America's Wealth Management Show

Retirement is a time for new beginnings and enjoying the lifestyle you've always dreamed of. But what exactly does that mean to you? Dean Barber and Bud Kasper discuss what goes into defining your retirement lifestyle on America’s Wealth Management Show to help you figure out what you want your retirement to look like. More on this episode: https://modwm.com/retirement-lifestyle/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Social Security Benefits for a Surviving Spouse: https://www.modwm.com/social-security-benefits-for-a-surviving-spouse/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle What is a QCD?: https://www.modwm.com/what-is-a-qcd/?utm_source=?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retirement-lifestyle Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k 6 Things the Wealthy Do with Their Money (That Most People Don’t): https://youtu.be/srUQOyKwMnk Planning a Large Family Vacation: https://youtu.be/HC

The Federal Reserve finally hit the pause button on raising the Fed funds rate at the FOMC’s June 14 meeting after 10 consecutive hikes. What does that mean for your financial planning strategy? Dean Barber and Bud Kasper are going to make some interest rate forecasts for the rest of 2023 on America’s Wealth Management Show. Let’s see what they have to share about what they think is next from the Fed and what it could mean for you. More on this episode: https://modwm.com/interest-rate-forecast-for-the-rest-of-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Start Planning: https://www.modwm.com/retirement-planning-tool/radio/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause Another Tech Bubble in 2023?: https://www.modwm.com/tech-bubble-in-2023/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=fed-pause The Federal Reser

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn’t feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America’s Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. Charles Schwab 2023 Modern Wealth Survey: https://content.schwab.com/web/retail/public/about-schwab/schwab_modern_wealth_survey_2023_findings.pdf More on this episode: https://modwm.com/things-the-wealthy-do-with-their-money/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=things-the-wealthy-do Start Planning: https://www

Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirement doesn’t feel overwhelming. One of the aspects of retirement that can feel overwhelming is the first year of retirement and what to expect. Dean Barber and Bud Kasper are going to discuss how to spend when you first retire on America’s Wealth Management Show so that you can have more confidence, freedom, and time—not only in your first year of retirement, but throughout retirement. More on this episode: https://modwm.com/how-to-spend-when-you-first-retire/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=spend-first-retire See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&&utm_medium=AWMS&utm_campaign=spend-first-retire 4 Things to Expect in Your F

Retirement is a journey best taken together, but it can also bring its own set of challenges. Dean Barber and Bud Kasper want what’s best for all couples when it comes to retirement planning, so they dug deep into the essentials of what to know for couples who are retirement planning on America’s Wealth Management Show. Dean and Bud are going to help with exploring the unique aspects of retirement planning for couples so you and your spouse can discover the strategies that will help you navigate this exciting chapter of your lives with confidence. Timestamps: Introduction - 00:00 Dean & Bud Try to Play the Newlywed Game - 2:35 Communicating Well & Retiring Well - 03:36 Our Must-Knows for Couples - 06:13 The CFO Spouse & Non-CFO Spouse - 09:01 Retirement Disagreements - 15:16 Biggest Risk in Retirement - 19:49 Fidelity Study: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/about-fidelity/Fidelity-Couples-and-Money-Fact-Sheet-2021.pdf More on this episode: https://modwm.com/couple

On America’s Wealth Management Show, Dean Barber and Bud Kasper frequently talk about the things that you need to build a solid retirement foundation. They don’t want you to let your hard-earned money slip through the cracks. So, pay close attention as they share some of the dangers of taking a DIY approach to retirement planning. Retirement planning is a complex process. Even the most experienced DIYer can struggle with it. It’s our goal to get you heading in the right direction for retirement. More on this episode: https://modwm.com/diy-retirement-planning-what-can-be-overlooked/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=diy-retirement Recent Tax Planning Episode: https://youtu.be/mMqwacOhvzg Maximizing Social

