America's Wealth Management Show

Beating the market is something that many people have tried to do, but a rare few have succeeded. Many investors compare their investments to certain indices when attempting to beat the market. But are indices a good benchmark? Dean Barber and Bud Kasper, CFP®, AIF® have said countless times that there are two emotions that can oftentimes drive your investing decisions: fear and greed. Retirement Plan Checklist: https://bit.ly/3SwnChm Financial Planning Tool: https://bit.ly/3Ofaj2a Meet with Us: https://bit.ly/497tLpK 5 Factors More Important Than Rate of Return: https://youtu.be/ji55KADdVYo Reviewing Rebalancing Strategies: https://youtu.be/5icgvwRbQZs Tax-Efficient Investing for Retirement with Stephen Tuckwood, CFA:   https://youtu.be/APOYR-ocDRk?si=wwuABCfN81c-gPlC

Everyone makes mistakes. There’s no denying that. But there are so many mistakes that can be avoided, especially when it comes to protecting your wealth. That’s why it’s critical to work with a team of financial professionals to make sure that you don’t make any mistakes that can derail your plans for retirement. Let’s review five money mistakes that we see people make that need to be avoided in retirement.  Retirement Plan Checklist: https://bit.ly/3OknEWX Financial Planning Tool: https://bit.ly/3u6GJVK Meet with Us: https://bit.ly/3SwatUn 5 Factors More Important Than Rate of Return: https://youtu.be/ji55KADdVYo  Reviewing Rebalancing Strategies: https://youtu.be/5icgvwRbQZs  Financial Planning Lessons from 2023: https://youtu.be/anQwAWhRXd8  Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc  Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k  RMD Strategies for Before & After Retirement: https://youtu.be/V3xr4QyWIHg 

A successful retirement is something that everyone strives for, but it isn’t something that you can simply speak into existence. Achieving a successful retirement requires thorough planning before and after you retire. Hopefully, this list of retirement strategies that we’ve composed can help you get to and through retirement with more confidence that you’re doing the right things with your money, freedom from financial stress, and time to spend doing the things you love. Retirement Plan Checklist: https://bit.ly/4aYaMzv Tax Reduction Strategies: https://bit.ly/3tTpYgL Become a Rothaholic: https://bit.ly/3S1ez6s Financial Planning Tool: https://bit.ly/48SeJns Meet with Us: https://bit.ly/47GkALM 5 Questions About Long-Term Care: https://youtu.be/DF6v83HkxWg Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k Understanding SECURE 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg?si=X2AvnO7nK7KelOD5

In today’s episode, Dean Barber and special guest David Mitchell of AllianceBernstein examine the prospect of municipal bonds in 2024. After two years of down returns in the bond market, it may seem like a place to stay away from, but Dean and David discuss how there maybe opportunity on the horizon. Financial Planning Tool: https://bit.ly/3tLTsgA Meet with Us: https://bit.ly/48IBA5u How Do You Spell Relief?: https://www.alliancebernstein.com/content/dam/alliancebernstein/us-retail/us-retail-pdfs/Final_TAI-8302-0523.pdf Why When You Retire Matters: https://youtu.be/6UcLAmM6wtI Safe Withdrawal Rates for Retirement: https://youtu.be/Vld61sfqlEo David Mitchell Podcasts: https://youtu.be/xMKSXZawO2I?si=t2w4OnyGxAF-E9uZ https://youtu.be/hl5wTvDMK9U?si=5cGDwMBbcVISiPxW https://youtu.be/hjTRRnR4snQ?si=Trr2a9EDRBIckgbu https://youtu.be/HuVepJF_D_w?si=CcpCSAkHt6wHR1ks

We’re still in countdown mode after watching the ball drop in Times Square on New Year’s Eve. Today, Dean Barber and Bud Kasper, CFP®, AIF® are going to count down our top five financial planning considerations. Retirement Plan Checklist: https://bit.ly/41X4YSW Financial Planning Tool: https://bit.ly/47pzLJ2 Meet with Us: https://bit.ly/3U2pAqC Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc  Stress Testing Your Financial Plan: https://youtu.be/hN42aRqv-1g  4 Big Tax Mistakes Retirees need to Avoid: https://youtu.be/eTJV5UF9j4Q  5 Factors More Important Than Rate of Return: https://youtu.be/ji55KADdVYo 

