Talk Credit Radio With Gerri Detweiler

If you’ve ever had trouble opening a checking account, it may be because you are in Chexsystems. Most people don’t even know this database exists until something negative happens to them. My guest, Franklin Ross from KnowYourBank.com experienced firsthand what can happen if you are reported to their database. He went through the process of clearing up his report, so he knows how it works. He explains what this company does, how banks and credit unions use these reports, and what your rights are to dispute a ChexSystems report. He also shares how to get information on banks that don’t use ChexSystems. This interview aired live on November 7, 2012.