America's Wealth Management Show

Neal Falkenberry, CFA, joins Dean Barber and Bud Kasper, CFP®, AIF®, to talk about different examples of market risk. Market risk alludes to the uncertainty and possibility of losses that comes with an investor’s decisions that are related to factors that impact overall market performance. While market risk can’t be terminated by having proper diversification, Neal, Dean, and Bud shared that there are ways to combat it. Meet with Us: https://bit.ly/3ySRzAE 6 Wealth Destroying Factors: https://youtu.be/hfcX6aMgmYY Good Fear vs. Bad Fear: https://youtu.be/p1QunlaL_3E Don’t Fight the Fed, Understand the Fed!: https://youtu.be/-2YoayzAOdo 5 Things More Important Than Rate of Return: https://youtu.be/ji55KADdVYo Examining Municipal Bonds in 2024: https://youtu.be/y3M7jdSxNY8 Why Are Americans Unretiring?: https://youtu.be/Ia0yam3utPY

After Wednesday brought encouraging news with inflation cooling in May, Neal Falkenberry, CFA, joined Dean Barber and Bud Kasper, CFP®, AIF®, to discuss where the Federal Reserve’s fight against inflation stands. And speaking of the Fed and fighting, they explained why it’s important not to fight the Fed, but rather to understand the Fed when it comes to understanding their actions and how they impact the capital markets.  Meet with Us: https://bit.ly/3VkXEgQ Skills to Expect from a Financial Advisor: https://youtu.be/YYd7T9GDKIk Following the Fed with Andrew Opdyke: https://youtu.be/1aO1UpAuXWE 

Returning for another episode, we have a very special guest, America’s IRA Expert - Ed Slott! Ed has five new important things to plan for as you avoid unnecessary tax landmines. From RMD age changes to beneficiary rules modifications for spouses. Ed’s New Book: https://www.amazon.com/Retirement-Savings-Time-Ticks-Louder/ Roth Conversion Case Studies: https://bit.ly/45arqJO Tax Reduction Strategies: https://bit.ly/4ebjM5V Meet with Us: https://bit.ly/3yPpY3m RMD Strategies for Before and After Retirement: https://youtu.be/V3xr4QyWIHg Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU 6 Retirement Withdrawal Mistakes to Avoid: https://youtu.be/y6ejwqn4-jo The Retirement Savings Time Bomb Ticks Louder with Ed Slott: https://youtu.be/gCM5t1e7L78 Rules for Inherited IRA Distributions: https://youtu.be/VQPX_jo09rY How Do I Pay Less Taxes?: https://youtu.be/rlch89V3rPI Life Insurance in Retirement: Do I Still Need It?: https://youtu.be/cFWcUe2VADo  

On this episode, Dean and Bud talk to Ed Slott about his latest book – The Retirement Savings Time Bomb Ticks Louder. Dean and Bud, along with some of our advisors at Modern Wealth Management have been working with Ed Slott for many years as a part of his Elite Advisor Group. Through that group, Ed has educated many advisors about key tax planning opportunities surround your retirement savings.  Roth Conversion Case Studies: https://bit.ly/4ebeS8V Tax Reduction Strategies: https://bit.ly/3Vv2t8A Meet with Us: https://bit.ly/3XbO3vp Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU Rules for Inherited IRA Distributions: https://youtu.be/VQPX_jo09rY 5 Reasons NOT to Convert to a Roth IRA: https://youtu.be/9M8JCW_vVgc IRA Rollover Mistakes to Avoid: https://youtu.be/vJehvEatGGw 2024 Tax Brackets: What You Need to Know: https://youtu.be/U4g5kMcVRXU?si=iJMZd-k6eNiqQ7QO Taxes & Penalties on Roth Accounts: https://youtu.be/VQ8UWDm2nUk How Does a Roth IRA Grow?: https://youtu.be/sJcVt95f

Having a forward-looking tax plan is a critical consideration when it comes to wealth management. If you’re not careful, taxes can quickly destroy the financial wealth you’ve worked so hard for. It’s important to understand how your income sources are taxed, so today we’re going to review taxes on Roth IRAs. Tax Reduction Strategies: https://bit.ly/4aHRoFu Financial Planning Tool: https://bit.ly/3VvonZD Meet with Us: https://bit.ly/4aFMcC3 How Does a Roth IRA Grow?: https://youtu.be/sJcVt95fKZo Tax Planning Tips from CPAs with Corey Hulstein and Marty James: https://youtu.be/KBcq2pp4w-0?si=1GYeKyNzMl1I4RDd Maximizing In-Plan Roth Conversions for 401(k)s: https://youtu.be/4IH9AJ9GajI Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU 6 Retirement Withdrawal Mistakes to Avoid: https://youtu.be/y6ejwqn4-jo

