Accredited Income Property Investment Specialist (aipis)

Jason Hartman speaks with Leslie Appleton-Young, vice-president and chief economist for the California Association of Realtors. Leslie brings several charts and graphs to the conversation to share some staggering movement in California's real estate. In January, 2020 was shaping up to be a knock out year, but due to the Coronavirus pandemic, we are now looking at best for a quick recovery. Leslie and Jason draw correlations between the 2008 recession and recovery to the recent, seemingly, self-imposed recession.  As well, Leslie shares data to support buyer/seller trends as emotions shift from the COVID-19 impact. The question continues to go unanswered, how will malls, retail space, and hotels change post coronavirus? Key Takeaways: [7:30] Jason and Leslie discuss predictions based on the Q2 hit in 2020, ranging from a 25% - 42% decline.  [9:00] The buy-side of real estate is doing well, likely because of record low interest rates, more space needed for home offices, and more space desired in quarantine time

Dr. Bryan Taylor joins Jason Hartman as they rewind the clock 1,000 years to look at the history of interest rates and housing costs. The bubonic plague and the Spanish Flu have both had an impact on economics. How does this relate to Coronavirus?  Living in urban areas has historically been out of necessity. Currently, technological advances have taken away the demand for living in highly populated areas. Taylor and Hartman discuss the change in housing costs as influenced by the bubonic plague 800 years ago, but how reliable is this information? Key Takeaways: [2:00] Are interest rates the lowest they’ve ever been in history? [3:20] Government debt explained based on the influences surrounding World War II [4:20] Did Paul Volcker make the right moves? [5:30] Are interest rates too low? What’s the fallout? [8:30] Prices are being controlled mainly by a lack of demand. [12:00] Flashback 102 years to the Spanish Flu, what happened economically? [16:00] Are we to face a repeat of the roaring ’20s? [20:00] Techn

Dan Millman, author of The Life You Were Born To Live, is here to discuss the loneliness epidemic as well as his recent book. The question that surrounds this discussion is, "What do I want to look back on five years from now, when this is behind us?" Dan and Jason discuss the challenges of constraints but the creativity that comes from it. How will people cope with the loneliness epidemic? Key Takeaways: [0:00] Guest Dan Millman [2:45] How will people cope with the loneliness epidemic? Will coronavirus impact our interaction with technology in a positive way? [5:00] There’s a huge difference between not being able to eat, and choosing not to eat. [8:00] Constraints breed creativity. [11:00] Athlete’s understand the law of presence.  [15:15] Are we spiritually weight lifting now? [17:45] Being at home, and less stimulated, is tuning up our RAS, reticular activating system. [19:45] “Right now humanity is going through a transformation and no one promised that it will always be pleasant.” -Millman [24:00] What

Nobody wants to live in high-density areas anymore. It’s gone beyond the fear of coronavirus. Investment counselor, Doug, talks with Jason about Inflation, Inflation, Inflation. As well, Doug and Jason discuss the middle-class fiction. What is happening to our middle-class, and how can we learn to create wealth? Finally, rent is due, and residential tenants are paying, but are commercial real estate landlords having the same good fortune through pandemic times? Everyone is working from home, and most people are enjoying it. Key Takeaways: [2:30] Nobody wants to live in high-density areas anymore. It’s more than just coronavirus urging persons to move to suburban areas. [5:00] We are watching the ultimate collapse of the “middle-class fiction.” [9:30] The whole middle class is being hollowed out.  [12:45] Rent stability seems to be almost on par with previous years. [16:00] Commercial tenants are having a much bigger problem paying rent when compared to residential tenants.  [20:00] Inflation, Inflation, Infla

The Mortgage Coach software was designed to help people analyze the mortgage as a part of the asset. Dave Savage and Jason Hartman walk through the four essentials that every family should know when getting into mortgage debt. This episode builds your strategy and understanding of mortgage as an investor or for your residence. Stay tuned for a quick walk-thru of refinance options and buy-downs.  Key Takeaways: [2:25] Start with Why? - Simon Sinek [3:30] The four essentials that every family should know when getting into mortgage debt. [5:45] How can we become debt-free faster, or invest the difference? [9:10] Refinancing options. [13:30] Breaking apart buy-downs.  [14:45] Points are just interest. You can pay interest in advance or monthly. When is it economically smart to pay points.  [19:00] Go beyond the rate sheet that your loan officer gives you to calculate your wealth potential.  Websites: MortgageCoach.com JasonHartman.com/Asset JasonHartman.com/Webinar www.JasonHartman.com www.JasonHartman.com/proper

