Keep Yours

Let’s pretend four college graduates land engineering jobs and starting salaries of $60K a year, but each leave college with varying amounts of student loan debt. In this episode we do the math and analyze quality of life for each of these students right after graduation and decades later, and the results are staggering.

In light of the current college scandals, this episode invites parents to reflect on their own expectations of their children and how they may be pushing their own agendas in unhealthy ways.

What factors contributed to the nation's student loan crisis? Here we investigate the interplay between government regulation, the rising price of tuition, and personal choice and how it's brought us to this critical point in our history.

What if your family has money for you to attend college but instead of paying for school they invest it in the S&P? You'd be surprised by the returns we uncover in this episode.

How do you get through college without debt if you have no financial support from your family? In this episode we talk about options for students facing this challenge.

Just how much does it matter where you attend college? We examine several factors in assessing importance of school choice and discuss the recent Pew research on life satisfaction after college, which may be surprising.

Parents of students in college are taking on more and more debt for their children and it's crushing their retirement dreams. In this episode we address the importance of honest conversations about family finances, the value proposition of a college education, and other ways for students to pursue their dreams.

Here we address creative ways to mitigate the pain of student loan debt if you're finished with college or have already taken on debt.

A recent NPR article uncovered that student loan officers steered borrowers to higher cost plans, sparking today's extra podcast in which we discuss why universities are not looking out for what's in your financial best interest.

Is it possible to get a college degree without going into debt if you don't have any scholarships? In this episode we talk about four possible student scenarios and one where you can actually graduate from university without taking out student loans but instead leave with money in your pocket.

Continuing our student loan series, we invite you to ask yourself if college is the right choice for you, especially if you're not sure of what you want to study. We also look at different types of intelligences, fields that don't require a degree, and the importance of finding a mentor in your field of interest.

In this student loan series, we do the Real Math and calculate just how much a student will have to work and how long it will take a to repay their loans into adulthood. We use a real life example and then offer some easy ways to hack the college system and save at least a third of the cost.

In this third episode of our student loan series, we discuss the importance of being honest about family finances with your child, the implications of student loan debt throughout one's life, and the value of responsibility for young adults.

In this second episode of our student loan series, we invite you to change your perspective on the value of a college education, especially considering out of state tuition costs, the true cost of loan repayment, and entry level salaries.

In this first episode of our student loan series, we dive into how this system is set up against you. We examine some common myths about the value of a college education, how the student loan system works under a skewed version of true capitalism, and how universities are incentivized to sell students a dream.

Why don't people stick to a budget? How much money does the government really take out for taxes? And what is the true cost of convenience? We cover these topics and recap a bit of the last five episodes here. This is Part 6 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

Compounding interest is a topic most people don't fully understand -- how it works both for and against them. Here we give practical examples and implications of how this works with loans, credit card and student loan debt. This is Part 5 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

Today we explain important money terms like interest, assets, credit and risk and give examples of how they affect you in real life. This is Part 4 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

How did the idea of currency come into existence? Why do we assign money value? Today we talk about a brief history of how modern currency came about. This is Part 3 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.

The system of modern capitalism is far from perfect. Today we talk about its pros and cons, and how it compares to other frameworks, like socialism and communism. This is Part 2 of our series in Financial Fundamentals, where we get you up to speed on critical topics you need to know about how to keep what's yours.