Money Guide With Mary Sterk

People of all wealth levels have unique struggles, worries and challenges when it comes to money. While the financial problems of the wealthy may often be labeled "first world problems", they still create levels of stress and anxiety for many people. From relationship issues to business problems, managing a large fortune can be a time consuming and difficult task. In this episode Mary Sterk discusses 10 of the top worries that people with larger amounts of money often have.

There are only a few ways to actually get rich. In this episode Mary Sterk shares wise words to help you on your money making journey.

Many people simply have no idea how much money they will spend when they retire. It all comes down to the lifestyle you want to live and how you wish to spend your time. In this episode Mary Sterk breaks down the way to look at spending during your Golden Years.

Summer can get really expensive when the grandkids come to stay! In this episode Mary Sterk offers some budget friendly ideas to enjoy the lazy summer days with those grandkids you love - without breaking the bank!

After many delays, the new DOL rules went into effect June 9 regarding the fiduciary standard. This impacts consumers in a variety of ways. If you have money in retirement accounts, it affects money going in, money coming out, and money transferring to a different retirement account. In this episode Mary Sterk shares what that new fiduciary rules mean for you and your retirement accounts.

Investing For Women - Episode #06-24-2017 by Mary Sterk

There are many types of IRA's - and people frequently don’t understand the differences or some of the rules. In this episode Mary Sterk gives you an IRA overview in a simple and easy to understand way.

When Nobody Wants Your Parent's Stuff - Episode #06-10-2017 by Mary Sterk

You're getting married! Finances are a major part of your new union. Each person brings their financial background, money philosophies, spending habits into the new marriage. Good communication and planning is the key to a healthy financial future together. In this episode Mary Sterk shares savvy financial tips for the Bride To Be!

We all want to make smart financial decisions. With so much information easily accessible through the internet you would think that would be easy! But most people still feel confused. In this episode Mary Sterk shares her thoughts on what is worth it - and what is not!

Graduates have a lot of financial things coming at them. High school grads are contemplating how to pay for college, moving out on their own and getting their first real job. College grads today are often faced with large debt loads and poor credit. In this episode Mary Sterk educates you on how to start the next phase of life on the right financial foot - including emergency fund basics, smart budgeting, credit building, and handling student loans.

Mother's Day gives us a chance to celebrate our moms and consider the fine financial lessons they have taught us. From metering out an allowance for chores, to re-purposing items most would have thrown away - mom's definitely have a lot to teach us. In this episode Mary Sterk shares some of the great lessons she learned from her mother, and some of the things she felt were most valuable to pass down to her own children.

Dealing with money can be uber stressful. Several studies indicate financial stress can lead to symptoms similar to PTSD! In this episode Mary Sterk discusses several of the most stressful financial situations people encounter and offers practical tips to help guide you towards a successful outcome.

Are you ready to retire? Are you sure? The questions begin to swirl - will I run out of money? What do I do with my social security? How does Medicare work? Are my investments set up properly? In this episode Mary Sterk shares the top concerns people have when facing retirement - and how to put strategies in place to overcome them.

Many people are confused about the best way and the best time to begin taking their social security check. Do you take it right when you retire? If you delay is that a good idea? Is it different if you are married- widowed - single - divorced? In this episode Mary Sterk discusses ways to maximize your own personal social security.

Spring is in the air and many of you are knee deep in spring cleaning projects. That often causes us to loo at our homes with a fresh eye. People often question if putting money into home improvements is a good investment. In this episode Mary shares some of the best and worst returns on your money when it comes to home improvements.

Are your children & grandchildren responsible enough to handle a large inheritance? We would like to think that they are, but the reality is that many young people are not equipped to handle the pressures and responsibilities that come with managing wealth. In this episode Mary Sterk discusses the pros and cons of ways to control your assets from the grave.

The Fed has bumped up the interest rates twice in the last 6 months, and says they intend to keep doing so over the next few years. But what does that mean to your own pocketbook? In this episode Mary Sterk shares how rising interest rates actually affects YOU.

Many people have 401k accounts from prior jobs. They often wonder what is the best plan for that money. Many investors simply just leave it there - not by choice - but by default...it's the easiest thing to do! But is it the best thing to do? In this episode Mary Sterk talks about the four options available for old 401k accounts. She will take you through the pros and cons of each option to give you great thinking points as you make your best decisions.

Buying and selling stocks should come down to a specific evaluation process - but is that what you are really doing? Some investors are just playing hunches. Some investors have some type of buying criteria, but most have no selling criteria. In this episode Mary Sterk takes you through a unique methodology to evaluate when it is time to buy or sell your stock.