Everyone knows that you need to learn to crawl before you can walk and walk before you can run. With so many things in life, it’s critical to set short-term, mid-term and long-term goals. That’s certainly the case with your finances and trying to accomplish short-term, mid-term and long-term financial goals. Retirement Plan Checklist: https://bit.ly/4e1JYzR Tax Rates Sunset in 2026: https://bit.ly/4dWVtZj Financial Planning Tool: https://bit.ly/3yDzw1f Meet with Us: https://bit.ly/3KpHptX Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q HSA Tax Advantages with Marty James, CPA: https://youtu.be/w7KHmts85oI?si=vXOwxBfVmX4Moj8B How Does a Roth IRA Grow?: https://youtu.be/sJcVt95fKZo Should I Get Out of Debt Before I Retire?: https://youtu.be/lCYVITrxVjY 6 Retirement Withdrawal Mistakes to Avoid: https://youtu.be/y6ejwqn4-jo Life Insurance in Retirement: Do I Still Need It?: https://youtu.be/cFWcUe2VADo Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k

No one wants to work hard for their financial wealth only to see it unexpectedly vanish. That’s why it’s critical to have a forward-looking financial plan that stress tests against things that can derail your retirement plans. Dean Barber and Bud Kasper, CFP®, AIF® want you to keep these six factors top of mind that can destroy your wealth.   Financial Planning Tool: https://bit.ly/4dSiFrF Meet with Us: https://bit.ly/4bLN09w Is Inflation Still Cooling?: https://youtu.be/9P_VQBiJXXk Health Care Costs During Retirement: https://youtu.be/7ffrE3wnBuc Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y Are You Overspending or Underspending?: https://youtu.be/feDl49JuDEk Making Big Purchases in Retirement: https://youtu.be/fFQvV-jgzDU?si=b_xduWzb6aamxbDW Should I Get Out of Debt Before I Retire?: https://youtu.be/lCYVITrxVjY Building Generational Wealth: https://youtu.be/UhBlYVyxYBI  

We’ve published a lot of content that highlights how Roth conversions can be a helpful tax planning strategy for someone who is preparing for or going through retirement. However, Roth conversions aren’t for everyone. There are also reasons not to convert to a Roth IRA. Roth Conversion Case Studies: https://bit.ly/3KeQ2ri Become a Rothaholic: https://bit.ly/3QVrpn4 Tax Rates Sunset in 2026: https://bit.ly/4bwNH74 Financial Planning Tool: https://bit.ly/4dQUERO Meet with Us: https://bit.ly/3UTNN1j Maximizing In-Plan Roth Conversions with Mary James: https://youtu.be/4IH9AJ9GajI Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU What Is a QCD?: https://youtu.be/vpdl1ZUlcNc Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y What is Longevity Risk and How Do You Plan for It?: https://youtu.be/OMoWFA7_NiE Examining Municipal Bonds in 2024: https://youtu.be/y3M7jdSxNY8 

A huge factor of financial planning is controlling what you can control. It’s pivotal to understand that as you’re determining if you have enough money to get to and through retirement. The fear of outliving your money is a retirement risk that’s a big concern for a lot of people. However, with a financial plan, it’s a controllable retirement risk. In this episode of America’s Wealth Management Show, Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® discuss four retirement risks that you can plan for but are out of your control. Meet With Us: https://bit.ly/4bIUtGx Retirement Checklist: https://bit.ly/3ypRW5K Planning Tool: https://bit.ly/3V0Yal6 Can I Beat the Market?: https://youtu.be/NZBjj14O4AA Good Fear vs. Fear: https://youtu.be/p1QunlaL_3E Bad Retirement Habits to Avoid: https://youtu.be/Ry6ANnqXXUA Stress Testing Your Financial Plan: https://youtu.be/hN42aRqv-1g Following the Fed with Andrew Opdyke: https://youtu.be/1aO1UpAuXWE Should I Get Out of Debt Before I Retire?: https://youtu.be/lCYVITrxVj

How much money are you going to take from what accounts, and when are you going to take it in retirement? Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® want to make sure that you have a retirement distribution strategy that has you withdrawing money from your accounts in the most efficient way possible, so they shared 6 retirement withdrawal mistakes to avoid on today's show. Meet With Us: https://bit.ly/3yjpq5J Retirement Checklist: https://bit.ly/3UGeQNz Planning Tool: https://bit.ly/3WO4iyJ 401(k) Factors You Need to Know: https://www.youtube.com/watch?v=1jThp63KUkc Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q Setting Up Your Portfolio for Retirement: https://youtu.be/0q6hPmtUdwU Busting Retirement Planning Myths: https://youtu.be/lP6o9iYCA3o Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y Health Care Costs During Retirement: https://youtu.be/7ffrE3wnBuc Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU 

