Journey To Launch : Personal Finance, Early Retirement & Business

Sam Dogen, creator behind the popular blog, The Financial Samurai joins the Journey To Launch podcast to talk about his new book, “Buy This Not That: How To Spend Your Way To Wealth And Freedom”. Sam and I chat about using money in a way that maximizes your ability to build wealth and live life on your own terms to achieve Financial Freedom & Independence. In this episode, we discuss: The 70/30 decision making framework philosophy  The difference between good debt & bad debt How to build wealth in the offensive position  How to negotiate a severance package and leveraging loyalty + more Enter for your chance to win a copy of Buy This Not That: How To Spend Your Way To Wealth And Freedom. The giveaway will be open from October 12th 2022- October 17th 2022. Five winners will be announced on October 18th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win to enter. Other related blog posts/links mentioned in this episode: https://financialsamurai.com/news https://financ

New York Times best-selling author of I Will Teach You To Be Rich and personal finance advisor and entrepreneur, Ramit Sethi, returns to the Journey To Launch podcast to deepen the answers to all of your burning questions.  In this community Q&A format, you’ll learn even more about how to live a rich life, as defined by you, and take control of your money. In this episode, we discuss: How to begin teaching your children about personal finance and the value of money Taking control of your money with a conscious spending plan + a clear vision of your rich life 5 questions to consider before buying a home  Getting candid about your timelines and how much you need to earn to reach financial freedom + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Enter for your chance to win a copy of I Will T

If you didn’t have to work again for money, what would you really do with your time? We often hear about retiring early in the context of someone quitting their corporate job to work on their own business. But what if you truly didn’t have to work and could really live your life on your own terms?  On this episode of the Journey To Launch Podcast, we have a returning guest, Purple who shares her life after early retirement.  Purple retired from corporate America with a portfolio of $500k+ at the young age of 30 right before the 2020 pandemic. She explains what she does with her time now that she is no longer working, how she strives to live an intentional, purpose driven life, and how the pandemic was a catalyst for exiting the work-force. In this episode, we discuss: How fear during the pandemic pushed Purple to retire early Realistically living off of $20,000 + what that lifestyle looks like The nomad lifestyle + how it saves Purple money Strategies for withdrawing money, what a Roth Conversion ladder is,

Building wealth is something talked about often. What isn’t normally discussed? Protecting that wealth you’re working so hard to build! In this solo episode, I talk about how to protect yourself, your assets, and the people you love as soon as you’re able. You don’t have to wait until you’re “older” or wealthy to check off these boxes. Start risk management and wealth protection today and become a wealthy person by acting like one now. In this episode, I discuss: Why we hired a financial planner (even though I’m a “money expert”) The importance of having a safe and physically protecting important documents Taking the time to secure the appropriate beneficiaries for all of your assets/accounts Understanding your insurance options + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Other rel

Balancing how to be financially responsible for long term wealth and spending in the moment so that you can live an intentional, fulfilling life is not always easy to do. In this solo episode, I talk about how I make those spending vs saving decisions for myself and give you six questions to ask yourself before you splurge/make a purchase. I also talk about how we paid for our 10-year anniversary trip to St. Lucia and our Brooklyn basement remodel. The balance of saving and investing vs. enjoying your hard earned money How we decided to spend money on our 10-year anniversary trip and basement remodel Giving yourself permission to change what you spend money on and indulge in your priorities Questions to ask yourself when deciding on spending money + more What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out her

In this solo episode I give you Journey To Launch business updates and what I’ve been up to personally (or not up to) over the last couple of months. I discuss how I’ve been preparing for my upcoming busy season of life, why taking advantage of rest is important, and the main takeaways from summer 2022.  In this episode, I discuss: The benefits of taking advantage of no structure and seasons of rest  How to enjoy and take a grateful approach to your day-to-day life Editing your life to focus on what serves you instead of what drains you The importance of social capital + not tying your worth to numbers Updates on business, my family, basement renovations, + more  Other related blog posts/links mentioned in this episode: Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! Watch me on News12  Watch my latest segments on News12 YNAB –  Start managing your money and budge

