Brunch & Budget

Music Featured in This Episode: My Own Boss by SMCity feat. Pro’verb Free Your Body Free Your Mind by Patterns of Chaos MARV – My Own BiZness Episode Highlights: Pamela: I feel like that so much about personal finance is based around personal responsibility. And what I mean by that is that people will say, […]

About 1 in 3 Americans is currently a freelancer or a small business owner. By 2020, the number of freelancers are estimated to grow to 40%! It’s becoming easier than ever to start your own business and work for yourself. But the idea of giving up a steady paycheck, retirement benefits, and health insurance can […]

In this Oldie but Goodie Pam and Dyalekt weigh the pros and cons of being single vs being in a relationship on your finances. Pamela: Today, we’re gonna talk about whether or not it’s more expensive to be single or to be in a relationship. Pamela: It’s interesting, when I was researching this it was […]

What happens after we die? Estate planning, Trusts, Wills—these are things we associate with the wealthy, but do they matter even after we’re gone? For this episode, we were able to talk to Bomopregha Julius, an amazing estate attorney, on the importance of planning even if you don’t think you have much to your name. […]

Whether or not you shop on ‪#‎blackfriday, how do the ‪#‎blackoutblackfriday boycotts affect you? What does it look like to vote with your dollars? Listen to Dyalekt and Pam on this Oldie but Goodie and learn how to be a more ‪‎conscious consumer and human being, now and at any time of the year. Music […]

In this week’s episode Brunch and Budget takes it back to the basics of investing. Dyalekt and Pamela speak with Caleb Silver, Editor in Chief and Senior Vice President of content at Investopedia, about the basics of investing and how to get started.  Music Featured in This Episode:Heavily Invested – Spaceman Jones and The Motherships […]

In this second back to basics show Pam and Dyalekt revisit the spending values matrix and discuss the importance of aligning your spending with your values. Dealing with money is emotional and Pam and Dyalekt encourage you to think about how you spend your money and how it represents what you value. ———————— Music Featured in […]

In this episode we discuss the Equifax breach, the settlement, and what you can get out of it.  Pamela and Dyalekt discuss the pros and cons of choosing the cash settlement versus the credit monitoring option.   Music Featured In This Episode: Equifax by Pounds Minimum Rage by Gone Ghastly My Generation by Broken Episode […]

In this week’s episode we are going to go back to basics. We want to update the concepts, because our understandings of these concepts have evolved. We wanted to start with show #1: What is Your Money Personality? Episode Highlights:  Pam: The reason why we think it’s important to start with money personalities the thing […]

1 in 6 Americans have student loan debt. Federal Student Loan Debt has risen to $1.5 trillion. The average student loan debt is close to $40,000 now. Every year, the debt creeps higher. Several of the Democratic Presidential Candidates have proposed plans to cancel all or some student loan debt. What would the affect of […]

The Thanos Snap, for those people unfamiliar with the recent Avengers movies, was villain Thanos’ use of a powerful artifact called the infinity gauntlet to reduce half the population of the universe to dust in a single moment. But would randomly removing half the human population help with the Racial Wealth Divide? Certainly, many societal […]

Last week, Dyalekt summed up the prison industrial complex in one word: Slavery. 2.3 million Americans are in prison today and 60% of them are people of color. This week, we have special guest Stephanie Damon-Moore, a law student at NYU who has dedicated her studies to abolishing the prison system, join us on the […]

This week’s Oldie-but-Goodie: To mark our 50th episode, we will be starting a 4-part series on the Prison Industrial Complex. In Part 1 of the PIC series, we talk about Prison as a Business: From corporations like the Corrections Corporation of America being publicly traded on the stock exchange to companies like Wendy’s, Walmart, Starbucks, […]

Philanthropy sounds good: someone giving money to improve the world out of the goodness of their heart. The problem is that then those wealthy individuals get to dictate exactly how their money is used, and get corresponding tax breaks which take money away from what the larger public has decided it actually needs. Philanthropy as […]

Universal Basic Income is the idea that people (sometimes everyone, sometimes only the poorer ones) should receive a basic, minimum amount of money each month, or every couple of weeks, in cash. Rather than giving people foodstamps, or Medicaid or other social programs which provide individuals with credits to be used only in a specific […]

In order to make money, one has to spend money. You’ve heard of that saying before. The whole “work hard, play hard” concept. But what happens if your entire family is working hard and don’t see any financial progress? Why is it not working? This is common and an, often, ignored cycle happening in the […]

As we continue our coverage of CFED’s 2016 Assets Learning Conference, we go deep on another critical topic for People of Color and closing the racial wealth gap. Entrepreneurship is another form of ownership and a way to build wealth in the US. While certainly more risky than homeownership in some ways, it is also […]

Hari Kondabolu is a comedian who lives on his art, but it wasn’t always that way. He shares with us today his struggle to become a comedian, to get shows, to get an agent, and to make it. What does it really take? What were the hardest parts? What could he have done to make […]

Episode 1: Does the Racial Wealth Divide Affect White People? We’re here with a special bonus episode. Starting in May, we are going to be part of a new podcast network called the Race & Wealth Podcast Network. We’re excited to be starting the network with Dedrick Asante-Muhammad, who you may remember from Race & […]

Sexual assault has been growing more visible in recent years, but it often doesn’t happen alone. Financial abuse, where one person has control of all the money, is one of the ways an abusive partner keeps control. It can be impossible to leave a situation without money, so today we talked about how financial abuse […]