Sinopsis
An award winning personal finance and investing podcast, Be Wealthy & Smart gets your money working harder for you, so you don't have to work so hard. Linda made $2 million at the age of 39 and shares her investing, business and financial knowledge with you. Linda speaks in plain english and has a fresh and different approach (hint: wealth building is NOT about frugality). Listen to one podcast and you might have to binge listen to the rest! Money moves in cycles and peaks in bubbles. Learn practical things you can do to avoid mistakes and build your wealth. Whether you are just beginning your wealth building journey or have been investing for years, Be Wealthy & Smart is looking out for you and is your trusted source for wealth building information. Get "11 Quick Financial Tips to Boost Your Wealth" at http://lindapjones.com.
Episodios
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ENCORE: How Millennials Can Become Millionaires
24/12/2018 Duración: 10minLearn what to do so that you can become a millionaire, whether you are a Millennial or not. Wealth building tips are not just for young people. Learn what to do to grow your money into millions, no matter what your age is. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast or book review. A podcast review = your name entered in the drawing 2 times. A book purchased elsewhere and reviewed on Amazon = your name entered into the drawing 3 times. A book review on Amazon purchased on Amazon (says "verified purchase" review), your name entered 5 times. A podcast + book review (either "verified purchase" or not) = your name entered in the drawing 10 times. Prizes are: 11 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, personalized by Linda. 3 winners will have a 1/2 hour wealth mentoring session wi
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Cannabis and Hemp Now Approved in Farm Bill
21/12/2018 Duración: 16minLearn how Cannabis and Hemp are impacted by the Farm Bill that President Trump signed. This is huge News! Cannabis and hemp are now legal in the U.S. The opportunities for wealth building are tremendous, in my opinion, as mentioned in several of my podcasts. Exciting! Always check with your financial advisor before making investment decisions. The article is on my website. Disclosure: I am invested in stocks mentioned in this podcast. WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast or book review. A podcast review = your name entered in the drawing 2 times. A book purchased elsewhere and reviewed on Amazon = your name entered into the drawing 3 times. A book review on Amazon purchased on Amazon (says "verified purchase" review), your name entered 5 times. A podcast + book review (either "verified pu
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How to Save Tens of Thousands of Dollars - Part 2
19/12/2018 Duración: 11minLearn how to save tens of thousands of dollars by not moving very often. Let me tell you a true story. When my late husband and I got married, we had to decide whether to keep his house and remodel extensively (get rid of the avocado colored bathroom, fluorescent lighting and vinyl floors, basically taking it down to the studs), or find a new house. We looked at new construction, but we liked his house's floor plan and "bones" better. It was also in a killer location and on a nice lot. We agreed to keep the house and do a six-figure remodel. Part of what made the the decision easy was a back of the envelope calculation. Let me show you. Adding up real estate commissions of about $30k, loan points $4k, moving costs $7k, prepping house for sale $5k, fixing up new home (curtains, towels, bedding, paint, light remodeling) $10k. Those were obvious expenses it would cost us to move to another home. Adding them up, they totaled $56k, which was 56% of our $100k remodel budget! In other words, over half of ou
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How to Save Tens of Thousands of Dollars - Part 1
17/12/2018 Duración: 12minLearn how to be smarter spending $10k or more and what it really means to your net worth. You can choose to spend $10k on a lot of things, but ultimately what will it be worth, more or less? In this series, I show you ways to save tens of thousands of dollars so you can increase your net worth. Learn why Warren Buffett doesn't live in a fancy mansion, even though he is one of the richest billionaires in the world. WEALTH HEIRESS TV Please subscribe to my *new* Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast or book review. A podcast review = your name entered in the drawing 2 times. A book purchased elsewhere and reviewed on Amazon = your name entered into the drawing 3 times. A book review on Amazon purchased on Amazon (says "verified purchase" review), your name entered 5 times. A podcast + book review (either "verified purchase" or not) = your name e
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Bitcoin, Cannabis, Bubbles & Cycles
