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Learn why wealth is within your reach, using my Wealth Building Formula, and why it is NOT about luck.   This is the study I disagree with: https://www.pbs.org/newshour/economy/making-sense/analysis-if-youre-rich-youre-more-lucky-than-smart-and-theres-math-to-prove-it   Please subscribe to Be Wealthy & Smart and leave a review!