One of the most important aspects of retirement planning is starting early. But for the people who take the DIY retirement planning approach, there’s one thing that can easily be overlooked: Required Minimum Distributions. There have been some major changes with RMD rules over the past few years, so we’re going to review those and discuss RMD strategies before and after retirement. Roth Conversion Case Studies: https://bit.ly/3tOHzq0 Tax Reduction Strategies: https://bit.ly/48pHIPG Become a Rothaholic!: https://bit.ly/3TPOOsp Financial Planning Tool: https://bit.ly/3SchGcZ Meet with Us: https://bit.ly/48N7ux5 Understanding SECURE 2.0 with Ed Slott: https://youtu.be/HHPMo9l0yeg?si=X2AvnO7nK7KelOD5 Roth vs. Traditional with Corey Hulstein, CPA and Bud Kasper: https://youtu.be/ASEEO30DZfI Maximizing In-Plan Roth Conversions for 401(k)s: https://youtu.be/4IH9AJ9GajI  Considerations for Retirement Before Ages 62 & 65: https://youtu.be/JbZWycokNhc  What Is a QCD?: https://youtu.be/vpdl1ZUlcNc  How Does a Roth I

Have you heard of in-plan Roth conversions? If not, you're not alone. Believe it or not, they've been an option within 401(k) plans for nearly 15 years now. Marty James, CPA joins Dean Barber and Bud Kasper on America's Wealth Management Show to discuss how to go about doing an in-plan Roth conversion and key considerations for utilizing them. How to Maximize In-Plan Roth Conversions in 401(k) Plans: https://bit.ly/3S8in7l What Is a Backdoor Roth IRA?: https://bit.ly/3H6nJJZ Become a Rothaholic: https://bit.ly/3TKifvW Tax Reduction Strategies: https://bit.ly/47orOUv Financial Planning Tool: https://bit.ly/3S7pgWo Meet with Us: https://bit.ly/3TPGHff Marty James Podcasts: https://youtu.be/13JQ-w6eJ7w https://youtu.be/w7KHmts85oI Ed Slott Podcasts: https://youtu.be/HHPMo9l0yeg https://youtu.be/RdMk9dyQZWM https://youtu.be/En3ZfP70PYA https://youtu.be/ssZNa1cEpu0 4 Big Tax Mistakes Retirees Need to Avoid: https://youtu.be/eTJV5UF9j4Q Roth vs. Traditional with Corey Hulstein, CPA and Bud Kasper: https://youtu.be/

Peak 65 is a term you’ll likely be hearing more and more in 2024. That’s because in 2024, more than 12,000 Americans are expected to turn 65 each day. That equates to nearly 4.4 million Americans turning 65 in 2024, which would be a record-breaking feat. Those statistics are significant for several reasons, especially when it comes to retirement planning. Dean Barber and Logan DeGraeve, CFP®, AIF® are going to help us break down what all to keep in mind about Peak 65. RetireOne Allianz Study: https://edu.retireone.com/2023RIAPARISurveyExecutiveSummary  Retirement Plan Checklist: https://bit.ly/3H6hmWZ Roth Conversion Case Studies: https://bit.ly/3NRJcdf Tax Reduction Strategies: https://bit.ly/3S4daNA Financial Planning Tool: https://bit.ly/3H3LQc6 Meet with Us: https://bit.ly/3H81vXO 4 Big Tax Mistakes Retirees Need to Avoid: https://youtu.be/eTJV5UF9j4Q 7 Reasons People Run Out of Retirement Money: https://youtu.be/nTUjhFpEgu8 Stress Testing Your Retirement Plan: https://youtu.be/hN42aRqv-1g Why When You Re

