Accredited Income Property Investment Specialist (aipis)

Jason welcomes Patrick Donohoe of The Wealth Standard Podcast to discuss the dirty details of pensions, insurance policies and Ponzi schemes. Jason describes the difficulties and common mistakes average retail investors make when investing in financial services. And, Pat gives a comprehensive overview of how to make the most of your existing policies in order to invest your money in the most historically-proven asset class, income property. Key Takeaways: [1:15] Is the US a giant Ponzi scheme? [4:21] Understanding the difference between pension benefit plans and contribution plans is essential. [14:05] The financial service industry preys on retail investors. [19:39] Harry Markopolos is waiting to capitalize on a market correction. [25:59] Analyzing the patterns and mistakes of the middle-class investor. [34:17] The Wealth Standard Podcast focuses on helping individuals understand the comprehensive nature of the economy. [36:39] Pat explains how policyholders can reduce their risk and get investment money for

In the early 1980s Seth Merrin was an intern on Wall Street who saw ways the industry could change for the better. His first startup was an order management software that asset managers around the world use. He later created the company Liquidnet Holdings that allows institutional investors to trade large blocks of stock. Jason Hartman caught up with Seth to talk about his newest book, The Power of Positive Destruction, and how business owners can take ideas from other industries and disrupt theirs. Key Takeaways: [1:01] The premise for the Power of Positive Destruction [3:05] Taking things from one successful industry, and applying them to your different industry, can provide huge boons [5:50] The positive destruction created by companies like Uber, Lyft, AirBnB, etc [9:14] The art and science of launching a company [12:39] How Seth applied the principles from his book on his own companies [16:20] Whether Wall Street is swinging back toward being an institutional game, and how Seth's platform plays in that [

Elisabeth and Jason finally get back together to talk about what's going on in the world of real estate and inflation right now. They discuss some linear, hybrid, and cyclical markets, as well as the influence of foreign investors in the US real estate landscape. Key Takeaways: [1:01] What Jason learned on his 7 week vacation/trip to Europe [5:03] The patterns of countries like Japan and the importance of demographics [9:28] Whether "this time it's different" is at all applicable in this cycle, or if it's just wishful thinking before a bubble bursts [13:36] Donald Trump is loosening the flood gates of money, and how it will effect real estate investing [19:16] The impact that foreign investment has on US markets [26:01] A lot of the invisible inflation can be seen is by the rise of self-service [31:14] We've got to stop viewing minimum wage jobs as careers Website: www.JasonHartman.com/Events www.WomenInvestingNetwork.com

Julia Spencer used to invest in long-term rental homes, but decided to switch over to short-term rentals a few years ago. She shares with Jason what she has learned over the years while self-managing the properties she owns, and gives some tips on how to avoid pitfalls that she experienced. The fears of an all consuming time commitment, never being able to go on a vacation, and having your home destroyed by guests are explored, and we find out the true income potential of short-term rentals. Key Takeaways: [2:43] Julia has about 30 listings for her 7 homes [6:56] Julia's portfolio prior to starting short-term rentals [9:40] The importance of the review system in the short-term rental market [12:45] Julia started her short-term rental career by moving out of her own house and renting it out, and got rid of some of her long-term rental homes [16:37] Short-term rentals and problems with neighbors [21:10] Red flags (and green flags) for properties you're considering for short-term rentals [25:38] What team member

In 2016 Jason was joined by Harry Dent, from Dent Research, to discuss the tax benefits you can get from moving to a US territory like Puerto Rico, some cyclical markets that are out of control, demographic problems around the world, inflation, and foreign investors in US real estate. Key Takeaways: [1:20] Harry's new home in Puerto Rico, and the tax benefits he can receive [5:18] Vancouver real estate is out of control [10:31] Japan's biggest problem is a demographic problem [14:21] Previously Harry had predicted a drop in gold which hasn't happened, does he still believe it's going to go down or was he wrong? [19:01] In a deflationary environment the only chance you have to make money is in yield, which can be found in linear markets with cash flowing properties [24:22] Most foreign real estate investors are legally laundering their money out of their country Website: www.HarryDent.com www.DentResearch.com

