Something More With Chris Boyd Show Podcasts

Joining us is Tim O’Connell, Founder and President of Tommy’s Place, which is a non-profit that acts as a vacation home for kids fighting cancer. Tim shares his story how of what led him on this journey and how he made his dream to help families fighting cancer a reality. Named after the Founder of the Falmouth Road Race Tommy Leonard, Tommy’s Place strives for a Walt Disney type experience and is a place for families to relax, make memories, and have fun. Their significant impact on the greater community is expanding with a new home in Centerville, MA.  https://tommysplace.org/ Chris and Jeff are joined by Matthew Lee, Esq., Partner at Tocci & Lee, LLC, to discuss the implications of legal and illegal immigrants in America and how they tie into America’s labor market. They cover how to keep America’s economic engine sustaining amid many facing challenges. Matt talks about his work as an immigration attorney that help companies in the Centerville, MA area hire available legal workers.  https://toccilee.co

CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, get into a client inquiry that makes a case for investments in gold stemming from fear in current market conditions. Chris advises against making decisions based on fear and cautions listeners on guarantees with an annuity example. Jeff gives a market update on employment rates and brings up the Federal Reserve’s plans on their plan to cut inflation. They discuss the implications of stimulus keeping markets afloat during the height of covid and what that means today. They stress time in the market over timing the market. They bring up better news from the IRS on tax bracket adjustments but shift gears into international matters on UK’s Prime Minister resignation, European economy, energy consumption, and more.

CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, are joined by Barbara Cotton, Executive Director of the American Red Cross, to discuss the local chapter’s involvement in the community and greater areas around the world. She explains and gets into their contributions in helping the Cape Cod community and broader areas of the world that are affected by natural disasters and the Ukraine War.  Visit www.redcrossblood.org for more details. We are joined by the Heroes In Transition (HIT) Annual Fall Gala committee Nicole Spencer, Sarah Daley, and Kristen Boyd. They talk about the organization, share the implications of being a private non-profit, their equine therapy program, and share information about the 13th Annual Fall Gala. The Fall Gala will take place on November 12th, 2022 at The Coonamessett Inn in Falmouth, MA, with the theme being “We Are Family.”  Visit https://heroesintransition.org/fall-gala/ for more information. Chris and Jeff discuss the upcoming Massachusetts election ballot questions, get into the

CEO Chris Boyd, CFP®, IAR Jeff Perry, JD, and CIO Brian Regan, CFA®, dig into the release of recent CPI data for September. Brian shares good and bad news, and focuses on the medical services and shelter measurements of CPI, its effects, and how the Federal Reserve can respond. What can we do as investors? Brian talks about some correlations between NASDAQ and treasury markets. The Team gets into the big inflation picture. Brian stresses the effects of medical care and rent measurements and urges everyone to watch and listen to AMR’s Q4 Economic & Market Outlook webinar (on www.AMRfinancial.com). Chris and Jeff lighten the mood and discuss the announcement of social security benefits getting their biggest boost since 1981. They talk about what that means for the average person and further implications. Later they share some data on what millennial debt looks like.

CEO Chris Boyd, CFP®, and IAR Jeff Perry, JD, are joined by Douglas MacDonald, President & CEO of Murray & MacDonald Insurance Services, Inc., to discuss insurance implications of hurricanes. They talk about the circumstances of Florida’s Hurricane Ian, which Doug shares insight on from an insurance standpoint. How does one address insurance issues? What factors should people consider when thinking about purchasing different types of insurance? Doug shares answers to these questions and sheds light on some challenges insurance can save you from. He gets into insurance deductibles and explains certain differences between varying types of insurance and more. Chris and Jeff are later joined by CIO Brian Regan, CFA®, to discuss National Financial Planning Month. They share stories and reveal the reality of the importance of good habits and intentionality in financial planning.

CEO Chris Boyd, CFP®, IAR Jeff Perry, JD, and CIO Brian Regan, CFA®, talk about Chris’s trip to Portugal and segue into European economic challenges and how they affect the US economy. In the context of a tough winter, Brian mentions the difference between natural gas, oil, and petroleum, and talks about US trade partnership and inflation. Brian speaks on volatility and mentions treasury and stock selloffs in a “liquidity event.” They put perspective behind portfolio management, mentioning long-term investors buying on sale. The Team gets into the national debt and talks about the potential ramifications of a high national debt. When is the tipping point? They discuss the issue of lenders confidence. Brian uncovers some misconceptions of US debt and expresses necessary times when countries should run a deficit.

