Journey To Launch : Personal Finance, Early Retirement & Business

This week’s Journey to Launch podcast episode features, Kierra Asnauskas, who shares her amazing story on how she went from broke and homeless to a six-figure salary and living abroad. On her journey, Kierra taught English overseas, boosted her salary from $31,000 to $182,000 a year, and received free housing and healthcare. With fewer expenses, Kierra knocked out $49,000 in debt and started investing. Today, Kierra and her husband are living overseas while she takes her first mini-retirement. Listen to the full episode to learn how you can live your best life abroad and build wealth too.  In this episode you will learn: How Kierra went from broke and homeless to a six-figure salary Opportunities overseas where you can get free rent, healthcare, and more All about mini-retirements and how you can take one now How to minimize taxes when living and working overseas  What is geoarbitrage and how you can use it to get an affordable degree The difference between lazy investing and value investing, and much more 

Learn how to boost your income in your career or business in this week’s Journey to Launch podcast episode with Kathlyn Hart.  Kathlyn Hart is a coach who helps ambitious women dream big, live boldly, and earn more money. Kathlyn and I have an insightful and amazing conversation that will inspire you to earn more whether you have a 9 to 5 or your own business.  This episode is packed full of tips to help you change your mindset and earn the money you deserve.  In this episode you will learn: How to accelerate your path to financial freedom by earning more money Steps to take before you ask for more money The importance of a money mindset and how to shift your money beliefs Tactics to set your prices and services as an entrepreneur Sites to research the going salary for your market and so much more Other related blog posts/links mentioned in this episode: Are you earning your optimal salary based on your experience and skills? Find out by doing your research on three sites Kat mentioned in the episode.  Glas

You have something to share with the world! It’s time to turn your passion into your career. Listen to this week’s Journey to Launch podcast episode for inspiration and tactics to manifest your dreams.  In episode 129, Cathy Heller who is an author, podcast host, speaker, songwriter, and coach, talks about her new book and how to make your passion a reality. This episode provides concrete tips to start your own business, create your dream job, and make your own path. Check out Cathy’s interview and discover how you can make an amazing living serving the world and fulfilling your purpose. In this episode you will learn: Four types of creative stages  How to view your dream from different perspectives  The importance of letting yourself be messy How to nourish your dream job and use your day job as your investor Tips to increase your network and net worth The human approach to entrepreneurship  Steps to take before you quit your job and so much more Other related blog posts/links mentioned in this episode: Ge

To compete in today’s world of rapid technology changes and fierce job competition, you must become an ultralearner and self educator. his week on the Journey to Launch podcast, Scott Young shares how you can master new ideas, subjects, and skills to stay ahead in your career.  Scott is the author of Ultralearning, a book that outlines how to boost your learning so you can win at life and accomplish your goals. In the podcast episode, Scott discusses the most effective learning methods, stories of successful ultralearners, and shares examples of how self-learning can improve your life. Listen to this episode to learn how to maximize how you learn and execute a plan. Whether your goal is to travel the world and learn foreign languages, earn a debt-free degree, or improve your income and finances, Ultralearning and the tips in this podcast will guide you to success.  In this episode you will learn: Methods to optimize what you learn and how to impact your life Ways to get a degree for free The benefits of maki

In this week’s podcast episode, Zero shares her amazing story of adversity and triumphs. She saved half her income when she made $60,000 a year in New York while also navigating health challenges. In her twenties, she had brain surgery and doctors told her she may not be able to work or live independently. Instead of surrendering to her prognosis, she got through her recovery and moved to New York City.  Not only did Zero find a job, but she went from making $37,000 a year to $75,000 in a short period. Zero maximized her income when she was making less, so she was able to max out her retirement savings when she earned more money. Zero saved $100,000 by 30 and recently quit her job to become a full-time entrepreneur. She continues to navigate her health challenges but has never allowed them to limit her abilities or accomplishments on her journey to financial freedom.  In this episode you will learn: How to boost your income so you can max out your savings Ways to save on taxes and medical expenses  The power