Vicki Robins, the co-author of “Your Money or Your Life” has been one of the most influential visionaries of the Financial Independence movement. In the late 1960’s, with the advice of the late Joe Dominguez, Vicki reached Financial Independence and together they began to teach their revolutionary methods all over the nation. Their workshops featured the famous 9 steps to reach Financial Independence and eventually, Vicki and Joe were approached to turn their teachings into the book that we know today, "Your Money or Your Life". The book went on to be wildly popular, encouraging people to fight against the weight of consumerism and become a New York Times bestseller. Vicki also made two appearances on the Oprah Show with Oprah declaring that the book "would change your life". More than 25 years later, Vicki has written an updated version of the book for a new generation of people on the path to Financial Independence. I'm so honored to have Vicki on the show to discuss: How Vicki met the late co-author Joe D

Your path to financial freedom and wealth doesn’t have to be complicated. This week’s Journey to Launch podcast episode lifts up the veil of overcomplicated investing strategies to show you a more simple path to wealth. Well known author and blogger, JL Collins, is on the show discussing his path to Financial Independence through index investing and his successful book, The Simple Path to Wealth.  JL Collins went from working in an ice cream parlor for $1.25 an hour (he was 13) to accomplishing Financial Independence & Retiring Early (FIRE) before it was even a thing. In this episode, JL Collins breaks down the stock market and everything you need to know about investing in index funds.  In this episode you’ll learn:  What is F-you money and why you need it Ways to enjoy breaks or sabbaticals throughout your career What are index funds and tips on investing in the market Why your house is a terrible investment (his words, not mine) What is a Chautauqua, and so much more Other related blog posts/links me

Sylvia accrued six-figures of debt from law school and her life was greatly impacted by Hurricane Katrina while living in Louisiana. With discipline, determination, and the help of financial books such as Your Money or Your Life, Sylvia made the decision to take control of her personal finances. She took on a side-gig as a pizza delivery driver to bring in an extra $2,000 a month and adopted a frugal lifestyle to aggressively tackle her debt. Today, Sylvia has paid down a majority of her student loan debt, owns her own law firm, and is about 3 years away from Financial Independence. In this episode we discuss: Sylvia’s story of how she accrued six-figures in debt How she used a side-gig and a plan to pay off her student loans How she managed her finances and saved without an actual budget Why she continued to invest with a significant amount of debt Her big move to Seattle Her plans after retirement Her current investments The difference between a Real Estate Investment Trust (REIT) and actual real estate in

If you are wondering how it is that you can create more good habits in your life and get rid of the habits that you know are holding you back, you are going to love my chat with bestselling author James Clear on his latest book Atomic Habits. The book is a guide on how to change your habits and get 1% better every day. In this episode we talk about: The importance of habits in our lives How meaningful changes yield radical results Why we should focus on identity based habits vs outcome based habits The framework of Cur, Craving, Response & Reward and how to use it to create good habits and break bad habits Why it’s important to take small steps towards building better habits plus so much more  Connect with James Clear Websites:  https://Jamesclear.com https://AtomicHabits.com Instagram: @JamesClear Twitter: @jamesclear Connect with Jamila Website Twitter: @journeytolaunch Facebook:@journeytolaunch Instagram:@journeytolaunch

Jordan Grumet, award winning podcast host and author, joins the podcast to discuss how his experience with death and the dying pushes him to living a regret-free life where money isn’t “the” ultimate end goal.  Jordan chats with us about how the Financial Independence community has shifted, why you should consider a YOLO (You Only Live Once) stance with your money, and how to find balance in your life. In this episode we discuss: Exercises to find your purpose and identity in life before you get to the end of it Finding a balance between YOLO + protecting your financial future Why financial independence shouldn’t be “the” goal Money lessons from working with the dying  The flattening of Maslow’s Hierarchy of Needs, the parable of the three brothers, + more  Enter for your chance to win a copy of Taking Stock.by Jordan Grumet. The giveaway will be open from August 3rd 2022- August 8th 2022. Two winners will be announced on August 9th! (must be 18+ & a US resident to enter). Go to journeytolaunch.com/win