Do you think you can just live on Social Security income? Do you think you'll have more than enough to retire if you just save to your 401(k) match? Or maybe you've wondered if Medicare will cover all your health care costs. On this episode of America's Wealth Management Show, Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® are going to explain why those viewpoints are retirement planning myths. Retirement Plan Checklist: https://bit.ly/3JVcvcs Financial Planning Tool: https://bit.ly/3UuyA6N Meet with Us: https://bit.ly/3QDJRAB A Summary of the 2024 Annual Reports: https://www.ssa.gov/oact/TRSUM/  Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y Following the Fed with Andrew Opdyke: https://youtu.be/1aO1UpAuXWE Retirement Planning in Your 30s: https://youtu.be/ELTo6FydYPk Retirement Planning in Your 40s: https://youtu.be/alkwxRTWvYQ Retirement Planning in Your 50s: https://youtu.be/4DHAs9DZyFQ Retirement Planning in Your 60s: https://youtu.be/1SkyaFnzqV8 5 Questions About Long-Term Care Insuranc

Are you overspending and don’t even realize it? Or are you underspending and living well below your means? And whether you’re overspending or underspending, how are you supposed to be able to tell? Retirement Plan Checklist: https://bit.ly/4ai55L3 Tax Reduction Strategies: https://bit.ly/3JT04Oo Financial Planning Tool: https://bit.ly/3wrsH23 Meet with Us: https://bit.ly/3y9pULr Blackrock study: https://www.blackrock.com/us/individual/insights/retirement/spending-and-investing-in-retirement Good Fear vs. Bad Fear: https://youtu.be/p1QunlaL_3E Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q Regrets at the End of Retirement: https://youtu.be/Q0lIrz8il0c Health Care Costs During Retirement: https://youtu.be/7ffrE3wnBuc Bad Retirement Planning Habits to Avoid: https://youtu.be/Ry6ANnqXXUA What Is the Meaning of Wealth Management?: https://youtu.be/Q95aio0b9S8 Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k        

You're in the retirement red zone – your 60s. It’s time to put your plans in action! You’ve been working for your money for a LONG time, now it’s time for it to work for you. Planning for retirement doesn’t end when you retire, it’s an ongoing process, but knowing you have a plan can make all the difference. Retirement Plan Checklist: https://bit.ly/3w81phh Financial Planning Tool: https://bit.ly/3WjiVtu Meet with Us: https://bit.ly/3wh47AT Become a Rothaholic: https://bit.ly/4bjqc0F Retirement Planning in Your 30s: https://youtu.be/ELTo6FydYPk Retirement Planning in Your 40s: https://youtu.be/alkwxRTWvYQ Retirement Planning in Your 50s: https://youtu.be/4DHAs9DZyFQ 03:48 – Is Inflation Still Cooling?: https://youtu.be/9P_VQBiJXXk 07:09 – Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q 08:36 – Why When You Retire Matters: https://youtu.be/6UcLAmM6wtI 09:52 – Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y 12:09 – Financial Checklist for the Death of a Spouse: https://youtu.be/

Continuing in our series, Dean and Bud are digging into retirement planning in your 50s. You're in a critical time, it's time to get serious about your plans.  Retirement Plan Checklist: https://bit.ly/4a0MVgW Financial Planning Tool: https://bit.ly/3y4WPRy Meet with Us: https://bit.ly/3QscUqD Retirement Planning in Your 30s: https://youtu.be/ELTo6FydYPk Retirement Planning in Your 40s: https://youtu.be/alkwxRTWvYQ Why When You Retire Matters: https://youtu.be/6UcLAmM6wtI Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y Life Insurance in Retirement: Do I Still Need It? https://youtu.be/cFWcUe2VADo 401(k) Factors You Need to Know: https://youtu.be/1jThp63KUkc?si=irDP7yqGuc54Qm4O Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k

If you’re in your 40s, how many years do you think you have until retirement? So many people just assume that they might not be able to retire for another 20 years or so. But rather than making that assumption, tune into today’s show, as Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® explain how having a forward-looking financial plan can bring you more confidence, freedom, and time as you’re planning for retirement in your 40s. Financial Planning Tool: https://bit.ly/3W4fOWa Meet with Us: https://bit.ly/442YQJD Retirement Plan Checklist: https://bit.ly/44mpOfx Retirement Savings By Age: https://youtu.be/pKPMTRRCUXw HSA Tax Advantages with Marty James: https://youtu.be/w7KHmts85oI?si=1OHfzp9fhNLScXKb Retirement Planning in Your 30s: Health Care Costs During Retirement: https://youtu.be/7ffrE3wnBuc Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y Transitioning to Retirement in These 5 Steps: https://youtu.be/UI-baocZOBk Preparing Your Successors: https://youtu.be/QCy95J-DS5o?si=IOruMDC9Fvf3t_12