Real Estate Star, Bryan Casella joins Jason Hartman from sunny California to share tips on getting started in real estate. This interview is all about having a top producer mindset. Bryan shares his story from pro basketball to real estate broker and the tips he’s learned about being on a high level of success. Bryan answers questions about what he studied to gain the knowledge and tactics he used to get ahead.  Key Takeaways: [2:00] How did you go from a professional basketball player to a real estate broker? [6:00] “Getting started and door knocking was my claim to fame.” - Casella [7:13] Were you prospecting in a sort of shotgun-style, or farming specific areas? [8:45] In regards to career-advancing, Casella studied the greats and got certified in hypnotism. Mind and communication versus sales and techniques.  [12:00] Are you the agent concerned about the latest and greatest tech, shotgun, and sweat, or combining the two? [15:12] It’s the Production versus Production Capacity balance.  Websites: BryanCasel

Dr. Richard D. Wolff, professor of economics and author of Understanding Marxism, joins Jason Hartman today, discussing the global economic meltdown. Wolff shares his interpretation of marxism and why he believes that is has been poorly applied. As well, Hartman and Wolff discuss capitalism in America, the perception and the reality.  Wolff and Hartman discuss the disproportionate pay between CEO and workers. The CEO to worker compensation ratio has changed dramatically. Wolff states that a cooperative/directorship might work using the example of The Mondragon Corporation.  Key Takeaways: [2:15] Was Karl Marx's ideas applied wrong? [8:45] "A liberal and a marxist are not the same things." [10:30] What is a Marxist?  [12:45] Capitalism didn't make the break from fatalism and slavery that it thought it did.  [16:45] Did any country have genuine pure marxism? [20:30] "There's a reason that a very small number of people are capitalists (entrepreneur) and a very large number of people are workers" - Wolff [20:45]

Adam Robinson is on the show today to dive deep into the collapse of a global market. It’s not just about inflation and deflation; it’s about understanding the collapse of the velocity of money. Now, the majority is trying to understand negative interest rates.  Adam Robinson returns to the show to further his discussion with Jason about macroeconomics. A system based on radical consumption is a losing battle. How has this shaped us, and how has the coronavirus changed how we eat, dress, consume, and even view real estate? Key Takeaways: [1:00] Millennials, Gen Z, or people in the prime of their life can afford Manhattan and are looking to migrate away from high-density areas.  [3:00] Are we looking at a collapse in the global economy? [9:15] What would the economy look like if everyone got a check for $100k?  [13:10] Inflation and deflation aside, what we care about, is the velocity of money, which has collapsed.  [15:45] With negative interest rates, we are paid to own gold. [22:10] A system based on radica

Founder of BRRRRInvest.com, Adam Jason, real estate attorney and BRRRR investor, joins Jason Hartman from Medellin, Colombia to discuss some different methods of real estate investing, particularly the BRRRR method!  We also dive into the online deal analysis and legal solution he has specifically-crafted for BRRRR investors! Adam points out some key differences in rehabbing a home when the expectation is set for flipping versus renting. As well, Adam shares some experience working with contractors, and what you need to do to avoid certain problems.  Key Takeaways: [1:45] What does BRRRR mean? Buy, Rehab, Rent, Refinance, Repeat [3:30] What is the reason for the renewed interest in the hold concept? [5:00] The rehab market has different expectations for renting and flipping, explained by Adam.  [6:30] How do you get deal flow? [10:20] What are some of the tricks of the trade for this method? [12:00] What typical problems do you see with contractors? [15:00] Working with contractors, incentives, penalties, and

Dan Franks joins Jason today as part of a client case study. Dan is a former CPA, happy to have handed off the CPA duties to someone else as he manages his investment portfolio. As a fellow podcaster, he understands the value of information through podcasting and is here to share his story as a twelve-year listener of this show, and real estate investor.   Key Takeaways: [2:30] Dan Franks, the first podcast ever listened to was Creating Wealth. Now, the Podcast Movement [8:00] How and where did you get started investing? [9:30] What got you interested in real estate, and the podcast? [12:00] What was step two for real estate investing? [17:00] When hiring an accountant, it’s great to find out if they speak the lingo of someone involved in real estate investing. [20:00] How did this transform from investment to real estate business for you? [26:15] What are your goals with your real estate portfolio? Websites: Podcast Movement with Co-Founder Dan Franks JasonHartman.com/Webinar www.JasonHartman.com www.JasonH