Amanda Holden, award-winning money writer, speaker, and educator, joins the podcast to discuss all things investing through her business, Invested Development, she educates women about investing and other money topics — because Amanda believes that the world needs more women with financial power. Using a unique and effective mix of deep industry knowledge and humor, Amanda has taught tens of thousands of women how to invest. In this episode we discuss: What Amanda’s quitting corporate America process looked like + how she saved $30,000 Why Amanda turned away from her lucrative Investment Management career  The importance of emergency funds + how to turbo-charge yours Handling the emotions of investing in uncertain times  Index Funds as a long-term investment strategy, retirement account taxation, capital gains, + the risk and reward of investing + more Other related blog posts/links mentioned in this episode: Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemai

Nedra Glover Webb, licensed therapist, New York Times bestselling author, and relationship expert, joins the podcast to discuss what boundaries are and how to cultivate healthy ones in our own lives. We chat about her social media stardom, with her over 1M followers, her entrepreneur path, and how boundaries give you the freedom you’re looking for in your personal, professional, and financial life.  In this episode we discuss: Navigating codependency + toxic cultural expectations What boundaries are and why you need to practice setting them The power of saying no + when it’s appropriate to give an explanation How Nedra’s 1M+ social media following allowed her to pivot to authorship The importance of identifying your values so you can more easily identify what your boundaries need to be + more Other related blog posts/links mentioned in this episode: Nedratawwab.com/set-boundaries-find-peace Check out my new personal website here. Join The Weekly Newsletter List Leave me a voicemail– Leave me a

Norly Jean-Charles, attorney, financial independence follower, and Journeyer, joins the podcast to discuss her path from Haitain immigrant in Brooklyn to Penn Law Graduate. We chat about how her roots shaped her money narrative, why the strong women in her life are cornerstones to her success, and how she has kept her financial goals in the forefront of her life.  In this episode we discuss: Negotiating rent, being strategic with student loan debt, + living below your means The importance of exploring educational and career-based programs and resources How Haitain culture and her immigration experience shaped her money narrative How she went from a Columbia University Anthropology BA to University of Pennsylvania Law School Buying her mother’s first home in Florida during the pandemic  How Norly networked her way to a six-figure career as a lawyer + more Other related blog posts/links mentioned in this episode: https://www.prepforprep.org  https://www.abetterchance.org  https://oliverscholars.org 

Bola Sokunbi, finance expert, bestselling author, and founder of Clever Girl Finance, one of the largest personal finance media/education platforms for women in the U.S, joins the podcast to discuss her unique entrepreneur journey, how she “does it all” (hint: she doesn’t), and why making an impact is more of a priority to her than making money. We also go into generational poverty and wealth and why getting business education outside of social media is imperative to your success. In this episode we discuss: The danger of assuming someone’s wealth with how they look or how they paid for something Navigating making more money than your partner with open communication How Bola created her business without becoming a family liability Why you can succeed in the creative economy without baring it all The power of breaking generational poverty + more For a chance to win a copy of Bola's book, Choosing to Prosper! Triumphing Over Adversity, Breaking Out of Comfort Zones, and Achieving Dreams, go to Journeytolaunch

