You Need A Budget (ynab)

We've all done it before, saying something to the effect of: "I'd love to do X, if only I could afford it." We have all cited money as the reason we haven't done something, or bought something we say we wanted. The next time you catch yourself saying this, Jesse urges you to stop and examine why it is you are blaming money for the reason you can't do (or buy) the thing. Is it because you really want to do/buy it, or because you're seeking escape from some other uncomfortable part of your life? If you really DO want the thing, but you're blaming lack of money for it, perhaps you are feeling frustration that you have allowed less important priorities to get in the way of saving for the thing.   Whatever it is, money is not a good excuse for not doing something you really want to do. But, we blame money because there is some real friction we are experiencing, so it's worth honoring the feeling and digging deeper to figure out what's driving it. In that way, we can stop wielding money against ourselves and allow