Part 2 of Jason’s interview with Richard Duncan includes information about the what Richard believes will happen if the government doesn’t continue to intervene in keeping the global bubble afloat, how the government can get back to the black and why we are at a unique time in economic history. Richard Duncan is Chief Economist at Black Horse Asset Management, the author of The New Depression: The Breakdown of the Paper Money Economy and The Dollar Crisis: Causes, Consequences, Cures. His Macro Watch video series can help individuals to clearly understand how the financial system really works. Mr. Duncan previously held the position of economist for the World Bank and the International Monetary Fund. Key Takeaways: [1:00] Once the US moved from a gold backed monetary system to paper money system the rules changed. [10:35] Who has benefited most from a globally-based economy? [13:16] The global bubble is inflated by government policy. [16:15] The combination of printing money and globalization makes this a uni

This week’s episode is an enlightening economic conversation you don’t want to miss. Jason welcomes Richard Duncan back to the show for the first of a two-part conversation about what is driving the economy and which mistakes could catapult the US into a recession. Richard Duncan is Chief Economist at Black Horse Asset Management, the author of The New Depression: The Breakdown of the Paper Money Economy and The Dollar Crisis: Causes, Consequences, Cures. His Macro Watch video series can help individuals to clearly understand how the financial system really works. Mr. Duncan previously held the position of economist for the World Bank and the International Monetary Fund. Key Takeaways: [1:11] Richard Duncan has a unique, insider’s view of world economics and FIAT money. [6:16] In the US, when credit grows less than 2% the US goes into recession. [11:27] Creditism is the new Capitalism. [13:47] Looking back at the policies which saved the world economy in 2008. [19:45] It’s a very sensitive moment in the econo

Bubbles have come and gone throughout history. One area expands too much and crashes, but there are usually other asset classes that are insulated from the bust. But what if it's an everything bubble? What if real estate, stock markets, commodities, and everything else is in a bubble? What can you do in that situation? Jason Hartman talks with Mish Shedlock, economist and investment advisor at  SitkaPacific Capital Management, about what's going on right now and where you may find some decent investments amidst the bubbles. Key Takeaways: [3:12] Mish's Rule of Progress [10:28] The Shiller P/E Ratio Chart and what it says about the market today [12:13] The Buffett Indicator [16:08] The Mish Shedlock investing thoughts for right now [19:46] How asset inflation is leaving investors behind [24:12] Some real estate price examples on the East coast that show the dangerous bubble we're probably in, and how policies are set up to aid the rich in their wealth creation Website: www.MishTalk.com www.MishMoments.com

Income generating real estate is the most historical proven asset classes in the world. Jason talks with Reichen Kuhl, CEO and founder of LeaseLock, about his program for landlords. LeaseLock is designed to identify rent payers and protects landlords from tenants who don't pay rent. Key Takeaways: [1:30] LeaseLock is an insurance policy a tenant will pay the rent. [5:07] How exactly does the LeaseLock know who will be a rent payer? [10:42] Insurance industries are able to insure people differently in spite of Fair Housing laws. [12:49] The cost is LeaseLock is 7% of the full lease value of the rental unit. [16:05] Miscellaneous information about LeaseLock as a business. Website: www.LeaseLock.com

Jason Hartman welcomes William Cohan, New York Times columnist, special correspondent for Vanity Fair, former contributor to Bloomberg View, and author books such as Why Wall Street Matters, The Last Tycoons, and House of Cards. William tells Jason his views on the Trump administration, why Donald has had a hard time draining the swamp and who really is to thank for the low unemployment rate and the steady economy. Key Takeaways: [1:13] The Trump administration, leverage and cleaning out the gears of the machine that is the US economy. [7:24] A grand bargain with Wall Street would mean revamping much of its incentive system. [13:40] Draining the swamp is harder to do than it looks. [13:23] What we should expect out of the economy and employment. Website: www.WilliamCohan.com