Ashley Stahl, Counter-Terrorism professional turned Career Coach, international bestselling author, and Fortune 500 spokesperson, joins the podcast to talk all things life-fulfillment, intentional networking, and making a career “You Turn”.  With more than 6 million views, her TEDx Talk on intuition and fulfillment is ranked amongst the top 100 TED Talks.. In this episode we discuss: Making a “You Turn” + being completely honest with yourself despite a sunk cost fallacy The importance of knowing what regulates you + making space for that in your life What strategic networking can bring you + why it’s a way of life Why the concept of loving something 100% gets people stuck Why the vehicle for fulfillment is your intuition The 3 lily pad concept + more Other related blog posts/links mentioned in this episode: Ashley Stahl's Podcast Get Ashley's Book You Turn: Get Unstuck Discover Your Direction and Design Your Dream Career Check out my new personal website here. Join The Weekly Newsletter List Leave m

Kathryn Finney, managing partner of Genius Guild, a $20 million venture fund and studio that invests in amazing Black founders and author of Build The Damn Thing, joins the podcast to discuss her evolution into entrepreneurship, the importance of being honest with yourself when thinking about going out on your own, and how your exit number should be your guiding force. With Kathryn’s unmatched entrepreneurial experience, she gives us actionable steps and solid advice that you can start working on today if you’re looking to build the damn thing. In this episode we discuss: The importance of being honest with yourself before you jump into entrepreneurship Figuring out your exit number so you can pursue your own venture How a budget fashion blog evolved into a venture capitalist career When it’s time to start thinking about your exit strategy Various funding options from entrepreneurs + more Other related blog posts/links mentioned in this episode: Get Kathryn's book-Build The Damn Thing Check

Julien and Kiersten Saunders, couple behind the award-winning blog, rich & REGULAR, producers of the award-winning video series, Money on the Table, and authors of new book, Cashing Out: Win the Wealth Game By Walking Away, join the podcast to discuss rewriting what it means to succeed with money and why cashing out is the ultimate wealth move. In this episode Julien and Kiersten unpack cultural narratives, why rest is an integral part of the wealth equation, how you can reach financial freedom in 15 years, and more.    In this episode we discuss: Giving anyone with a marginalized identity a new narrative of what it means to succeed Confronting uncomfortable truths within a traditional career in corporate America The decision behind Julien and Kiersten pulling out of real estate investing A 4 step guide to the purpose of your income: financial freedom Beginning with the end in mind when it comes to your career A more expansive definition of what luxury really means + more Other related blog p

Alyssa Davies, published author and founder of award-winning Canadian personal finance blog, Mixed Up Money, joins the podcast to discuss how your relationship with money is deeply connected to your mental health, why the traditional way of paying off debt didn’t work for her and her new book Financial First Aid: Your Tool Kit for Life's Money Emergencies.  We also talk about working through the scarcity mindsets we’ve picked up along our financial independence journey, giving ourselves permission to be selfish as moms, and more.  In this episode we discuss: The 3 types of emergency funds you need Her debt free journey How she manages her anxiety when it comes to money How to alleviate our fears of not having enough  Why finding a like-minded community is a powerful tool The validity of your money struggles no matter how you grew up + more Win a copy of Alyssa’s new book, Financial First Aid: Your Tool Kit for Life's Money Emergencies, here .  Other related blog posts/links mentioned in this episode:

Felecia Hatcher, CEO of Pharrell Williams Black Ambition Opportunity Fund, personal transformation speaker, entrepreneur, and author, joins the podcast to discuss how she went from a C-student in high school to winning $130,000 in scholarships and finding her zone of genius. We discuss her trials and errors in college, how she started entrepreneurship, what it takes to shift your perspective to receive abundance right in front of you, and more! In this episode we discuss: Felecia’s journey to winning $130,000 in college scholarships  Why being curious is the most powerful tool for your career How to navigate moving forward in moments of impossibility The importance of cultivating relationships &  expanding your network Her work with Pharrell Williams’ Black Ambition Opportunity Fund + more Other related blog posts/links mentioned in this episode: BlackAmbitionPrize.com  Join the waitlist for my signature course, Map Your Way To Financial Independence, here. Check out my new personal website here. Join