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The real estate market may be in its winter slump, but spring is just around the corner—only five weeks away!Higher interest rates have kept many home buyers and sellers off the sidelines in recent years. But could a change be on the horizon? Today, mortgage expert Dale Vermillion joins us with a market forecast and some practical advice on how to move forward.Dale Vermillion is the author of Navigating the Mortgage Maze: The Simple Truth About Financing Your Home. This book covers everything you need to know about securing a mortgage—all from a biblical perspective.Is the Housing Market About to Shift?For the past few years, many homeowners have stayed put due to high interest rates, a phenomenon known as the lock-in effect. However, recent data suggests a shift might be on the horizon.Existing home sales rose by 6.1% in November 2024, signaling a potential increase in market activity. While December and January are traditionally slow, spring is expected to bring renewed momentum as buyers become more eager