This week’s Journey to Launch podcast episode is one you don’t want to miss! I’m talking with Purple from A Purple Life about how she plans to retire at 30 and live off only $18,000 a year.  In 2015, Purple started her blog to track her journey to financial freedom and early retirement. Thanks to her efforts to decrease spending, increase her wages, and geo-arbitrage, she is on her way to retiring in 2020. In less than four years she went from a net worth of $5,000 to over $350,000. Check out the episode to hear how she is living on her budget without sacrificing the fun things she loves.  In this episode you will learn: How to budget your money and apps that can help  The importance of saving for retirement and securing your employer’s match Ways to save your first $100K What is geo-arbitrage and how it can jumpstart your path to FIRE How to demand a higher salary, and so much more Other related blog posts/links mentioned in this episode: Purple admits saving her first $100,000 was a big milestone. But onc

This week on the Journey to Launch podcast we have special guest, Ericka Grant from Atlanta. Ericka is a successful marketing professional who started out making $35,000 a year but has accomplished financial independence and built a net worth over $1 million through real estate investing. Through networking, she moved up in her career and boosted her salary to six figures along the way. At the same time, she purchased her first home in New York City at 25 years old. Having a knack for finding the best properties, Ericka has since expanded her real estate investments to include properties in several states. Listen to this week’s episode to hear how Ericka obtained millionaire status in her thirties but continues to work and build wealth because she wants to--not because she has to.  In this episode you will learn: How to boost your salary and leverage your network in your career One benefit to working remotely that you didn’t know before How to “success proof” your career and focus on opportunities Great inve

The Journey to Launch podcast has officially reached one million total downloads! (in podcast land, that’s a big deal). Thank you to all of the listeners a.k.a. Journeyers who have inspired me to keep producing the podcast, rain or shine, every week for the past two years. You guys have been following my journey, sharing and supporting the content I produce which keeps me motivated to deliver and improve my message and platform.  My goal is to inspire even more people to improve their finances and pursue financial freedom and independence so that they can truly live the life they want and deserve.  In this special episode, I share more about my life since starting Journey To Launch and launching the podcast. Listen in to hear more about my humble beginnings in Jamaica, how I quit my job and found more freedom now without having a million dollars in the bank, the impact of the podcast, and so much more. My hope is that my story continues to inspire and show you how too you can make your dreams become a reality

This week on the Journey to Launch podcast we have Miss Wise of Wise Woman Wallet. Miss Wise is from North Carolina and was previously up to her eyeballs in debt and bills. She decided to turn her side hustle, teaching English to immigrants at a community college, into a full time teaching gig in China. Over the last three years, she has paid off $37,000 in debt and paid $6,000 cash for certifications that have allowed her to make more money.  In this episode, Miss Wise shares the steps you can take to travel, teach, and knock out debt as an expatriate (someone living abroad). Listen now to learn how Miss Wise is teaching others how to achieve financial success and live a good life. In this episode you will learn: How you can teach English overseas  The benefits of working overseas and having your essential bills covered How to boost your income and crush debt with side hustles What life is like as a Black woman in China How to find your tribe in foreign countries plus so much more  *When we first recorded

In this week’s episode of the Journey to Launch podcast, Shang of Save My Cents shares how she achieved financial independence by age 31. Shang has the funds to make work optional but chooses to keep working. By day, Shang is a management consultant. By night, Shang helps families get out of debt, save money, and start investing to grow their finances. In this episode you will learn: The importance of mental health on your wealth journey The key to an abundance mindset and why it’s important to give How to accomplish financial independence in expensive cities like NYC What factors to consider when deciding your side hustle How to leverage your knowledge and network plus so much more Other related blog posts/links mentioned in this episode: Membership into the Money to Launch Club is currently closed but don’t miss out on the next enrollment. Sign up to get on the Money Launch Club waitlist here.  Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and