As we jump into 2024, we can't put 2023 behind us just yet. There are some valuable financial planning lessons to take away from the past year. Check out some of Dean Barber and Bud Kasper's main takeaways from 2023, as they review financial planning lessons related to consumer debt, interest rates, inflation, investments, taxes, and much more on America's Wealth Management Show.  LendingTree Article: https://www.lendingtree.com/credit-cards/credit-card-debt-statistics/ Dot-Com Bubble History Remains Relevant: https://bit.ly/3RIhMYz Tax Rates Sunset in 2026: https://bit.ly/4aFJm15 Roth Conversion Case Studies: https://bit.ly/41Ibay2 Financial Planning Tool: https://bit.ly/3NIwbCX Meet with Us: https://bit.ly/488R42a Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc The S&P 500 Cap-Weighted vs. Equal-Weighted: https://youtu.be/5KwKVETqJZg The Federal Reserve Pauses Rate Hikes: What’s Next?: https://youtu.be/LpU-dW8r0uw Reviewing Rebalancing Strategies: https://youtu.be/5icgvwRbQZs Wh

When it comes to building your retirement plan, a lot of people think your rate of return is the No. 1 thing to keep in mind. While it is important, your investments aren’t the main factor when it comes to your plan. Dean Barber and Bud Kasper CFP®, AIF® review five factors that are more important than your rate of return on America’s Wealth Management Show.  Morningstar Article: https://www.morningstar.com/retirement/good-news-safe-withdrawal-rates  Retirement Plan Checklist: https://bit.ly/41BxKYQ Roth Conversion Case Studies: https://bit.ly/48eaOBF Become a Rothaholic: https://bit.ly/3GUOe53 Financial Planning Tool: https://bit.ly/3vjGya0 Meet with Us: https://bit.ly/3TBjAoP Safe Withdrawal Rates for Retirement: https://youtu.be/Vld61sfqlEo  Why When You Retire Matters: https://youtu.be/6UcLAmM6wtI  4 Big Tax Mistakes Retirees Need to Avoid: https://youtu.be/eTJV5UF9j4Q  Stress Testing Your Retirement Plan: https://youtu.be/hN42aRqv-1g  5 Retirement Planning Tasks for a Better 2024: https://youtu.be/nZFgj

Whether it’s arriving at work, church, or one of your kids’ or grandchildren’s games or activities, being on time is always important. One thing that a lot of people look forward to about retirement is no longer being stressed out about showing up on time for work or specific work meetings. But believe it or not, being on time and retirement still go hand in hand. That’s partly because it matters when you retire. A lot of planning that needs to be done for retirement is focused around timing. There’s a big misconception that all you need to do is save $X amount for retirement. Don’t get us wrong; how much you save and where you’re saving for retirement are very important. There’s just so much more that needs to go into retirement planning, including the timing of it. Let’s explain why it matters when you retire. Tax Reduction Strategies: https://bit.ly/3RQVJQv Retirement Plan Checklist: https://bit.ly/3RT0aKX Financial Planning Tool: https://bit.ly/3Tutngk Meet with Us: https://bit.ly/3TAErbN Don’t Retire Wit

Are you trying to think of a few New Year's resolutions that can help get back on track or keep you on track from a retirement planning perspective? Dean Barber and Bud Kasper have you covered. Tune in to America's Wealth Management Show to find out what five retirement planning tasks that they recommend that can help lead to a better 2024. Retirement Plan Checklist: https://bit.ly/477AazC Roth Conversion Case Studies: https://bit.ly/477mrJd Become a Rothaholic: https://bit.ly/3vf8Xh4 Financial Planning Tool: https://bit.ly/3TrLTWG Meet with Us: https://bit.ly/3RQfmYV 2024 Expectations and Preparations: https://youtu.be/h731RgQgNbc What to Know About CDs, Bonds, and Treasuries: https://youtu.be/fIKXL3DUL6k How Does a Roth IRA Grow?: https://youtu.be/sJcVt95fKZo Reviewing Rebalancing Strategies: https://youtu.be/5icgvwRbQZs Life Insurance in Retirement: Do I Still Need It?: https://youtu.be/cFWcUe2VADo 5 Questions About Long-Term Care Insurance: https://youtu.be/DF6v83HkxWg Family Financial Planning: https://y