Neighborhoods throughout America are more segregated than ever, and a lot of people don't realize that governmental action is a big reason why. Richard Rothstein is author of The Color of Law: A Forgotten History of How Our Government Segregated America, and he tells Jason about how laws kept certain groups of people in certain areas of society, and how it still resonates today. Richard also tells Jason some pretty simple rule changes that could spur integration, and more affordable housing in general, throughout the country. Key Takeaways: [1:27] The government's involvement in the segregation of our neighborhoods [3:58] How governmental actions created segregated suburban communities like Levittown, NY and Lakewood, CA [7:27] The FHA would only guarantee loans to developers if they promised not to sell homes to African-Americans [10:24] The Fair Housing Act of 1968 didn't actually solve any problems because the home values had become unaffordable for working class families [19:08] Jason's take on "Environme

  The First Amendment is frequently cited by anyone who is told to quiet down what they are saying. But what does it actually protect, and from whom? Floyd Abrams represented The New York Times in the 1971 Pentagon Papers case, and is author of the new book The Soul of the First Amendment. He explains to Jason how the First Amendment actually protects us, what it DOESN'T protect us from, and why some areas aren't as protected as others. From comments made online to business practices, it's important to know how much damage your speech can have, both to the subject of your speech and to yourself in any potential lawsuit. Key Takeaways: [2:23] Floyd's background and some of the landmark cases he's been a part of like the Pentagon Papers [6:25] The First Amendment and college campus free speech issues [8:10] Areas of our society we don't realize are government controlled and subject to different free speech rules [10:45] The broadcast medium is nearing the free speech protections as print media [15:17] The Firs

The housing market is always on a pendulum, but where are we now? Self driving cars are going to be changing the dynamics of our society, but are they going to push more people into the city or have more people moving to the suburbs? Jason Hartman and Matt Slepin, President of Terra Search Partners, discuss what is going on in real estate today, and how our changing environment is impacting real estate in the future. Key Takeaways: [3:06] Where Matt thinks we are in the business cycle, and whether we've overbuilt apartments [7:19] The issues going on in the retail and office investment markets, and why apartment investing makes more sense these days [11:43] The rise of the autonomous vehicles and how they will change the real estate demand equation [15:59] What does Urban Land Institute do and what issues are being discussed? [19:52] What Matt has learned in his real estate podcast [23:21] Two conflicting trends in property management Website: www.TerraSearchPartners.com

Bob Miller might have started his career as a police officer, but he didn't stop there. He worked his way up to become the longest serving governor in Nevada history, with a mindset of encouraging economic development through environmentally friendly tourism, specifically Las Vegas. But Vegas wasn't always in Bob's future. Bob's dad was a gaming pioneer, and he steered Bob away from the Vegas experience and pointed him in the direction of legal advocacy. After he graduated from law school and worked his way up to the governorship, Bob used his legal background to help Nevada transition Vegas into the powerhouse of entertainment that it is today. Jason Hartman and Bob talk about Bob's new book Son of a Gambling Man, and what Vegas was, what it is, and how the law impacted Bob's entire life. Key Takeaways: [6:05] Where Bob sees Las Vegas, and the state of Nevada, headed [11:02] When Vegas changed from a place with cheap food/transportation/hotel rooms to get you to come in and gamble, to a place where it's expe

New Fannie Mae rules were recently announced, and it's going to impact your financing. Joe, Jason Hartman's lender, is here to talk about how these new rules are going to impact your investment home purchasing. There are caveats to the 20% down on your first 10 properties, but once you own the property, you have options. Key Takeaways: [2:10] Fannie Mae allows borrowers to put 20% down or the first 10 properties. [4:23] Interest rates are rising so lock the rate on your property rate now. [9:17] 85-90 days in the maximum time to lock in a rate. [10:48] Joe explains loan level price adjustments to rate. [13:02] The Trump administration may replace the head of the Consumer Financial Protection Bureau. [17:55] The ease or difficulty of qualifying for a loan.