Expert of home inspections, Kathleen Kuhn, joins Jason Hartman to share what to look for and what’s most problematic in home inspections. Kathleen gives the 101 and the advanced tools needed to make sure that you get your home inspections done properly.  Key Takeaways: [1:00] Always get a home inspection, learn from the best, Kathleen Kuhn. [1:30] What are some of the most common home inspection problems seen? [3:45] Roof flashing 101, and its importance. [6:15] In regards to home inspection, is there an ideal location, that is less problematic? [7:45] Do you prefer a certain construction style as far as the quality of build? [11:00] Understanding the prices of home inspections and add-on inspections. [14:00] How do you mitigate radon? [15:30] Requesting a re-inspection [18:30] How has the use of drones changed the home inspection process? Websites: JasonHartman.com/Webinar www.JasonHartman.com Jason Hartman Quick Start Jason Hartman PropertyCast (Libsyn) Jason Hartman PropertyCast (iTunes)

Banks are worried, lenders are tightening up, and the overall mortgage process has changed. Aaron Kopelson discusses with Jason Hartman, some of the biggest changes he has seen in the last few months.  Key Takeaways: [1:30] One of the mortgage lenders' current biggest fears, and reason for tightening up, is an early payment default or a first payment default.  [3:00] What is a jumbo loan, and what defines the limits per market? [5:00] There’s no appetite from investors that want to buy mortgage-backed securities for these non-QM loans.  [7:00] Real estate is a credit backed asset. When the financing starts to dry up, so do the prices.  [10:00] Nobody was paid to put the breaks on and look at where we ended up (2008 recession)?  [11:20] Fannie and Freddie are allowing for drive-by and desktop appraisals.  [14:25] Is mortgage insurance allowed on investment properties? [18:10] V.O.E. Verification of Employment [19:45] What’s an overlay? Websites: Kopelson Team awmloan.com JasonHartman.com JasonHartman.com/prope

Ellen Brown is today’s guest here to discuss Universal Basic Income, UBI. As well, she shares some interesting details about what happens to the money when a debt is paid. How did China increase its money supply by such a large percentage in two decades?  Key Takeaways: Guest: Ellen Brown, author of over a dozen books including, The Public Bank Solution, From Austerity to Prosperity [2:30] What is a postal account?  [10:45] What is the end game of money spending? [12:10] Money is lent into existence. Banks create the principal but they don’t create the interest, so debt always grows faster than the money supply. [15:00] The real economy is always short of money because there’s a hole in the bucket that always drains into the financial economy. [16:00] What is the financialized economy?  [20:20] Debt grows until it gets so high that people can’t borrow anymore, so they pay down their debts instead of taking out new debts. That shrinks the money supply. That goes into deflation which goes into depression.  [22:

Escape to the suburbs! Jason Hartman and Evan Moffic discuss the changes approaching in how we look at our homes. With the benefit of work and school being just a few feet away from our beds, we are all looking to improve our homes. And for those that are currently renting an apartment in the high-density, urban environments, a move in the direction of suburban-living is looking more and more promising. Homebuilders are saying that they are already seeing the effects of this growing trend.  Fannie Mae and Freddie Mac are buying loans in forbearance and essentially they keep kicking the can down the road, delaying the inevitable.  Key Takeaways: [1;30] “Inflation is a disease of money, thus inflation may have become the oldest form of government finance…” - Jens O. Parrson [7:00] Escape to the suburbs! All of the reasons why both present and past.  [9:00] People are cocooning in their house. [13:30] Home improvement will climb as a home office and school space is needed, colleges will change their format, gyms

Jason Hartman and Rabbi Evan Moffic talk about the big migration out of high density areas. Starting in 2016 a trend of moving to low density areas started to grow and the pandemic has encouraged the departure from more densely populated areas. While these trends may rely heavily on the wants and needs of Generation Z, health issues and worker experiences might speed up the migration.  Key Takeaways: [4:00] Pandemic proved how densely we are living, and also how successfully you can live working remotely [7:00] Starting in 2016, a trend of non-metropolitan counties were gaining population more-so than metropolitan counties [9:45] A lot of the migration trends could depend a lot on Generation Z [13:00] What led you to believe that this mass migration to lower density living would occur? [16:40] The average population density (APD) of the U.S.A. is only 87 people per square mile [17:28] The APD of metropolitan areas of the U.S.A. is 283 people per square mile, and the APD of New York City is 27,000 people per s

