Moneywise On Oneplace.com

Accidents and natural disasters are always in the news, but we never really expect them to happen to us, do we?  When a freak summer storm knocked out the power around here for many hours, most of us were completely taken by surprise. You don’t appreciate running water and electricity until you don’t have them! Let’s talk about how to be well prepared for emergencies. PERSONAL AND FINANCIAL DOCUMENTS:Rob stresses the importance of storing original documents securely, either in a safe deposit box or a fireproof safe at home, and keeping copies on a thumb drive or in the cloud. Lists essential documents to have on hand:Identity and family status proofs like driver's licenses, birth certificates, social security cards, marriage and divorce papers, etc.Tax, real estate, and insurance documents, including tax returns from the past six to seven years, real estate titles, vehicle registrations and titles, and all insurance policies.Emphasizes the necessity of having originals or certified copies of identity-verifyin