Marriage, Kids And Money

Nicole and Andy chat about buying presents for the kids for Christmas.  How many are too many? How little is too little? We're not sure we have the answers, but we sure enjoyed our drinks while we're discovering it.  Thanks for joining us for another Bread & Wine episode! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

In order to keep our personal information safe online, we need to remain vigilant and aware of how cyberattacks happen.  Dr. Eric Cole shares practical steps we can take to protect ourselves from malicious cyber crimes like phishing scams, hacks and data breaches.  This is serious business as families can lose so much of their hard-earned wealth. Listen to find out how the quick steps you can take to protect your wealth and your family.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

By popular demand, I invited my wife Nicole to join me for our first (and hopefully not last) "Bread & Wine" episode.  Our chat today is about contentment.  How do we become content? How do we stay content? And how do we fight discontentment? Cheers! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

After becoming debt-free, you may see your credit score drop. I discuss how to increase your credit score over time and still remain debt-free. Also, Tanya Van Court from Goalsetter shares the financial lessons kids can learn from the financial crisis. We also discuss how their financial literacy app helps kids (and families) prosper with money.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know how to make a million in the stock market? Brian Weitzel made it happen before his 40th birthday.  He's a school teacher, real estate investor, photographer and disciplined investor from metro Detroit.  Brian shares how we achieved this million-dollar feat before 40 and gives us advice on how we can follow a simple and effective path to wealth as well.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to help your teen become money-savvy? Ed Vargo, a money expert and father to 5 daughters, knows first-hand how to navigate this difficult terrain.  He shares practical tips for parents in helping their teens have a healthy relationship with money. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors      Learn more about your ad choices. Visit megaphone.fm/adchoices

The election is over! (Well, sort of) ... As the dust is settling, there's a lot of talk about how to invest your money based on who our president is.  I review my investment philosophy and how I'm changing things up based on the election results.  We also hear from Josh Hastings who paid off $300,000 of student loans! He shares how he and his wife partnered together to make this happen.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors      Learn more about your ad choices. Visit megaphone.fm/adchoices

When you're about to be married, money can sometimes be one of the last things you think about. Lawrence Gonzalez, the creator of The Neighborhood Finance Guy, shares the importance of making financial planning goals before marriage. We also discuss not overdoing it with your goals as well. This delicate balance is something Lawrence is working on as someone who is about to be married. Check out our interview and learn some important financial planning goals before marriage - they just may help you have a happy, healthy and wealthy marriage! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you trying to decide whether a Roth or Traditional IRA is best for you? Certified Financial Planner Echo Huang joins us to help answer this important question and we discuss other important decisions when it comes to your retirement investing.  We also hear from Tammy Tibbetts from "She's the First" about how we can make an impact on the world. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

After not having enough time with his family and being simply overworked, Joe DiSanto decided to pack up and leave California. He and his family ended up in Florida. With the lower cost of living, he's now semi-retired and spending more time with his wife and son.  Joe describes how his family made this transition physically and financially. He shares tips for others who are considering a big move and a life of geo-arbitrage.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott and his husband are a dual income no kids (DINK) household. They have come into some extra money lately and want to know what to do with it. Do they invest the money? Do they save it? Or do they pay down debt? To help me answer Scott's question, I've invited David and John Auten-Schneider from the Queer Money Podcast. These financial experts break down different options for Scott and how their decisions relate to LGBT couples in general. Also, Kestrel McCorkle from North Carolina shares how she paid off her 50 acres of land and now owns it free and clear. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Can't figure out how to stick to your budget and crush that debt? The Budget Mom, Kumiko Love tells us how to do just that. We first review how she eliminated $77k of debt in just 8 months and then went on to purchase her home for cash. After that, she shares 5 helpful tips for others who are looking to pay off their debt and achieve their financial freedom goals.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Why are index funds so popular? Paula Pant from Afford Anything joins me to answer a listener question about this investment option and shares why they are superior. Shandon Fowler, VP of Marketing, from Starship HSA also joins us this week to weigh in on the "HSA vs. 401k" debate. Last but not least, my daughter Zoey reads the review of the month and we talk about virtual school, hybrid school and what it's like to wear a mask for 3 hours at school.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

With its extremely high cost, it can be difficult to know how to pay for adoption without debt. Amanda and Jonathan Teixeira went through the adoption process three times and ended up paying nearly $100,000 in total. But they did all three adoptions without debt. Here's how they did it. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you feeling parental burnout lately? Elle Martinez joins me to share 5 ways we can prevent parental burnout during this difficult season. Also, Derek Sall shares how side jobs helped him to pay off his mortgage early after a tough divorce. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you heard of "work-life integration" when it comes to your family? Author Mark Timm shares why this methodology is much better for families than chasing the elusive "work-life balance". As a father of 6 children and a serial entrepreneur, Mark knows the challenges that come with managing a business and being a family man.  By implementing a true family first approach, Mark's path of work-life integration has made him a happier man and his family is happier as well.  Mark shares simple steps we can all take to gain work-life integration into our lives and leave the idea of work-life balance behind.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Raising money-smart kids gives them a better shot at financial independence. Co-Authors of the new book, "Raising Your Money-Savvy Family for Next Generation Financial Independence", Doug Nordman and Carol Pittner explain how this type of planning helped their family achieve financial independence. Also, BusyKid's Gregg Mursett shares how their chore and reward app helps the financial literacy process and gets your kids working and earning fast.  RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Financially Independent Millionaires, Nadia Busseuil and Nicole Carter share how dividend investing helps you achieve financial independence. They share how to get started with dividend investing and why you don't need a lot of money to become an investor. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors    Learn more about your ad choices. Visit megaphone.fm/adchoices

Lee Huffman, the blogger behind Bald Thoughts and the We Travel There Podcast, shares how to travel for cheap (or free) with credit card rewards and points. This year, may not be the best for travel, but it is a great time to save up the points and miles for your next big vacation. Lee shows us which cards are worth it, how to responsibly earn points and rewards, and how some simple steps can net you a nearly free dream vacation! RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you wondering if it's better to pay off your mortgage, save or invest your extra cash right now? So is Samme from Chicago! I have some thoughts that I share with Samme on what to do with her money now that she's debt-free and starting to build wealth. RESOURCES **Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors  Learn more about your ad choices. Visit megaphone.fm/adchoices