIDIA Corp. (NAS): TDOC -- Teladoc Health Inc. (NYS); JPM -- JPMorgan Chase & Co. (NYS).Topics: STEVE's talking point stories: PCE is the primary FED inflation gauge; Worst September for stocks in a long while; The 3 things you should pay-off before retirement; Is the 4% rule for withdrawal in retirement still valid?Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

The U.S. housing market is experiencing one of the most rapid and dramatic shifts in its history.Stocks: V -- Visa Inc. Cl A (NYS); GLPI -- Gaming & Leisure Properties Inc. (NAS); PDI -- PIMCO Dynamic Income Fund (FUND); PM -- Philip Morris International Inc. (NYS); UGI -- UGI Corp. (NYS); ATO -- Atmos Energy Corp. (NYS); VFC -- VF Corp. (NYS); GT -- Goodyear Tire & Rubber Co. (NAS).Topics: Caller question regarding dollar cost averaging; JUSTIN's talking point stories: Bank of England's yield curve control; earning revisions; investor sentiment metrics.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

This has been a volatile year for stocks, with the S&P 500 starting 2022 on a high, entering a bear market in June, rallying over the summer, then recently giving up much of those gains.-----------Stocks: PHM -- PulteGroup Inc. (NYS); HUM -- Humana Inc. (NYS); LUMN -- Lumen Technologies Inc. (NYS); an iTunes review question for SIRI -- Sirius XM Holdings Inc. (NAS).Topics: Caller question regarding real estate investing; JUSTIN's talking point stories: car insurance premiums (why are they increasing?); parts of the jobs market are now showing weakness.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Oil demand has remained resilient in the face of a multitude of challenges, and even prices of over $100 per barrel failed to curb it in any significant way earlier this year.-----------Stocks: DKNG -- DraftKings Inc. (NAS); CI -- Cigna Corp. (NYS); COIN -- Coinbase Global Inc. (NAS); EXR -- Extra Space Storage Inc. (NYS); ELS -- Equity Lifestyle Properties Inc. (NYS); an iTunes review question for VZ -- Verizon Communications Inc. (NYS).Topics: Plus, caller question regarding crowd funding for real estate; STEVE's talking point stories: Core capital goods, new home sales, Jeff Bezos real estate venture, Social Security funds running out, Roth IRA earned income limits.-----------Steve's TRIVIA question: "Can you name 5 steps you can take to help cope with rising prices and higher interest rates?"Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://ww

In focusing on raising interest rates to cool inflation, have central banks and governments overlooked the importance of maintaining stable currencies?Stocks: COST -- Costco Wholesale Corp. (NAS); GIS -- General Mills Inc. (NYS); BEP -- Brookfield Renewable Partners L.P. (NYS); SGML -- Sigma Lithium Corp. (NAS); LUMN -- Lumen Technologies Inc. (NYS); iTunes review question for CPRX -- Catalyst Pharmaceuticals Inc. (NAS); plus caller questions regarding: Treasury Bills, Vanguard, farmland as an investment property, and should buy a second home as investment when mortgage is expensive? The PERSPECTIVE focuses on a very important component of U.S. GDP: Small Businesses.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Thematic investing is a type of investing approach that prioritizes trends predicted to be successful over the long term instead of investing in specific companies or sectors. Today's Stocks & Topics: U.S. Manufacturing, Goldman Sachs Cuts 2022 Target for S&P 500, 30 Year Fix Mortgages, Income Classes, HLLY - Holley Inc., BHP - BHP Group Ltd. ADR, Life Insurance, PBR - Petroleo Brasileiro S/A ADR, LPI - Laredo Petroleum Inc., HZO - MarineMax Inc., AWK - American Water Works Co. Plus: Key Benchmark Numbers and Market Comments for: Treasury Yields, Gold, Silver, Oil and Gasoline.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

September's inflation’s resurgence failed to benefit I Bonds, which typically profit from higher prices. Today's Stocks & Topics: The Housing Market, Heads of Largest Banks Testify in Senate Banking Committee Hearing, Loans, VPU - Vanguard Utilities ETF, FAX - abrdn Asia-Pacific Income Fund Inc., Retirement, VCSH - Vanguard Short-Term Corporate Bond ETF, Silver, PIMIX - PIMCO Income Fund Institutional.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Whenever a central bank moves from monetary easing to tightening, there’s going to be an impact on a rate-sensitive sector like real estate. Today's Stocks & Topics: Inflation, Energy, Private Equity, OMF - OneMain Holdings Inc., EWCO - Invesco S&P 500 Equal Weight Communication Services ETF, TFX - Teleflex Inc., Bank’s Manipulation of Silver, XYL - Xylem Inc., Housing Market, What To Do When a Company Goes Down 90%.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands