Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

MASTER YOUR MONEY IN 28 DAYS PART 3. ACCUMULATE WEALTH Part 3 of the 5-day challenge to learn how to get control of your finances and spending in 28 days. Learn more - https://youtu.be/uAREkaOI4e4 #money #moneymanagement #financialfreedom #savemoney #spending  

MASTER YOUR MONEY IN 28 DAYS PART 2. MANAGE YOUR MONEY Part 2 of the 5-day challenge…Learn how to get control of your finances and spending in 28 days. Learn more - https://youtu.be/uAREkaOI4e4 #money #moneymanagement #financialfreedom #savemoney #spending

MASTER YOUR MONEY IN 28 DAYS PART 2. MANAGE YOUR MONEY Part 2 of the 5-day challenge to learn how to get control of your finances and spending in 28 days. Learn more - https://youtu.be/uAREkaOI4e4 #money #moneymanagement #financialfreedom #savemoney #spending

MASTER YOUR MONEY IN 28 DAYS PART 1. SPENDING CONTROL Part 1 of the 5-day challenge to learn how to get control of your finances and spending in 28 days. Learn more - https://youtu.be/uAREkaOI4e4 #money #moneymanagement #financialfreedom #savemoney #spending  

MASTER YOUR MONEY IN 28 DAYS PART 1. SPENDING CONTROL Part 1 of the 5-day challenge to learn how to get control of your finances and spending in 28 days. Learn more - https://youtu.be/uAREkaOI4e4 #money #moneymanagement #financialfreedom #savemoney #spending  

UK Renters Reform Bill Published – More Rights For Tenants, Less Power For Landlords The UK rental market is set to undergo a significant transformation with the recent publication of the Renters Reform Bill. This proposed legislation aims to strengthen the rights of tenants while limiting the power wielded by landlords. With the increasing demand for affordable and secure housing, the bill seeks to create a fairer and more balanced rental sector. Let's summarise some of the key provisions outlined in the bill that will impact both tenants and landlords: ·        Section 21 ‘no fault’ evictions to be abolished. ·        The end of section 21 “no fault” evictions, meaning a landlord will only be ‘allowed’ to evict a tenant if they have a “reason”, e.g. antisocial behaviour, unpaid rent, or a need to sell the property ·        A new ombudsman to resolve disputes between tenants and landlords ·        A new property portal that landlords MUST register with, allowing tenants to view information about their l

Bank of England follow Fed and ECB with a 0.25% interest rate rise to 4.5%. 3 Steps To Success Money Management! To help you, I am running a free training webinar  - https://bit.ly/3QPp8IH Official inflation rate stands at 10.1% - five times the target rate. Food inflation is 19% according to official figures. Will property prices keep falling? See also: Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up - https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s Watch video version - https://youtu.be/BNe5eV37iiM What is your biggest money worry? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money

More Mortgage Misery For Property Buyers As Bank Raise Rates Again Bank of England follow Fed and ECB with a 0.25% interest rate rise to 4.5%. 3 Steps To Success Money Management! To help you, I am running a free training webinar  - https://bit.ly/3QPp8IH Official inflation rate stands at 10.1% - five times the target rate. Food inflation is 19% according to official figures. Will property prices keep falling? See also: Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up - https://www.youtube.com/watch?v=ziTf2jOagB8&t=179s Watch video version - https://youtu.be/BNe5eV37iiM What is your biggest money worry? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar.  3 Steps To Success Money Management! I wan

Gold Price Reaches Record High Amid Bank Failures And US, ECB Rate Hike This week the price of gold reached an all time high of $2081, amid US bank failures and quarter percent interest rate hikes from the Federal Reserve and ECB. Join me online on my free live money management training. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Investors sought safety as another US bank faces collapse following the rescues of First Republic Bank by JP Morgan. Shares in California-based PacWest bank tumbled by 50% and Western Alliance also plunged by almost 40%, as depositors lost confidence. Watch video version - https://youtu.be/Glb75nkR0rw Shares in several US regional banks have plummeted causing the collapse of Silicon Valley Bank, while the regulators appeared to limit support to the major banks. This has caused a mass transfer of depositor funds to the safety of a big banks putting the whole regional bank system at risk. The Bank of England is expected to follow the Fed

Gold Price Reaches Record High Amid Bank Failures And US, ECB Rate Hike This week the price of gold reached an all time high of $2081, amid US bank failures and quarter percent interest rate hikes from the Federal Reserve and ECB. Join me online on my free live money management training. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Investors sought safety as another US bank faces collapse following the rescues of First Republic Bank by JP Morgan. Shares in California-based PacWest bank tumbled by 50% and Western Alliance also plunged by almost 40%, as depositors lost confidence. Watch video version - https://youtu.be/Glb75nkR0rw Shares in several US regional banks have plummeted causing the collapse of Silicon Valley Bank, while the regulators appeared to limit support to the major banks. This has caused a mass transfer of depositor funds to the safety of a big banks putting the whole regional bank system at risk. The Bank of England is expected to follow the Fed

The Bank of England (BoE) and Federal Reserve have hinted that further rate rises are on the cards in order to tame rising inflation. Join me online on my free live money management training. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Today’s Podcast Summary ·        Wholesale market rates point to a rate rise. ·        Inflation in the UK is currently 10.1%. ·        The BoE inflation target rate is 2%! ·        What do you think the BoE are going to do? ·        This will officially put the economy into recession, cause property prices to fall and more homeowners lose their houses through repossession. ·        Do they care? ·        RICS report predicts a fall in property prices of around 5%. ·        Opportunities for first time buyers and property investors as prices fall. ·        Blackstone have just raised $30 billion to buy property. What is your biggest money worry? Watch video version https://youtu.be/ziTf2jOagB8 We are living in challenging economic

Interest Rates Will Rise, Property Prices Will Fall And Opportunities Will Open Up The Bank of England (BoE) and Federal Reserve have hinted that further rate rises are on the cards in order to tame rising inflation. Join me online on my free live money management training. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Today’s Podcast Summary ·        Wholesale market rates point to a rate rise. ·        Inflation in the UK is currently 10.1%. ·        The BoE inflation target rate is 2%! ·        What do you think the BoE are going to do? ·        This will officially put the economy into recession, cause property prices to fall and more homeowners lose their houses through repossession. ·        Do they care? ·        RICS report predicts a fall in property prices of around 5%. ·        Opportunities for first time buyers and property investors as prices fall. ·        Blackstone have just raised $30 billion to buy property. What is your biggest money worry? Watc

Residential rents in the capital soar by almost 20% as workers return to the city.    London Mayor Khan wants the government to give him powers to impose a cap on rents, but is that the answer or will more regulation exacerbate the shortage of available rental properties?   Tens of thousands of landlords are quitting the market and estate agents Knight Frank estimated that 144,000 landlords have retired in the last year.   See ⁠85,000 UK Landlords have quit the rental market⁠ - ⁠https://youtu.be/NME3nEu8dAQ⁠ Furthermore, higher interest rates and mortgage restrictions have rendered many buy-to-let property deals unviable.   Buy-to-let landlords have had to contend with higher taxes, and more red tape in the last few years, prompting many to look for alternative business opportunities.   Watch video - ⁠https://youtu.be/rxqPIXYaLAc⁠   There are signs that the government may be getting the message.   According to as yet unsubstantiated rumours, the government may be pushing back its planned introduction of

The Institute for Fiscal Studies (IFS) is planning a pensions review following research which highlighted concerns about the "substantial risks" facing future pensioners. Watch video - ⁠https://youtu.be/_7_cd2UWUEg⁠ Summary ·        The multi-year review will examine the effects of changing economic conditions and public policies on the future of financial security in retirement, including how these effects differ by gender, ethnicity and across the UK. ·        The review will also consider the impact of changing demographics and longevity trends, as well as the impact on self-employed workers. ·        Reports will be shared over the next two years, with concrete recommendations and options for reform to be presented in Summer 2025. ·        IFS research revealed that 60% of middle-earning private sector employees who are contributing to a pension are saving less than 8% of their earnings. Additionally, nearly 90% are saving less than the 15% of earnings previously recommended by Lord Turner’s Pe

The Institute for Fiscal Studies (IFS) is planning a pensions review following research which highlighted concerns about the "substantial risks" facing future pensioners. Watch video - https://youtu.be/_7_cd2UWUEg Summary ·        The multi-year review will examine the effects of changing economic conditions and public policies on the future of financial security in retirement, including how these effects differ by gender, ethnicity and across the UK. ·        The review will also consider the impact of changing demographics and longevity trends, as well as the impact on self-employed workers. ·        Reports will be shared over the next two years, with concrete recommendations and options for reform to be presented in Summer 2025. ·        IFS research revealed that 60% of middle-earning private sector employees who are contributing to a pension are saving less than 8% of their earnings. Additionally, nearly 90% are saving less than the 15% of earnings previously recommended by Lord Turner’s Pens

London Rents Jump By 20% As Mayor Khan Calls For Rent Controls   Residential rents in the capital soar by almost 20% as workers return to the city.    London Mayor Khan wants the government to give him powers to impose a cap on rents, but is that the answer or will more regulation exacerbate the shortage of available rental properties?   Tens of thousands of landlords are quitting the market and estate agents Knight Frank estimated that 144,000 landlords have retired in the last year.   See 85,000 UK Landlords have quit the rental market - https://youtu.be/NME3nEu8dAQ Furthermore, higher interest rates and mortgage restrictions have rendered many buy-to-let property deals unviable.   Buy-to-let landlords have had to contend with higher taxes, and more red tape in the last few years, prompting many to look for alternative business opportunities.   Watch video - https://youtu.be/rxqPIXYaLAc   There are signs that the government may be getting the message.   According to as yet unsubstantiated rumours, the

Michael Gove, the UK's Secretary of State for Environment, Food and Rural Affairs, has proposed new regulations for short-term rentals in holiday resorts, including those listed on Airbnb. Join me online on my free live money management training Wednesday 8.00PM https://bit.ly/3QPp8IH These regulations aim to address concerns over the impact of such rentals on the availability and affordability of housing in these areas. House prices have surged in popular coastal beauty spots in parts of Devon, Cornwall and Norfolk as investors swoop up property for holiday lets as higher rents. Under the proposed rules, local councils would have the power to require property owners to obtain planning permission before renting out their homes for short periods. This would allow councils to regulate the number of short-term rentals in an area, and to ensure that they do not have a negative impact on the availability of long-term housing. Watch video version - https://youtu.be/QvkdXPYjRMw The regulations would also requir

A Lifetime ISA Is Ideal For First Time Property Buyers To Earn £1,000 Tax Free Bonus Use or lose your £1,000 tax free bonus before 5 April... First-time property buyers can use a Lifetime ISA (Individual Savings Account) to buy their first home or save for retirement. You should be 18 or over but under 40 to open a Lifetime ISA. Watch video version - https://youtu.be/T4N8Drjy9ng You can invest up to £4,000 each year, until you’re 50, but you must make your first payment into your ISA before you’re 40. The UK government will add a 25% bonus to your savings, up to a maximum of £1,000 per year. See full details on government website. Need more help with your money, finances or debt? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar. 

A Lifetime ISA Is Ideal For First Time Property Buyers To Earn £1,000 Tax Free Bonus Use or lose your £1,000 tax free bonus before 5 April... First-time property buyers can use a Lifetime ISA (Individual Savings Account) to buy their first home or save for retirement. You should be 18 or over but under 40 to open a Lifetime ISA. Watch video version - https://youtu.be/T4N8Drjy9ng You can invest up to £4,000 each year, until you’re 50, but you must make your first payment into your ISA before you’re 40. The UK government will add a 25% bonus to your savings, up to a maximum of £1,000 per year. See full details on government website. Need more help with your money, finances or debt? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and spending? ·        Save and invest for your future? ·        Learn about money and finance? To help you, I am running a free training webinar. 

Last week, the Bank of England announced an interest rate hike of 0.25%, which will have a significant impact on the UK property market. The change will impact mortgages, remortgages, and first-time buyers, and it comes just in time for the last day of the Help to Buy scheme. Join me online on my free live training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH Money Tips Podcast guest, Miriam Nawagamuwa CeMAP, Mortgage and Protection Advisor with Larkin Financial Services Ltd gives her expert views on the mortgage market. Fixed-rate mortgages will remain unaffected by the interest rate hike, which is good news for those who have locked in their mortgage rates for a fixed period. However, for those who are looking to remortgage, this could mean an increase in monthly payments. Watch YouTube Video Podcast Version: https://youtu.be/iRrL3GRY3-8 The Bank of England's interest rate hike is a response to rising inflation, which has been fuelled by