Why would someone need to start planning for retirement in their 30s? Well, there are actually several reasons. It's important to understand that how you save in your 30s can oftentimes dictate how you spend later on in life. Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® elaborate on that, as they discuss retirement planning in your 30s on today's show. Retirement Plan Checklist: https://bit.ly/4b8F7L8 Financial Planning Tool: https://bit.ly/4bbBPqe Meet with Us: https://bit.ly/3WgZhhE 401(k) Planning for 2024 and Beyond: https://youtu.be/jBzuhcvY44Y Retirement Savings By Age: https://youtu.be/pKPMTRRCUXw Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU Setting Up a Spending Plan for Retirement: https://youtu.be/5CHb7BAAI2Q Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc The Difference Between Good Debt & Bad Debt: https://youtu.be/Xxmv-pA3kQg?si=ca5SiucI8pIramjR

First Trust Senior Economist Andrew Opdyke joins Dean Barber to make a guest appearance on America's Wealth Management Show. Tune in to learn Andrew's keen insight on the Fed's actions since 2020, the economic impacts, and where Americans find themselves in today's landscape.  Financial Planning Tool: https://bit.ly/3W4fOWa Meet with Us: https://bit.ly/442YQJD 02:26 ­­– Is Inflation Still Cooling?: https://youtu.be/9P_VQBiJXXk 04:40 – Balancing Inflation and Market Sentiment: https://www.youtube.com/watch?v=a3m65TuC5rc 07:07 – Setting Up Your Portfolio for Retirement: https://youtu.be/0q6hPmtUdwU 08:46 ­– Examining Municipal Bonds in 2024: https://youtu.be/y3M7jdSxNY8 15:50 – Bad Retirement Planning Habits to Avoid: https://youtu.be/Ry6ANnqXXUA What Is the Meaning of Wealth Management?: https://youtu.be/Q95aio0b9S8  

No one wants to prepare for the death of a spouse. The grief associated with that is already too much for the surviving spouse and the rest of their family to handle. However, there are several key checklist items that need to be addressed following the death of a spouse. Retirement Plan Checklist: https://bit.ly/44aZm8z Financial Planning Tool: https://bit.ly/3VYtX7i Meet with Us: https://bit.ly/3JmjCub Transitioning to Retirement in These 5 Steps: https://youtu.be/UI-baocZOBk  Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Good Fear vs. Bad Fear: https://youtu.be/p1QunlaL_3E How Do I Pay Less Taxes?: Roth Conversion Questions from the Internet: https://youtu.be/65uerfp0DdU Building Generational Wealth: https://youtu.be/UhBlYVyxYBI

Many taxpayers feel like they have paid their fair share in taxes. And in some cases, far more than their fair share. So, how do you pay less taxes? This line of thinking can cause people to be very shortsighted when it comes to reducing their tax bill. Tax Reduction Strategies: https://bit.ly/3PWiTnk Financial Planning Tool: https://bit.ly/4awwD0k Meet with Us: https://bit.ly/43WHo9W How Does a Roth IRA Grow?: https://youtu.be/sJcVt95fKZo Roth vs. Traditional: https://www.youtube.com/watch?v=ASEEO30DZfI 4 Tax Mistakes to Avoid in Retirement: https://youtu.be/eTJV5UF9j4Q Taxes on Retirement Income: https://youtu.be/I9UUlenPT8Y 5 Money Mistakes to Avoid in Retirement: https://youtu.be/83pJND6T2mU Tax-Efficient Investing with Stephen Tuckwood: https://youtu.be/APOYR-ocDRk?si=D3oinOkePXN__PvT Examining Municipal Bonds in 2024: https://youtu.be/y3M7jdSxNY8

Were you a big fan of the game show, Who Wants to Be a Millionaire?, with the late Regis Philbin? Of course, everyone wants to be a millionaire, but unless you were a rare winner of the popular game show, becoming a millionaire isn’t as easy as answering 15 trivia questions. Let’s review some habits of self-made millionaires and how their expectations compare to aspiring millionaires. Northwestern Study: https://news.northwesternmutual.com/planning-and-progress-study-2024 Retirement Plan Checklist: https://bit.ly/3TScWci Become a Rothaholic: https://bit.ly/3xytT44 Financial Planning Tool: https://bit.ly/3UfXhoI Meet with Us: https://bit.ly/4cP20Vr   Building Generational Wealth: https://youtu.be/UhBlYVyxYBI Retirement Savings by Age: https://youtu.be/pKPMTRRCUXw Good Fear vs. Bad Fear: https://youtu.be/p1QunlaL_3E Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc Is Inflation Still Cooling?: https://youtu.be/9P_VQBiJXXk