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You’ve heard the identity theft protection ads for years, but do you really need it?Today, dozens of companies sell identity theft protection, so people obviously buy it. But what exactly are they getting, and is it really worth it?Understanding Identity Theft Protection: Is It Worth It?Identity theft is a growing problem that affects millions of people every year, with schemes ranging from credit card fraud to insurance and tax fraud. With this in mind, many companies offer identity theft protection plans. But is it worth it? Let’s take a closer look at the features, their value, and whether or not you should invest in one of these plans.Before diving into the specifics, it's important to remember that fear should never dictate our financial decisions. In 2 Timothy 1:7, Paul reminds us:“For God gave us a spirit not of fear but of power and love and self-control.”When considering whether to purchase an identity theft protection plan, look at the facts, pray for guidance, and make an educated decision.Typical