Are you aware of the potential pitfalls of early withdrawals from your retirement accounts? Dean Barber and Bud Kasper are going to take a deep dive into the IRA early withdrawal penalty and the exceptions to the 10% penalty. On America’s Wealth Management Show, they reviewed the 20 exceptions to the IRA early withdrawal penalty that were outlined by their good friend, America’s IRA Expert Ed Slott, at Ed Slott’s Elite IRA Advisor GroupSM spring workshop in Baltimore, which they both attended. More on this episode: https://modwm.com/ira-early-withdrawal-penalty-how-to-avoid-the-10-penalty/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS_Pod&utm_medium=AWMS&utm_campaign=10-percent-penalty Ed Slott Episodes: https://youtu.be/En3ZfP70PYA https:/

What’s going on in the world of conservative investments? Dean Barber and Bud Kasper get to the bottom of it, as they examine what you need to know about CDs, bonds, and treasuries on America’s Wealth Management Show. What are the characteristics, risks, and potential returns with CDs, bonds, and treasuries? There is a lot of analysis that goes into figuring all that out. More on this episode: https://modwm.com/what-to-know-about-cds-bonds-and-treasuries/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries 10 Ways to Fight Inflation in Retirement: https://www.modwm.com/10-ways-to-fight-inflation-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=cds-bonds-treasuries Re

Dean Barber and Bud Kasper always have a blast when they attend Ed Slott’s Elite IRA Advisor GroupSM workshops. At the workshop they attended in April in Baltimore, they reviewed several things to consider before doing Roth conversions. Dean and Bud are going to give a brief recap of what they discussed at the workshop as they go over pros and cons of converting to a Roth IRA on America’s Wealth Management Show. More on this episode: https://modwm.com/pros-cons-of-converting-to-a-roth-ira/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Start Planning: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=pros-cons-roth-ira Inherited IRA Rules: https://youtu.be/TUyRlCm04Uo RMD Age in 2023: What's Your Required Beginning Date?: https://youtu.be/WZ9iddTMLUQ Podcasts with Ed Slott

Many people dream about all the things they can do after they stop working, but how much do people spend in retirement? In October 2022, the Employee Benefit Research Institute conducted a survey on how the pandemic impacted people’s spending in retirement. Some of the results could surprise you. Dean Barber and Bud Kasper are going to review some of the statistics from the survey to assess how much people spend in retirement on America’s Wealth Management Show. Get started today: See Our Calendar: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending More on this episode: https://modwm.com/how-much-do-people-spend-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=actual-retirement-spending 5 Reasons to Retire: https://youtu.be/byB1yF03pg4 Why the

Dean Barber and Bud Kasper have talked about asset allocation and tax allocation several times on America’s Wealth Management Show. And they’ve discussed asset location quite a bit too. Do you have a good understanding of all three? Whether you do or not, they’re going to offer some keen insight on asset allocation versus tax allocation and why both of them are important, so make sure to pay close attention. When you’re in your 50s or maybe early 60s, many of you will get to a point where you’re about five years from retirement. If that’s you, do you feel prepared for retirement? It’s a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America’s Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-

When you’re in your 50s or maybe early 60s, many of you will get to a point where you’re about five years from retirement. If that’s you, do you feel prepared for retirement? It’s a crucial stage of the retirement planning process. Dean Barber and Bud Kasper are going to help us with explaining why the five years before retirement are so important on America’s Wealth Management Show. Get started today: Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Sp

Some people are more than ready to retire while others truly enjoy their jobs and don’t have retirement on their minds. What camp are you in? Well, either way, you need to have a financial plan. There are many reasons to retire. What are yours? Dean Barber and Bud Kasper are going to elaborate on that as they review five reasons to retire on America’s Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=reasons-to-retire Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resource in Retirement: https://youtu.be/GP18lOT3hw8 Setting Up a Spending Plan for Retirement:

Debt can be a complicated topic—both financially and emotionally. Should you pay it all off prior to retirement or is there some debt that’s OK to take into retirement? Is there debt that you shouldn’t even think about retiring with? Dean Barber and Bud Kasper examine retiring with debt on America’s Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=retiring-with-debt Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg Tax Planning Strategies with Marty James: https://youtu.be/13JQ-w6eJ7w Articles: 6 Reasons

