Debt Free In 30

In this eye-opening episode of Debt Free in 30, host Doug Hoyes dives into the world of debt collection with Blair DeMarco of Kingston Data and Credit. Together, they unravel the complexities of debt collection and help you understand your rights from initial contact to facing settlement offers or legal threats. Whether you're grappling with old debts or dealing with aggressive collectors, this episode equips you with the knowledge and strategies you need to protect your credit and manage your debt effectively.    Timestamps and Titles:    00:00 - Introduction with Guest Blair DeMarco – How Collection Agencies Work   03:05 The Collection Process: Best Questions Answered   06:05 Understanding Your Rights: Statute of Limitations and Credit Reporting  12:10 Can You Be Sued by A Collection Agency?   15:00 Old Debt – How It’s Affecting Your Credit and What to Do About It  17:45 Insights on Handling Aggressive Debt Collectors   20:10 Consumer Proposals and Stay of Proceedings – Navigating Your Option