Income property inventory is low after single-family home sales rose in January. Jason explains why an inflationary period is a great time to invest in single family homes during this live recording from one of his recent seminars. He also says the signs are pointing toward such an inflationary environment under a Trump presidency. Key Takeaways: [1:14] Inflation induced debt destruction by way of a mortgage. [3:21] Inflation numbers are always adjusted by the government [10:49] The ultimate investing equation. [18:08] If it doesn't generate income, it's not an investment [19:59] Inflation crushes cash and bonds [22:01] The IRS does not account for inflation. [25:15] Loan defaults happen during deflationary periods as well [27:38] If you have a corporate job you are paying more taxes than the self-employed.

Elysia Stobbe's real estate career has seen her help close more than $250 million in residential mortgage loans. Jason Hartman talks with Elysia about her best selling book How to Get Approved for the Best Mortgage Without Sticking a Fork in Your Eye. The two discuss money mistakes that investors frequently make, what to expect from the mortgage industry in the next few years, some crucial borrowing strategies, and more. Key Takeaways: [1:42] The 3 monumental money mistakes to avoid [5:12] The state of the mortgage industry [8:40] Key borrowing techniques for investors [11:50] There are still great returns out there, so stop waiting Website: www.ElysiaStobbeBooks.com www.ElysiaStobbeHomeLoans.com

Jason Hartman talks with the founder of Rentec Direct, Nathan Miller, as the two seek to help investors self manage their properties with tools such as Rentec Direct. Rentec offers complete solutions including inventory, property management tools, and now exclusive financing with terms you will appreciate. Nathan says Rentec Direct is designed for investors with 2-20 income properties. Tenant screening, automated payments and a property manager access option makes the tool accessible and easy to use. Key Takeaways: [1:52] Rentec Direct’s average client is an investor with 2-20 properties. [3:51] The Rentec tool is designed to make a landlord’s life easier. [9:01] Tenant screening is via Trans-Union. [13:58] Rentec PM has the option to open an owner/investors portal and is 20% more. [18:27] What differentiates Rentec Direct from their competition? [24:02] Live chat support is available within the program. Website: www.RentecDirect.com https://cozy.co “The most important part of renting a home is picking the ri

Jason Hartman talks with Frances Donald, Senior Economist at Manulife Asset Management and Chief Economist at John Hancock Financial Services. The two discuss consumer, investor, and executive sentiment numbers in the home and job market. Frances can't say for certain whether or not Trump is the reason behind the economic resurgence, but she does believe Trump's potential policy changes are the reason behind the stock market rally. Frances and Jason also discuss how the real estate market still has pent up demand despite growing student loan debt and young people being unable to buy homes. Key Takeaways: [1:12] Investor sentiment gives a positive outlook for the US economy [3:54] Is Trump the cause of the economic forecast? [5:11] Rising interest rates present a challenge for the housing market [8:12] Trump is inspiring confidence in companies all across the country [9:53] Real estate investment is a small part of the total economy [14:30] There are two true drivers of rental housing [17:02] The housing and r

Jason Hartman talks with Founder, CEO, and Chairman of ThirdHome, Wade Shealy. The two discuss how people with vacation homes can loan out their vacation spot while getting access to thousands of properties in desirable areas for as little as $395 for a week. So if you're tired of going to the same spot for your vacation year after year, maybe it's time to borrow someone else's for a change. Key Takeaways: [2:41] How ThirdHome differs from timeshare business models [6:06] What you have to do to be eligible for membership into ThirdHome [10:36] How ThirdHome relationships with other organizations works [13:56] The cleaning process after guests leave your vacation home [15:26] Relationships that have been cultivated through ThirdHomes, and some of the membership perks Websites: ThirdHome JetSmarter