Journey To Launch : Personal Finance, Early Retirement & Business

In this week’s episode of the Journey to Launch podcast, I’m exploring the concept of "over-saving" and its potential to hinder financial growth and life enjoyment. You’ll hear about my personal journey of saving, a habit deeply instilled in me by my family, and how it has enabled me to achieve significant milestones throughout my life. However, I also mention how an overemphasis on saving, driven by fear or outdated goals, can prevent you from taking risks, making investments, and enjoying your money. I encourage you to understand your “enough point”—the amount needed to sustain a comfortable lifestyle—and align your saving and spending habits with your evolving financial goals. In this episode, I share: The importance of balancing saving with spending, and how to reflect on whether your saving habits are holding you back from opportunities and personal growth.  The concept of the "enough point," the income and savings level needed to sustain a desired lifestyle, and how to align your financial goals with t