Think Enriched

Looking at the calendar, there are only 6 weeks until the holidays are here!  That means (for most of the us) you have 3 paychecks to get ready.  Here's a suggestion on how to prioritize, shop, and get ready so you can enjoy the holiday cheer!  Make your 2 lists.  (The first list will be split down the middle): Column A:  Names of those you absolutely MUST buy a gift for Column B:  Those who it would be really nice to give to. List 2:  Realistically, write the amount of money from each separate paycheck between now & the holidays you can spend on gifts. Understand the consequences: You can buy it all on credit cards, but you'll have to pay interest.  This could really set you back for your 2016 goals. Shopping & delivery:  How valuable is your time? Handmade goods, baked goodies are fun to make:  How much time do you really have? Shopping online:  Consider paying a couple bucks to pay for wrapping, instead of spending days wrapping all the gifts. Delivery time:  Are the gifts going to the neighbo