Golden 1 Credit Union - Financial Wellness

If you’ve ever questioned how you’re going to afford retirement, you’ve come to the right place! This episode is all about overcoming the challenges to planning your long-term financial future.

If you’re intimidated by the prospect of paying back a student loan, you’re not alone. After all, student loan debt can be fairly large, and the monthly payments can take up a big chunk of your income. However, being educated about student loans and your options can make it easier to repay them.

Learn about different tiers of credit and how they can impact you.

What is an IRA? What is a Roth IRA? How much can you save each year? We break down everything you need to know about saving for your retirement.

Prepare for higher education by learning about student loans and basic money management.

Get back on your feet after a financial derailment.

While shopping for a car is often exciting, it can also be complicated and time-consuming. First, it involves balancing the desire to buy your dream car with the reality of your financial situation. Then, you must decide whether to buy or lease, and learn as much about your car as possible to help you get the best deal available. This podcast will cover the basic information you need to make smart car buying decisions. To help you learn more, we’re going to cover five important topics; understanding your financial situation, whether to buy new, used or lease credit and financing, how to get the best deal and finally leasing and lending laws.

In this age of digital banking, it’s easy to take security issues for granted. Whether it’s accessing your accounts through a website or making transactions with your phone, it all happens so effortlessly. We assume that our money is secure – and it is. Financial institutions in particular take your online security very seriously. However, that doesn’t prevent thieves from trying to steal your money.

Whether you have a history of overdraft or non-sufficient funds charges or you just want to know how to best manage your first checking account, we will give you the tools and information needed to become and remain a successful checking account holder. You will learn key components of wise checking account management, including: • Checking Account Fundamentals • Deposits • Withdrawals • Keeping Your Account in Good Standing • Protecting Your Account