Naseema McElroy, is back on the Journey to Launch podcast to update us on how she paid off 1 million dollars of debt in a few years. The creator of Financially Intentional and the Nurses on Fire podcast, Naseema, first shared how she paid off   $300,000 in debt as a single mom in episode 16. Now, Naseema is giving us an update on how she’s paid off a million dollars of debt since we last spoke and opens up on how she is now living a more balanced life and building her business.  After we hear from Naseema, I provide a recap of my experience at FinCon, a conference for content creators in personal finance. This year the conference was in Washington, D.C. and I had the chance to connect with personal finance influencers and Journeyers.  In this episode you will learn: How Naseema paid off $1 million in debt About geoarbitrage and how it can help your finances The realities of entrepreneurship life Steps you can take to know if you are built for entrepreneurship  What’s more valuable than wealth  Ways to get in

I am answering your most recent submitted money questions on this week’s episode of the podcast. In this episode, we dive into a discussion about the types of debt, debt payoff methods, real estate investing, budgeting, and retirement savings. You don’t want to miss this good advice that can help you on your journey.  In this episode I answer: If you use a home equity line of credit to refinance your loans If it makes sense to take money from your retirement account to pay off debt The difference between secured and unsecured debt How to strategically pay off debt with the snowball or avalanche method Tips on what to do before you start investing in real estate The facts about borrowing from your retirement account How to stay motivated on your journey with the right budget plus so much more Other related blog posts/links mentioned in this episode: Check out this debt repayment calculator to help you decide between the debt avalanche and debt pay off method Membership into the Money to Launch Club is curre

In this week’s episode of the Journey to Launch podcast we have Kenishia Mais, a Jamaican entrepreneur, Financial Educator and the visionary who founded ThrivingDollars. Kenishia was always a good saver. She started saving her lunch money in school & kept this habit into adulthood. But when she became the person her parents and other family members came to when they needed money, the pressure of being the family bank was overwhelming. It drove her to abandon her money habits and become a big spender so she wouldn’t have money when her family asked for a loan.  Listen to this episode to learn how Kenishia turned her life and finances around. She became a self-taught investor at age 21 and is now a financial educator spreading the financial gospel to others through her blog and business, ThrivingDollars.  In this episode you will learn: How to manage the burden of being your family’s bank Tips to empower family members to solve their own money problems Differences between investing in the United States and

This week, Journey to Launch’s podcast episode continues the conversation on generational wealth and talking with your family about finances. In this episode, we have a dynamic father and daughter duo, Duane and Taylor Davis of Davis Generational Wealth Education Initiative, Inc. Duane and Taylor have a passion for financial literacy and inspire families and communities to have intergenerational financial conversations.  Finances should be fun and inclusive of the entire family. Listen to this episode to learn how to spark money conversations in your family so together you can build generational wealth and develop strong money habits.  In this episode you will learn: How to have intergenerational financial talks with your family  The importance of estate planning and trusts Tips to help parents talk to their kids about money What is “coaching up” and how kids can talk to their parents about money The impact of the “Black Tax” and how to respond when family ask for money Ways to preserve generational wealth s

This week Journey to Launch’s podcast episode features award-winning journalist and author, Cameron Huddleston. With over 17 years of experience writing about personal finance, Cameron recently combined her knowledge and personal experiences in her book, Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances. In this episode, Cameron breaks down how to have difficult financial conversations with your parents. Listen to episode 117 to learn how to get your parents’ affairs in order before it’s too late.  In this episode you will learn: How to talk to your parents about their finances The basics of estate planning and what to do first What questions to ask your parents during “the talk” The importance of setting expectations for you and your parents as they age How to prepare your parents for retirement and long term care Tips in case you need to add your parents to your financial plan Other related blog posts/links mentioned in this episode: Check out Cameron