Host and IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, open this hour talking about criticism given by Economist and Professor of Finance at the Wharton School of the University of Pennsylvania, Jeremy Siegel, on the Federal Reserve and its attempt to bring down inflation. Brian shares similar sentiment with the professor of Fed tightening timelines and gives insight on home mortgages and its effect on the average person. Brian discusses expectations on fed fund rates in 2023 and reveals how much fed fund rates affect yield curves. He takes a macro view of what the Fed is doing today and what they might do in a year from now. Taylor White, Sandwich Town Clerk, joins Jeff to discuss upcoming elections, ballot questions, voter identity, early voting, and more, sharing the goals and challenges of his role and election officials.

Host and IAR, Jeff Perry, JD, is joined by AMR's marketing team to talk about customer service week with examples of good customer service and how it's rewarded. They shift to explain an upcoming marketing campaign that entails asking AMR advisors to give their best financial tip, discussing the inception and execution of the series. Wealth Advisor, Jeff Tomaneng, CFP®, joins and teases his best piece of financial advice - what he would tell his younger self. They bring up the college planning process from past week's show and stress the importance of college fit. Jeff and Jeff shift gears to talk about logistics of financial planning and explain the ways they work with their clients. They emphasize what clients can do to elevate the level of service a fiduciary financial planner can give. They discuss values revolving around money and state the importance of budgeting during an inflationary economic period.

CEO, Chris Boyd, CFP®, and Marketing Director, Cathi Ingersoll, discuss AMR’s most recent quarterly newsletter: Resources Review, which promotes AMR’s most recent and upcoming events from campaigns and webinars to AMR's involvement in the community. They discuss making sure to take RMD’s and talk about the importance of IRA contributions. They bring up the recent Massachusetts tax rebate and discuss voting on whether there should be a differentiation of income taxes for Massachusetts residents. Chris talks about how to reevaluate risk tolerance, how inflation and the Fed funds increase has impacted retirement accounts, and looks at it through a long-term lens.

CEO, Chris Boyd, CFP®, and CIO, Brian Regan, CFA®, cover things discussed in the 9/21 Fed meeting. Brian shares with us that even as the Fed fund rate increase of .75% was the highlight, he thinks there were more important factors to consider. He brings up significant points on further rate hike expectations, long and variable lags, housing market softening, impacts on bonds, and more - all to hawkishly combat inflation. Brian describes what a Barbell approach is in regard to bond investing and mentions where there might be the best risk-reward on the yield curve. He shares how company earnings might respond to inflation levels and gives bull- and bear-case scenarios. On inflation, Brian compares today's inflationary period to the 1970's, differentiating economic variables that are weighted heavier today than the '70's. Later, Brian gives us a history lesson on where Central Banks came from, how the Federal Reserve was created, and what their role was/is in the economy.

CEO, Chris Boyd, CFP®, and Wealth Advisor, Jeff Tomaneng, CFP®, are joined by Cozy Wittman, Education and Partnership Manager of College Inside Track, to discuss college planning and trends. She shares with us how she helps students prepare for the college investigation and selection process by explaining when students should start their search, important factors to consider, how to be a good fit, and more. Cozy goes on to explain college admission trends and covers test-optional claims, a post-covid college admission environment, Early Decision considerations, tier level colleges, and more. She then shares College Inside Track's perspective on the latest student loan dismissal and how it relates to conversations with students and their parents. IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, join for the last segment to talk about different types of bonds, mentioning bank loans and collateralized loan obligations (CLOs).

CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, discuss recent economic news and what has been going on in the market. Brian updates us on CPI, inflation and other market indicators that the Federal Reserve considers. Brian answers some logistical and foundational questions on the developing supply of goods, inflation's timeline back to normalcy, and trends in the economic environment, and more. The Team brings up the 2- and 10-year yield curves and discusses what they mean with both short-term and long-term exposure, and much more.

