Brunch & Budget

Investing can be tricky. The hopes of investing is that you will receive more than what you put in. What we learned with Ian McLeod is that where you invest is just as important as what you receive. Sounds too good to be true? Listen to the episode to hear for yourself! Music featured in […]

If I did it, so can you. That phrase sound familiar? If you just work harder, if you only wanted it more, if only…Survivorship Bias can be dangerous. Hard work is definitely needed to gain success, but it’s not the only factor. By believing in this mentality we are automatically doomed into thinking if we don’t succeed then […]

Do you feel like you’re always living paycheck to paycheck, even though your income goes up every year? Do you wonder where you money goes every month? You may be experiencing Lifestyle Creep. We make more money so we can live better lives. The trouble is, sometimes the money controls us more than we control […]

A discussion with four members of the Closing the Racial and Gender Wealth Gap Panel: Thomas Shapiro is the Director of Institute on Assets and Social Policy and the Pokross Professor of Law and Social Policy at The Heller School for Social Policy and Management at Brandeis University. Melany de la Cruz-Viesca is the Assistant Director […]

This week’s Oldie-but-Goodie. Happy Black History Month! If average Black family wealth continues to grow at the same pace it has over the past three decades, it would take Black families 228 years to amass the same amount of wealth White families have today. For the average Latino family, it would take 84 years to […]

New beginnings always signal a reset in our brains – a new job, new city, new relationship, a birthday, and often, the new year. It’s a time where we reflect on what we wish we did better last year and create resolutions to tell ourselves that this year will be different. But then we start […]

Most of the time, we think about what to do with money we already have – either spend less or save more. It’s money we can control, so we focus on this. Failure and success can be easily measured and contained. Thinking about increasing income means you have to leave the results of your efforts […]

This week’s Oldie-but-Goodie Tis the season to give back to your favorite non profits, and what better place to give than the… wait? The NFL is a non profit? That’s exactly what we said when we first found out, so we did some research and found ourselves down a non profit rabbit loop hole matrix. […]

This week’s Oldie-but-Goodie: The average American spends about $830 on Christmas gifts alone and 30% of us spend over $1,000, yet somehow, we seem to forget every year to plan for this time of year. For our Christmas episode (yes, we aired this in Christmas!), we explore whether the act of giving gifts is actually […]

It’s that time of year again! Our 5th annual boycott/black Friday Brunch & Budget episode (we’ve been doing this a long time y’all)! During the most hyped consumer day/weekend of the year, we want to continue to hold you down on how to keep spending your money in a way that aligns with your values. This year’s […]

Before you can even get your money stuff together, you need to understand your relationship with money first, and to do that, you’ll need to know what your money personality is and how your personality affects every aspect of your finances. We’ve spent the last two years honing and refining the money personalities we discussed […]

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […]

Having a job can be great, but it doesn’t mean you can’t do all the other stuff you want. Being a freelancer / entrepreneur is now easier than ever, which means people have figured out how to sell you on the concept. Freelancer is not better than employee—they are just different. Because of this “movement,” […]

It’s the last thing you want to think about happening, but also can happen at any time. This week, we talk about what do when you lose your job, from severance, unemployment insurance, and health insurance, to how to deal with the emotional rollercoaster, to how to handle the dreaded interview question, “so why did […]

This week’s Oldie-but-Goodie: This show was inspired by a Cracked podcast Dyalekt and I were listening to during our many hours of driving on Famous Sayings (that aren’t true). So many of those sayings were either about taking risks or being really careful, being spontaneous or planning everything. And when we were real with ourselves, […]

“Buying a home is an investment.” “Renting is just throwing your money away.” “The property value could double in the next decades.” All of these are go-to phrases for realtors. The property value could also drop to half. Buying a house, or an apartment, is not a guaranteed good move. In some cases, it’s a […]

This week’s Oldie-but-Goodie: You’ve managed to make your dream come true. You’ve done something that few people can say they’ve done – you’ve figured out how to to make money from your passion. How can any day feel like a work day when you wake up getting to do what you love? And yet, you […]

This week’s Oldie-but-Goodie: Heather Jarvis strikes back! (check the other episode where she focuses on private loans here) Heather Jarvis is back to discuss a topic that never goes out of style: student loans. Most people have them. It seems that college tuition is only rising, which leads us to wonder where all that money goes? […]

All Wheels Up is a nonprofit dedicated to making air travel accessible to those with wheelchairs. Currently, they need to be lifted out of their wheelchairs–literally lose their legs–and hope that the airline will not damage or even lose their wheelchair. Anyone who has flown knows what a hassle it is to arrive without luggage, […]

This week’s oldie-but-goodie: We all know student loan debt is out of control. The average college student graduated in 2014 with $33,000 in student loans. Student loan debt crossed the $1 trillion in 2012 and just keeps getting bigger. Something has to give. Today, we explore Massive Open Online Courses, or MOOC’s, online learning platforms […]