This week on the Journey to Launch podcast we have "Money Mitra," the founder of the "Psychology of Spending." Mitra is a money and mindset coach who helps you eliminate money blocks so you can build wealth. She helps you identify the root of your limiting beliefs and money wounds, which are the stories that prevent you from building wealth.  In this episode, Mitra shares her powerful story that shaped her journey. She is the daughter of a Southern Black mother born in the small town of Pulaski, Tennessee (infamous for two things: Sundrop and the KKK) and an Iranian immigrant father who came to America during the Iranian hostage crisis with little resources and a lot of ambition.  Mitra also hosts "Money Talks," a couch conversation series with a mission to normalize money conversations and help people learn their worth. The Talk Series also tackles how to navigate in our society where social advantage, power, and control influence so many people’s journey and financial decisions. Listen to this episode to le

Journey to Launch is so excited to have Ash Cash Exantus, America’s  Financial Motivator, on this week’s podcast. Ash Cash grew up in the projects of Harlem, New York.  In his twenties, thanks to fate and opportunities, he successfully navigated up the corporate ladder in the banking industry and later became the youngest CEO of a federally chartered bank. At 30, Ash Cash threw his own retirement party, left the banking industry, and pursued a full-time career as an entrepreneur, author, speaker, and financial literacy advocate. Some unexpected financial setbacks actually helped Ash Cash refocus and discover his passion to teach financial education. Today, Ash Cash is the Founder and CEO of MindRight Money Management. In his company, he mixes psychology and personal finance to create a culturally responsive--aka dope--approach to teaching financial literacy.  In Episode 115 you will learn: The importance of an abundance mindset How to see opportunities in the midst of obstacles What things to consider before

Personal finance expert Kassandra Dasent can relate to people from all walks of life. She went from being $55,000 in consumer debt to being debt-free with a six-figure net-worth. Now she is using her experiences to help you start “minding your money.” In this episode Kassandra talks about money, mindset, and emotional well being. This is one episode you don’t want to miss.  In episode 114 you will learn: The importance of a money mindset and how it can impact your ability to create wealth How to leverage your ability, skills, and experience to earn more  What steps to take before combining your finances in a relationship All about the black tax and how it impacts your finances The Four Pillars of Wealth that make you wealthy and whole Remember it’s time to sign up to join the Money Launch Club! If you love this episode, join the club and you can hear from Kassandra up close and personal. She is speaking to the members in September and you don’t want to miss it. Doors close August 22nd so join now! Other re

This week, we have another bonus episode for you. In episode 113, Josie, a Money Club Launch member shares her debt free story. She was the first in her family to go to college. But then she found herself in student loan, credit card, and auto loan debt. Listen to how she paid off $50k and now is on her way to financial freedom and independence. Along her financial journey, Josie discovered her passion for financial freedom and independence. She became a blogger with the mission to inspire the latino community to improve their finances and live a minimalist life. Now that they are debt free, Josie and her husband are focused on financial planning, saving, and securing their family’s future.        The day has finally arrived! The Money Launch Club (the membership community to help you reach Financial Freedom & Independence) doors are now open! Join us here MoneyLaunchClub.com before the doors close again in a few days!   More About Josie Espinoza Current location (city)  Porterville, CA Profession Teache

Journeyers you are going to love episode 112. In this solo episode, you’ll learn about the five stages on the journey to financial freedom and independence. Listen now to see what stage you are in and what practical steps you can take to achieve your financial goals. Find out how to set your goals and take action, so you can experience more freedom now! In this episode you’ll learn: The 5 stages to financial freedom and independence How to calculate your Financial Independence number What goals to set at each stage of your financial journey The importance of mindset and habits Sign up for the Journey to Launch free class today! On this virtual webinar, you will learn more about the five stages to financial freedom along with other tips to help you create more freedom in your life today. Learn more about the Money Launch Club here and make sure you join when doors open up again! Other related blog posts/links mentioned in this episode: Join The Weekly Newsletter List Leave me a voicemail– Leave me a questio