Brunch & Budget

The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will take 228 […]

Everyone has their opinion and formula for what order to pay down debt. Google it and you’ll get a different answer every time. The problem is, no one approaches debt paydown from both the logical and psychological standpoint. This leads to people paying down debt only to run it back up. In today’s show, we […]

The African American Financial Capabilities Initiative is sponsored by Prosperity Now’s Racial Wealth Divide Initiative. Their website describes the motivation for and goals of the program: “The Racial Wealth Divide Initiative at Prosperity Now believes the people closest to racial economic inequality are also best positioned to address it. It is estimated that it will […]

This weeks’ oldie but goodie: In Part 3 of our coverage at CFED’s Assets Learning Conference 2016, we explore one of the quickest ways to close the racial wealth gap – increased homeownership for People of Color. Funny story, we almost did a show on race and homeownership right before we found out about the […]

The Tulsa Real Estate Fund is a crowdfunding company which marketed itself as fighting gentrification by ‘buying back the block.’ Usually companies have some sort of start, with a verifiable track record before they move to gathering investors. For Tulsa, this was the first step, and they have even edited their mission so they focus […]

It’s probably the question I get most asked by clients – should I buy a house or keep renting? In this week’s show, we discuss the history of home buying in the United States, how and why it’s become part of the American Dream, and the industries and parts of the economy that rely on […]

This first part of a two part episode focuses on how to protect your wealth. This means insurance and wills, or transfer of assets. You need health insurance (the #1 cause of bankruptcy is medical bills), and disability insurance (in case you can’t work for a long period of time) and life insurance (to protect […]

Oldie-but-Goodie: Don’t get us wrong. We wouldn’t have it any other way. But there are just some things (lots of things) about running a business that just really suck. From no one caring about your business, to crippling self doubt, to realizing you have to be a salesperson, to comparing yourself to others, it can […]

This first part of a two part episode focuses on how to build your wealth. The three main ways are: the stock market, real estate, and entrepreneurship. Over the long term, both stocks and real estate will usually reliably appreciate. Real estate is a more serious investment because you cannot easily get your money back […]

This week’s Oldie-but-Goodie (no longer live): ON AIR SPECIAL! Lilit does a live critique of Brunch & Budget’s website. If you want your website critiqued live on a future show, email me at pam@brunchandbudget.com. Lilit Kalachyan-Nurse has a thing or two to say about how to brand and market your business. A small business owner […]

Welcome to the Dead Day Job Army, a monthly Brunch & Budget series where entrepreneurs and freelancers of Color share their stories and talk about the real. It’s not easy to start your own business and it’s even harder when it feels like you have to explain to your family what you do every time […]

Oldie-but-Goodie! I feel like people toss around the phrase financial literacy and everyone nods along and says, “Oh yeah, I need that.” But what exactly is THAT? How do you know whether or not you’re financially literate in the first place? Do you take a quiz? And if so, which quiz do you take? Is […]

Cat Goughnour is the Senior Program Manager at Prosperity Now. She runs the African American Financial Capability Initiative, working to build innovative pilots to increase financial stability and bridge racial wealth gaps in five states in the Northwest. In addition to being a certified Community Health Worker, racial justice facilitator, published researcher and staunch advocate […]

Listen to Oldie-but-Goodie episode 94 below. We are right in the middle of tax season and many of us find ourselves in the same place we do every year – scrambling on April 14th, trying to get all our numbers to our accountant who can’t make any promises that it will go through in time. […]

Six months ago, after 69 years in business, Toys R Us filed for bankruptcy. Two days ago, it announced that all 800 of its American stores, and all 100 of its British ones, are closing or being sold. As many as 33,000 workers could lose their jobs. As recently as last year, the company still accounted […]

Check out this week’s Oldie-but-Goodie episode! For the last several months, we’ve been using Dyalekt as a guinea pig for different investment platforms to see how they feel when you use them in real life. We explore Dyalekt’s trepidation with the stock market in general, how to make it feel less like gambling, and have […]

Welcome to Prosperity Now, a series interviewing non profit organizations who are part of Building High Impact Non-Profits of Color. This consistent stuff doesn’t make the news, but it’s a thing that makes a community. In this episode we interviewed Brenda Palms Barber, Executive Director of the North Lawndale Employment Network and Founding CEO of Sweet […]

Many cultures in Africa, South America and Asia have community lending systems: people group together with others they trust, each member contributes some money, and then each person has a turn to use that money to pay for larger things, like pay for school or even a house. eSusu is an app version of this […]

Lesly SimmonsLesly Simmons”I’m thinking of getting into event planning.” A lot of people say it, but what does it really take? How do you decide what kinds of events to plan: weddings, holiday parties, conferences, the list goes on with some more specialized than others. Whatever you choose, it takes a lot of dedication and […]

Net Neutrality has recently been repealed on the federal level, and several states and organizations are fighting to keep it in place, but what is it? Sarah Aoun, data activist, operational security trainer, and Ford-Mozilla Open Web Fellow, and Bex Hong Hurwitz, maker of technology for social justice, and co-founder of Research Action Design which […]