Does two years ago feel more like 20 years ago to you? It can certainly feel that way when thinking about the markets. When Dean Barber and Bud Kasper mentioned the idea of reviewing rebalancing strategies to people two years ago, some of them thought they were crazy. After all, the stock market was on a tear and had been thriving since April 2020. Well, we all know how 2022 turned out, as we saw double-digit negative returns in stocks and bonds. It didn’t take long to see why Dean and Bud were talking about reviewing rebalancing strategies.  Retirement Plan Checklist: https://bit.ly/3tlEsWm Financial Planning Tool: https://bit.ly/48jCNPP Meet with Us: https://bit.ly/3GL6my0 What DIYers Overlook in Retirement Planning: https://youtu.be/wCMssTo_6mg What to Know About Bonds, CDs, and Treasuries: https://youtu.be/fIKXL3DUL6k Reviewing Your Retirement Checklist: https://youtu.be/L_y7oLYzQlM Safe Withdrawal Rates for Retirement: https://youtu.be/Vld61sfqlEo 7 Wealth Protection Tactics: https://youtu.be/UyV3gNag68

As we launch into a new year, we want to review your retirement checklist. While we want to put you in a successful financial position for the new year, we’re focused primarily on helping you live your one best financial life throughout your retirement. Our Retirement Plan Checklist can help you do exactly that.  Retirement Plan Checklist: https://bit.ly/3t9cb5o Roth Conversion Case Studies: https://bit.ly/41mPdUX Become a Rothaholic: https://bit.ly/3t7K9XX Financial Planning Tool: https://bit.ly/3GF883A Meet with Us: https://bit.ly/48gLXwx Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k  Unexpected Expenses and How to Plan for Them: https://youtu.be/HbhdqYyp2uA  Stress Testing Your Financial Plan: https://youtu.be/hN42aRqv-1g  CFP® Professional and CPA Relationship: https://youtu.be/zxpfmN-xbrw?si=Ozw1dSOcV7LYnTmK   

Rules of thumb can oftentimes be helpful when trying to complete a task. However, there are some tasks—such as retirement planning—where rules of thumb won’t yield the best possible results. That’s because retirement planning needs to be unique to each person. An example of one of those retirement planning rules of thumb is the 4% rule for a safe withdrawal rate. The term safe withdrawal rate refers to how much retirees can take out of their retirement accounts on an annual basis without potentially outliving their money. Dean Barber and Bud Kasper, CFP®, AIF® are going to help us review a 2023 Morningstar study about safe withdrawal rates and provide more background on the 4% rule. Retirement Plan Checklist: https://bit.ly/3T6QTQm Financial Planning Tool: https://bit.ly/3Rw0iP9 Meet with Us: https://bit.ly/41duNNS Morningstar State of Retirement: 2023: https://www.morningstar.com/lp/the-state-of-retirement-income Busting Retirement Rules of Thumb: https://youtu.be/pHV0kG9xOdc 7 Reasons People Run Out of Reti

This is the time of year where a lot of people are making or at least thinking about new year’s resolutions. Having a forward-looking approach is also key with retirement planning, but we don’t just have our eyes set on 2024. We’re also looking ahead even further to 2025, 2026, and beyond. Make sure to take note of these five long-term strategies for a better retirement from Dean Barber and Bud Kasper, CFP®, AIF®. Retirement Plan Checklist: https://bit.ly/3GuwtZQ Tax Reduction Strategies: https://bit.ly/3GwTCuJ Become a Rothaholic: https://bit.ly/3uPpIQ0 Financial Planning Tool: https://bit.ly/47LL6UJ Meet with Us: https://bit.ly/3TdQdZj Roth vs. Traditional with Bud Kasper and Corey Hulstein: https://youtu.be/ASEEO30DZfI?si=LcuET39wALJ05iqQ  How Does a Roth IRA Grow?: https://youtu.be/sJcVt95fKZo  Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc  2023 Year-End Tax Planning: https://youtu.be/MEm7iB6HDa8  4 Big Tax Mistakes Retirees Need to Avoid: https://youtu.be/eTJV5UF9j4Q  Roth Conve