Time is always precious, but it becomes even more precious in retirement. Whether it’s spending time with loved ones, time doing the things you love, or time free from financial worries, it’s easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn’t lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America’s Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod &utm_medium=AWMS&utm_campaign=what-is-wealth Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=what-is-wealth Maximizing Social Security Benefits: https://youtu.be/r2mb_UpN-lw Time Is Your Scarcest Resour

Time is always precious, but it becomes even more precious in retirement. Whether it’s spending time with loved ones, time doing the things you love, or time free from financial worries, it’s easy to see that time is your scarcest resource in retirement. The importance of cherishing your time in retirement isn’t lost on us one bit. Dean Barber and Bud Kasper are going to further explain why time is your scarcest resource in retirement on America’s Wealth Management Show. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource More on this episode: https://modwm.com/time-is-your-scarcest-resource-in-retirement/?utm_source=AWMS-Pod&utm_medium=AWMS&utm_campaign=time-resource Downloads: Retirement Plan Checklist: https://modwm.com/retirement-plan-checklist/?utm_source=AWMS

If you have most your retirement savings in a traditional IRA or 401(k), maybe it’s time for you to think about Roth conversions. The thing is that deciding to contribute to Roth vs. traditional isn’t cut and dry. For some people, Roth conversions can be a tax planning strategy that results in hundreds of thousands of dollars in tax savings. But for others, doing Roth conversions could cause unintended tax consequences, such as a significant amount more of their Social Security to become taxable or higher Medicare premiums. Dean and Bud will discuss all that and more as they break down the Roth conversion rules in retirement. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules Start Planning Here: https://www.modwm.com/retirement-planning-tool/radio?utm_source=AWMS-Podcast&utm_medium=AWMS&utm_campaign=roth-conversion-rules More on this episode: https://modwm.com/roth-conversion-rules /?utm_sourc

In case you missed it earlier this week, we had some very exciting news to share! Barber Financial Group and Osiwala Financial Group are now Modern Wealth Management. This is a big announcement that the Modern Wealth Management team is excited about, but we also know that there might be some questions that you have about it. Modern Wealth Management President and Co-Founder Jason Gordo joined Modern Wealth Management Managing Directors Dean Barber and Bud Kasper on America’s Wealth Management Show to help answer those questions. They’ll explain what Modern Wealth Management is, our firm’s vision, what you can expect, and more. We can’t wait to share more exciting news about Modern Wealth Management in the coming weeks. Our team welcomes the opportunity to meet with you to further explain how Modern Wealth Management’s financial planning services can help you get to and through retirement. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast-MWM&utm_medium=A

Another tax filing season is in the books, which is probably a big relief for some of you and our CPAs. But that doesn’t mean it’s time to take an out-of-sight, out-of-mind approach with your tax documents and 2023 taxes. Why? Because 2023 tax planning season is underway. Dean Barber and Bud Kasper will share why now is the optimal time to take advantage of tax planning opportunities so that tax filling won’t be so stressful in the future. Schedule a Meeting: https://modwm.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Start Planning Here: https://modwm.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning More on this episode: https://modwm.com/is-inflation-slowing/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=2023-taxes-time-to-start-planning Articles: 6 Reasons Roth Conversions Could Work for You: https://www.modwm.com/6-r

Dean Barber and Bud Kasper share their thoughts on what’s going on with inflation and how you can plan for it. Schedule a Meeting: https://barberfinancialgroup.com/radio-show/complimentary-consultation/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Start Planning Here: https://barberfinancialgroup.com/retirement-planning-tool/radio/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing More on this episode: https://barberfinancialgroup.com/is-inflation-slowing/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Articles: 10 Ways to Fight Inflation in Retirement: https://barberfinancialgroup.com/10-ways-to-fight-inflation-in-retirement/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing The Federal Reserve's Monetary Policies: https://barberfinancialgroup.com/the-federal-reserves-monetary-policies/?utm_source=Radio-Podcast&utm_medium=AWMS&utm_campaign=is-inflation-slowing Do