CEO, Chris Boyd, CFP®, Marketing Director, Cathi Ingersoll, and Wealth Advisor, Jeff Tomaneng, CFP®, open the hour by appreciating being named Top 3 Financial Planners and Investment Firms by The Best of Cape Cod and being nominated Top 3 Financial Planners by The Best of Upper Cape Cod. They shift gears to share investment sentiments and expressions that investors tend to hear. Things like, "sell in May and go away," "cash is king," "when the tide goes out, you see who's swimming naked," and more. They discuss these expressions and ask when you should heed them and when you should ignore them. They progress into discussing a Kiplinger Article, Protect Your Retirement Income from Inflation, covering considerations of how to withstand market volatility, the importance of being thoughtful and intentional, and more.

AMR's CEO, Chris Boyd, CFP®, Lead Financial Planner, Scott Birmingham, CFP®, and CIO, Brian Regan, CFA®, open the show talking about the job market environment and its implications on the Federal Reserve's rate hike outlook. They discuss the change in natural gas flow through Europe's Nord Stream pipeline, what it means for that region, and then mention US petroleum reserve levels and what that means. The Team shifts gears to discussing the rental housing market, where finding affordable rental housing has been a challenge as they mention the importance of having housing options.  They cover the Buffett Indicator, what it is and how it can be a good indicator of an overvalued or undervalued market environment. Brian cautions us on relying too much on one particular data point. They discuss whether it’s better to start your retirement investments during a bull market vs bear market. AMR's Marketing Director, Cathi Ingersoll, joins as Chris answers questions on market drivers/indicators, college planning, and m

CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, open this hour continuing their discussion on a Wall Street Journal article, 20 Ideas for Adjusting Your Stock and Bond Portfolio. The topics covered were strategic asset allocation in volatile markets, dividend-growth stocks, making incremental shifts, investors timeline and more. Chris and Jeff discuss a client insurance situation, explaining the commonality of expiring insurance and what considerations go into evaluating whether a person needs to renew and more.

Chris and Jeff open the show on Chris’s birthday celebration at a James Taylor concert, one of his favorite restaurants and more.  Jeff shares context of Labor Day: where the holiday came from, why we celebrate it and what it means today. CIO, Brian Regan, CFA®, joins the show and shares his thoughts on current economic market drivers, focusing on earnings and interest rates. The Team then continues discussing 20 Ideas to Adjusting your Stock and Bond Portfolio, an article by The Wall Street Journal.

CEO, Chris Boyd, CFP®, and IAR, Jeff Perry, JD, are joined by Certified Student Loan Professional, Belle Osvath, CFP®, CSLP®, to explain the logistics of student loan forgiveness: who it affects, what it means for those who qualify, Pell Grants, and more. Chris and Jeff give their perspectives on student loan forgiveness, the government’s role and how they see it affect the economy and society. AMR’s CIO, Brian Regan, CFA®, joins the conversation to discuss 20 Ideas to Adjusting your Stock and Bond Portfolio, an article from The Wall Street Journal.

CEO, Chris Boyd, CFP®, IAR, Jeff Perry, JD, and CIO, Brian Regan, CFA®, open the hour talking about the market and economy. They discuss short- and long-term outlooks of inflation, bringing up three main inflation forces - monetary policy, fiscal policy, and supply chain issues related to the pandemic. Brian mentions when we feel the effects of the Fed fund rate hikes. Brian answers questions on meme stocks and explains gamma squeeze, stock options, shortages and more.

IAR, Jeff Perry, JD, is joined by President and CEO of the Cape Cod Canal Region Chamber of Commerce, Marie Oliva. They discuss business conditions on Cape Cod as Marie characterizes prominent industries for the economy. They talk about challenges the Cape faces, recommend existing resources for small businesses and explain the Chamber's role in the community. Jeff Perry, JD, dives into estate plans, covering what they are, their benefits and the downfalls of not having one. He emphasizes creating a stable life for your family through estate planning, describing what power of attorneys, healthcare proxies and living wills are.

Host and IAR, Jeff Perry, JD, and Wealth Advisor, Jeff Tomaneng, CFP®, open the show updating listeners on AMR’s upcoming Financial Planning webinar on Wednesday, August 24th. They discuss the Inflation Reduction Act, explaining what it is, how it affects inflation and what it can mean for you. Soon after, Jeff and Jeff look into financial advice given from America’s Founding Fathers and see how they relate to today’s financial environment, elaborating the importance of budgets and much more.