Today, Jason Hartman discusses the Phillips curve and its relevance to our current economic situation. While we are all challenged in ways to adapt to our shelter-in-place advising, several benefits are being popularized out of necessity. Telemedicine, or telehealth, is growing rapidly, and not just for humans. Veterinary practices are using telemedicine for your pet's health as well. Steve Hochberg returns to elaborate on the Elliott Wave. How do we know when we have too much debt, the U.S., or the individual?  Key Takeaways: [1:00] Is Kim Jong-Un alive? [5:30] Telemedicine, we’re finally there [8:00] The Phillips curve [14:00] Monetary policy comes from central banks, and fiscal policy comes from the government  Guest: Steve Hochberg [22:00] Everything the Fed has said they’re going to do has been backed by the Treasury. The treasury has pledged to cover any losses that the Fed is going to incur through their lending programs, and this can’t go on forever [24:00] How do we know when we have too much debt? [

Jason Hartman shares sound advice on the top four reasons that a company fails. Steve Hochberg joins Jason to break down the methods of the Elliott Wave Principle. Listen to how the Elliott Wave Principle used collective investor psychology to predict 2020 stock market trends, without the influence of Coronavirus, as early as late 2019. Will we continue to see the stability of linear markets vs the volatility of cyclical markets, post-pandemic? Do recessions cause cautious businessmen or do cautious businessmen cause recessions?  Key Takeaways: [2:30] From a discussion: the four primary reasons a company fails [4:00] Number one, FEAR - Faults, education, appearing, real [5:15] Number two, mindset [9:00] Number three, lack of connections [11:30] Number four, Lacking systems and process [15:20] What is going on in the financial world? [17:00] Unfolding the Elliott Wave Principle  [18:20] “Late 2019, the U.S. economy had some very strong economic numbers, the social mood was very elevated, but there were some un

There’s no place like home. Jason Hartman interviews Dottie Herman on her track to success, from realtor to CEO. Dottie shares her experiences in New York post 9/11, and how this affected the overall mood of New Yorkers and how they wanted to live. What kind of conclusions about shifting mindset from Covid-19 can we draw about the American home? Even banks are scared about giving housing loans with so many jobs in the air. With the current credit problems and mortgage issues, housing prices in the near future are a big question mark.  Key Takeaways:  [1:00] The escape plan around the world [2:45] Check out shows on UN Agenda 21 [8:40] The current mortgage and credit problems might influence housing prices to drop [12:20] “You don’t just turn a key and everything starts all over” [12:45] Banks are double-checking if people have jobs, they are scared they are going to get burned [16:10] In harder times, like post 9/11, people want to be with their families, and in homes that are comfortable and accommodating of

Beware of the 'invisible tax,' inflation. Jason Hartman discusses inflation, poverty, and work-from-home lifestyle and advantages. In these challenging times, what professionals are able to stay optimistic? How are the elites transferring wealth? In part II of today’s show, Jason interviews Jessica Mah, founder of inDinero. Tune in for pro-tips on loan approval for PPP & EIDL. How can you optimize your time with loan delays, and get ahead of the game? And, don’t forget to prep for the end-game of these loans, will they be forgiven? Follow the rules and we shall see.  Key Takeaways: [3:15] There are two types of taxation that we are paying: 1) The tax that we see, income tax, sales tax, etc 2) The inflation tax, which destroys the purchasing power of our money [7:30] People are being driven into poverty in this quarantine, making it very difficult for some to adjust to the work-from-home lifestyle [13:30] “Tis the set of the sails, And not the gales, Which tell us the way to go.” -Ella Wheeler Wilcox [16:0

Our guest today returns to the show to discuss the looming recession due to the coronavirus. China is coming back online with products, but who will be on the receiving end? Jason shares predictions on the rise of suburbia and the ever-diminishing desire to live in high-density cities. Who will receive the U.S. bail-out? Key Takeaways: [2:30] You can’t shut down the economy for even 90 days and expect to not have a major recession [3:50] China is coming back online to some extent now [7:48] Why would the U.S. bail out the cruise lines? [13:00] The Federal Reserve is now a bond buyer and might soon become a stock buyer as well [16:50] What’s to be made of all of the sudden CEO resignations? [19:15] Expansions create millionaires but recessions create billionaires [27:30] The rise of suburbia Websites: www.JasonHartman.com