14/12/2018 Duración: 20minLearn the signs of (bitcoin) being in a bubble, the typical language at the peak of a bubble and new investment opportunities. Money moves in cycles and peaks in bubbles. What if you could identify the peak of a bubble? Listen to a real bitcoin investor who is exhibiting bubble investor behavior. What are the words? How can you tell an investment might be in a bubble? Should you borrow to invest in a "sure thing"? Protect yourself from potential massive losses by understanding bubbles and being able to see them identify when they are occurring. This is not a podcast about whether or not to invest in bitcoin, it is simply demonstrating bubbles have similarities. I do talk about other potential investments in future technology and medical Cannabis and the opportunities to build wealth. WARNING! Mystery guest uses swear words in this podcast! WEALTH HEIRESS TV Please subscribe to my *new* Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! Y
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11 Bad Habits That Keep You From Reaching Your Financial Goals
12/12/2018 Duración: 17minLearn the money habits that hold you back from financial independence and freedom. These are 11 mistakes people make with their finances that can be devastating to wealth building. 1. Not saving enough 2. Not participating in a 401k or IRA 3. Not spending less than you earn 4. Not paying off credit card balances/debt 5. Buying brand new cars 6. Moving homes frequently 7. Paying full price for consumer goods 8. Buying adult toy vehicles 9. Collecting designer clothes/shoes/handbags/sports equipment 10. Not paying off student loans 11. Not looking for additional streams of income WEALTH HEIRESS TV Please subscribe to my *new* Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. THE HOLIDAY SIZZLE CONTEST IS ON NOW! You have a great chance to win 25 prizes! It's easy to enter. Just leave a podcast or book review. A podcast review = your name entered in the drawing 2 times. A book purchased elsewhere and reviewed on Amazon = your name entered into the drawing 3 times. A book revi
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ENCORE: 7 Ways to Get $1 Million in Your Retirement Account
10/12/2018 Duración: 16minLearn how to maximize your investments so your 401(k) or retirement plan will accumulate $1 million. About 150,000 people have a 401(k) of $1 million or more in 2017 and 152,000 IRA's have $1 million or more. Here are the steps to take: 1. Start as soon as possible. 2. Invest the maximum or at least get the match. 401(k) & 403 (b) = $18,500 Roth IRA benefits phase out (you can't contribute) if you earn too much money. IRA $5,500 3. If you're over age 50, add the catch up provision. 401(k) $18,500 + 6,000 = $24,500 IRA $5,500 + $1,000 4. Invest in stocks. 10% average annual return. $3,000 per year for 35 years @10% = $978k $8,000 per year for 25 years @ 10% = $952,000 $24,000 per year for 15 years @ 10% = $939,000 5. Don't use target funds. 6. Get comfortable with risk. 7. Stay the course. PLEASE NOTE: There are new contribution limits for 2019. Contribution limits have been increased $500. Details in podcast #479. WEALTH HEIRESS TV Please subscribe to my *new* Wealth Heiress TV YouTube channel (it's not j
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Best Performing Stocks and Sectors in the S&P 500 in 2018
07/12/2018 Duración: 22minLearn which stocks and sectors are performing the best YTD. The top 10 best and worst performing stocks YTD in the S&P 500 and also the top 10 best sectors YTD. The FAANGs are not in the top 10 year-to-date, so what is? GE is not the worst stock YTD, so what is? I cover why the FAANGs have stalled, why the leading sector is no surprise, and what's going on with real estate. The article is here: https://www.marketwatch.com/story/here-are-the-sp-500s-best-and-worst-stock-performers-of-2018-2018-12-06 New! Wealth Heiress TV (for men too!) Be sure to subscribe my new Wealth Heiress TV channel on YouTube. Watch and subscribe here: http://lindapjones.com/WealthHeiressTV The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times. A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Sets of 3 Wealthy Mindset Bl
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Financial TV and Media Secrets with Bobbi Rebell
05/12/2018 Duración: 29minLearn if it is wise to be acting on financial news with the author of "How To Be a Financial Grownup", Bobbi Rebell. Why do certain stocks seem to get a lot of coverage? How much should you pay attention to financial TV news? How is it decided who the guests are? How much stock (pun intended) should you put into their advice? How can you tell if they are biased? What qualifies them to be on? How are they vetted? Why are certain topics chosen over others? New! Wealth Heiress TV (for men too!) Be sure to subscribe my new Wealth Heiress TV channel on YouTube. Watch and subscribe here: http://lindapjones.com/WealthHeiressTV The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times. A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Sets of 3 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heir
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Is the Housing Real Estate Boom Over?