How do you know if you can withstand a market downturn, substantial unexpected expenses, or income reduction in retirement? Those are all things that can cause a lot of financial stress, especially when you’re no longer receiving a paycheck in retirement. That’s why it’s so critical to have a forward-looking financial plan that has been stress tested through various economic conditions so you can get to and through retirement with clarity and confidence. Dean Barber and Bud Kasper, CFP®, AIF® are going to help us explain how we go about stress testing someone’s plan. We’ll identify different types of risk that are important to plan for as you’re stress testing your financial plan and how to know if you have a successful plan.  Retirement Plan Checklist: https://bit.ly/3uP6GJf  What Is a Monte Carlo Simulation?: https://bit.ly/47DfyAr  Tax Rates Sunset in 2026 and Why That Matters: https://bit.ly/3R4Q2gh  Become a Rothaholic!: https://bit.ly/3Rq7w8b  Financial Planning Tool: https://bit.ly/46Ki2eS  Meet with U

Are you planning to meet up with any friends or family members this holiday season who are approaching retirement or recently retired? Or maybe you’re in that position yourself? That can be a very exciting time, but it can quickly become very stressful if you haven’t planned for it. The goal is for every day to be a Saturday in retirement, but getting to that point isn’t that simple. We’re going to review the following five misconception about retirement to help you and your loved one prepare for retirement. Paying zero in taxes is always the best case. Claiming Social Security as early as possible. Retiring early is easy if you have enough money. Retirement is all fun and relaxation. We don’t have enough money to [insert goal]. Social Security Administration Announced 3.2% COLA Increase for 2024: https://bit.ly/3uJg8Oi Tax Rates Sunset in 2026 and Why That Matters: https://bit.ly/40ZAhfc Retirement Plan Checklist: https://bit.ly/3N3tOKk 2023 Year-End Tax Planning: https://youtu.be/MEm7iB6HDa8  Pension Pla

When thinking about protecting your wealth, it’s easy to start thinking about wealth erosion due to market/investment risk. Well, that’s just one form of risk. There’s estate planning risk, wealth erosion from excess taxation, not being properly insured on several fronts—we could go on and on. We obviously want you to protect as much of your wealth as possible. So, here are seven wealth protection tactics that can hopefully be beneficial to you. Retirement Plan Checklist: https://bit.ly/49vekZg Financial Planning Tool: https://bit.ly/3QCdL7v Meet with Us: https://bit.ly/3u9Urqs Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc  Must-Knows for Couples Retirement Planning: https://youtu.be/o4eiAkWGc3k  7 Financial Planning Opportunities You Don’t Want to Miss: https://youtu.be/ZrsSlnLrpCY  The Market Outlook and the Last Six Months: https://youtu.be/xMKSXZawO2I?si=5WwfdVCNvjfBoX-1  Financial Planning in Your 30s and 40s: https://youtu.be/jRbHI3tqlis  Life Insurance In Retirement: Do I St

Planning for things that are out of your control can certainly be stressful when you’re entering a new phase of life like retirement. But believe it or not, you can plan for uncertainty in retirement. We’re going to explain how to plan for the many uncertainties that can arise in retirement so that you can have clarity and confidence about your financial life. Retirement Plan Checklist: https://bit.ly/3QNOzLs Don’t Retire Without Doing These 8 Things: https://youtu.be/nbF2B5efXtc  Busting Retirement Rules of Thumb: https://youtu.be/pHV0kG9xOdc The CFP® Professional and CPA Relationship: https://youtu.be/zxpfmN-xbrw?si=7ilrjUDr3UzJfD-x  2023 Year-End Tax Planning: https://youtu.be/MEm7iB6HDa8  When Is It Time to Retire?: https://youtu.be/iKny1bBxukY  Most Retirees Aren’t Doing These 4 Things (But They Should Be): https://youtu.be/BDELKWKHP8k  The Difference Between Good Debt and Bad Debt: https://youtu.be/Xxmv-pA3kQg?si=sBQk7cjLyTNwcDNp  7 Reasons People Run Out of Retirement Money: https://youtu.be/nTUjhFp