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A Home Buyer’s Market? With Dale VermillionNormally, November through February are the slowest months of the year for home sales, and that means buyers have more bargaining power. Will it happen this year? Dale Vermillion gives us his take on the market today.Dale Vermillion with us again today. Dale’s the author of Navigating The Mortgage Maze: The Simple Truth About Financing Your Home.  CURRENT TRENDS IN INTEREST RATES AND MORTGAGES:Dale Vermillion notes that interest rates are continuing to rise, but there's hope for decreases in 2024 as predicted by the Mortgage Bankers Association.Assumable mortgages are becoming somewhat more common due to higher rates. These allow buyers to assume a seller's lower rate, though qualification and legal representation are necessary.HOME VALUES AND MARKET DYNAMICS:Home values are moderating, with some markets experiencing price drops. A 3% increase in property values is expected overall for the year.The current market offers less competition for buyers, more acceptance of