03/12/2018 Duración: 19minLearn if real estate markets in the US are cooling off or even cold in 2018. Home sales are falling and the supply is growing. "The supply of homes on the market has risen to 7.4 months' worth, the most in over 7 years." - Investor's Business Daily Looking at formerly hot real estate markets, we can see signs of cooling. Seattle, Dallas, San Francisco and Denver are showing signs of slowing sales. The article details the trends: https://www.zerohedge.com/news/2018-11-27/wsj-calls-it-us-housing-boom-coming-end-starting-dallas Today's Sponsor is Audible I'm often asked how I stay up to date on investment opportunities and current investing cycles. I turned off my radio years ago - when I drive I listen to podcasts or an audio book. I've often talked about using your car as a mobile learning center. That's how I read most of my books today. I don't have time to sit and read, but I have lots of time to multitask and listen to a book while I walk my dog, drive to the store or get ready in the morning. It's how I
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How to Shorten the Path to Financial Freedom
30/11/2018 Duración: 30minLearn what to do while you're following the 6 Steps to Wealth. This is a listener question: Danise asks how to be patient during the wealth building process, while working on a wealthy mindset and doing the steps, but staying positive and patient through the process. I give 6 specific areas to make sure and pay attention to, that you can follow while you are working on the 6 Steps to Wealth. Each area has several sub-areas: 1. Live life with joy a. Connect with your passions, do what you love. b. Don't make money more important than living. c. Be a smart spender. 2. Match your spending with your priorities a. Home, family and retirement are three important priorities that you should be putting first. 3. Avoid the BIG financial mistakes a. Don't move homes b. Don't buy new cars or finance cars 4. Automate your savings a. Save 20% if you can. b. Use 401k, IRA's, Roths, HCA's c. Dollar cost average into investments 5. Identify wealth building opportunities a. Bubbles and cycles b. High compounding trend
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New Contribution Limits on HSA (Health Savings Accounts) for 2019
28/11/2018 Duración: 11minLearn what the new contribution limits are for HSA's in 2019. Contribution limits have been raised on HSA's for 2019. Investing in Health Savings Accounts offer tax benefits 3 ways: They allow you to deduct contributions, they grow federally tax-free, and funds can be withdrawn without being taxed when used for qualified expenses. Find out how to qualify, what eligible expenses are (including 2 that surprised me), and what special rules apply if you are over age 65. New! Wealth Heiress TV (for men too!) Be sure to subscribe my new Wealth Heiress TV channel on YouTube. Watch and subscribe here: http://lindapjones.com/WealthHeiressTV The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times. A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Sets of 3 Wealthy Mindset Blueprint audios (value $197 ea.) 11 We
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Women and Divorce with Shannah Compton Game
26/11/2018 Duración: 30minLearn advice for women (or men) getting divorced or contemplating divorce, with Shannah Compton Game. Divorce can be stressful. Learn what to do first, how to find a lawyer, how to negotiate, and if pre-nuptual agreements are a good idea according to an expert on divorce. Women often want to keep the family home. Is that always the right move? Should you try to negotiate your divorce terms or leave everything up to the lawyers? How can you minimize legal fees? You might be surprised by the answers. Shannah Compton Game is the host of the Millennial Money podcast, a CFP®, and shares her personal experience with her divorce and other women divorcing. This is good information everyone should be aware of. New! Wealth Heiress TV (for men too!) This is the first time I'm sharing content from my new Wealth Heiress TV channel on YouTube. Watch and subscribe here: http://lindapjones.com/WealthHeiressTV The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times A book review on
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How Not to Overspend While Holiday Shopping
23/11/2018 Duración: 08minLearn tips to make your shopping easier, save money and have a better holiday. Ideas how not to overspend during the holidays and make your holidays more meaningful. Sometimes it's not about the money. New! Wealth Heiress TV This is the first episode I'm sharing from my Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here: http://lindapjones.com/WealthHeiressTV The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, with it personalized by moi. 3 winners will have a 1/2 hour wealth mentoring session with me (value $500). Drawing will occur January 1, 2019 and will be announced on the podcast. Financial freedom requires knowledge + action. Get my b
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Should You Remodel or Start Investing?
21/11/2018 Duración: 11minLearn what I say in response to a listener's question about whether they should remodel their home or start investing. Here is the question: Hi Linda! I'm excited to follow you on YouTube in addition to your podcast. You are definitely an awesome mentor! What do you think about spending money to fix up your home - like update a kitchen or add a bathroom to crest a master bedroom suite? Is it better to invest it in the market and not improve your home? Signed, Monrnglry me Thank you! My answer will probably surprise you! Hear how you can through the process of determining where your money should go. The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, with it personalized by m
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How to Set Your Subconscious Beliefs for Financial Freedom
19/11/2018 Duración: 15minLearn how to change your subconscious beliefs to the beliefs that will help you achieve financial freedom. How to change your limiting beliefs and create your own customized, fabulous, wealthy beliefs for financial freedom. I review common fears and how to rid yourself of these fears and replace them with positive beliefs. The Holiday Sizzle Contest is starting! A podcast review = your name entered in the drawing 2 times A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, with it personalized by moi. 3 winners will have a 1/2 hour wealth mentoring session with me (value $500). Drawing will occur January 1, 2019 and will be announced on the podcast. Financial freedom requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Pr
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2 Million Downloads - Celebration + Mindset + Surprise!
16/11/2018 Duración: 36minLearn where my favorite wealth building opportunity is and why mindset is so powerful. Thank you so much for 2 million all-time downloads! I'm so excited and you are the best audience! On this episode I give information about a growth segment of the economy that has the potential to create tremendous wealth in the future. A projected 17% compounded annual growth rate might even be too conservative. I also talk about the power of your mind and why it is an important wealth building tool to create financial freedom. My new Wealth Heiress TV channel is here: https://www.lindapjones.com/wealthheiresstv The Holiday Sizzle Contest is here. It's easy to win! A podcast review = your name entered in the drawing 2 times A book review on Amazon = your name entered 3 times or if a verified purchase review, then 5 times. A podcast + book review (either verified purchase or not) = your name entered in the drawing 10 times. Prizes are: 11 Wealthy Mindset Blueprint audios (value $197 ea.) 11 Wealth Heiress books, with it per
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Why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones Say New Cars Are a Bad Investment
14/11/2018 Duración: 10minLearn why Kevin O'Leary, Suze Orman, David Bach and Linda P. Jones say buying new cars is a big investing mistake. An article on CNBC.com quotes Kevin O'Leary, Suze Orman, and David Bach about why new cars are bad investments. The article is here: https://www.cnbc.com/2018/11/07/kevin-oleary-suze-orman-david-bach-dont-buy-a-new-car.html?recirc=taboolainternal I've been podcasting about this for years. Look at my other podcasts about cars that last 200,000 miles or more, low maintenance cars, and why the opportunity cost of a new car is too high at http://lindapjones.com/podcasts. Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon: http://amzn.to/2Hy9qk4 International buyers (if you live outside of the US) can now get my book at http://amazon.co.uk Join me on Instagram at http://Instagram.com/lindapjones The full library of my podcasts from he beginning are available at https://www.linda
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How to Get $1 Million in Your IRA or 401(k)
12/11/2018 Duración: 20minLearn the 5 steps to maximize growth in retirement accounts like IRA's and 401(k)'s. The average 401(k) balance is about $107,000 and the average IRA balance is about $113,000. Million dollar plus accounts are up 41% over a year earlier. It's time to learn how to get your million dollar retirement account. As your wealth mentor, I show you how. Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon: http://amzn.to/2Hy9qk4 International buyers (if you live outside of the US) can now get my book at http://amazon.co.uk Join me on Instagram at http://Instagram.com/lindapjones The full library of my podcasts from he beginning are available at https://www.lindapjones.com/podcasts/ Please subscribe, rate and review the show. I really appreciate it! Today's sponsor is Audible - Get your first audiobook for FREE today, here: https://www.audible.com/lp/freetrial?source_code=PDTGBPD060314004R
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Why the First $1 Million is the Hardest to Make
09/11/2018 Duración: 17minLearn why your first million dollars is the hardest to make and how to make it easier. I've always considered mindset an important part of wealth building even though many financial experts ignore it. Wealth requires knowledge + action. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Available on Amazon: http://amzn.to/2Hy9qk4 International buyers (if you live outside of the US) can now get my book at http://amazon.co.uk Join me on Instagram at http://Instagram.com/lindapjones The full library of my podcasts from he beginning are available at https://www.lindapjones.com/podcasts/ Please subscribe, rate and review the show. I really appreciate it! Today's sponsor is Audible - Get your first audiobook for FREE today, here: https://www.audible.com/lp/freetrial?source_code=PDTGBPD060314004R