Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Three simple steps to retiring early and financially free.Interview with top Broker and Financial Planner Tim Smith.Watch full interview -https://youtu.be/zgwmtnADPyELinks inks to Tim's website and online profiles:Website: https://www.aurorapw.com/Facebook: https://www.facebook.com/auroraprivatewealthIG: https://www.instagram.com/thefinancialdad_/LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports. Watch video - https://youtu.be/8U9drRMpf2M3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

Three simple steps to retiring early and financially free.Interview with top Broker and Financial Planner Tim Smith.Watch full interview -https://youtu.be/zgwmtnADPyELinks inks to Tim's website and online profiles:Website: https://www.aurorapw.com/Facebook: https://www.facebook.com/auroraprivatewealthIG: https://www.instagram.com/thefinancialdad_/LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/US stock markets have crashed 20%to 25% since their highs in February and $10 trillion has been wiped off thevalue of companies worldwide in the last five days since Donald Trump announcedhis tariffs on US imports. Watch video - https://youtu.be/8U9drRMpf2M3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stock market reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they a

Donald Trump’s return to the spotlight and renewed talk of tariffs and trade wars has investors wondering: Will this trigger a stock market crash in 2025? As Trump vows to impose tougher tariffs on China and other countries, fears of rising inflation, global trade tensions, and supply chain disruptions are resurfacing.Historically, Trump’s tariff policies had mixed effects. Some U.S. industries benefited, but overall market volatility increased. The stockmarket reacted to trade war headlines with sharp dips and recoveries. If anew Trump trade war begins, sectors like tech, automotive,and manufacturing could feel the pinch first, while defensive stocksand commodities may perform better.Investors are asking: Should I sell now? Will Trump crash the stockmarket again? While no one can predict with certainty, smart investorsdiversify and prepare for volatility. Watch how China, the EU, and the Fedrespond.Stay informed with the Charles Kelly Money Tips Podcast forweekly updates on Trump, trade wars, and how they af

US Tariffs could lead to a trade war and a global economicslowdown, according to the OECD.China, Mexico, Canada and the EU have said they will beimposing reciprocal tariffs on America. The UK has yet to react to a “reciprocal”10% Tariff announced by Donald Trump today. Prime Minister Sir Kier Starmersaid a trade war is in nobody’s interest.Stock markets have been falling around the world puttingmillions of people’s savings and pension pots at risk of a correction or even acrash.The S&P 500 had its worse quarter since 2022. 3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH#FinancialFreedom #WealthBuilding#SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance#moneytraining #moneymanagement #wealth #money #debt #financ

US Tariffs could lead to a trade war and a global economicslowdown, according to the OECD.China, Mexico, Canada and the EU have said they will beimposing reciprocal tariffs on America. The UK has yet to react to a “reciprocal”10% Tariff announced by Donald Trump today. Prime Minister Sir Kier Starmersaid a trade war is in nobody’s interest.Stock markets have been falling around the world puttingmillions of people’s savings and pension pots at risk of a correction or even acrash.The S&P 500 had its worse quarter since 2022. 3 Steps To Unlocking Financial Freedom!I want to take you to the next level, help you get controlof your money, learn how to invest and become financially free. Join me online on my free live money management trainingWednesday at 7.00PM. Places are limited, so registernow below to avoid disappointment.https://bit.ly/3QPp8IH#FinancialFreedom #WealthBuilding#SaveMoney #InvestWisely #CharlesKellyMoneyTips #PersonalFinance #finance#moneytraining #moneymanagement #wealth #money #debt #financ

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4Interview with Chartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status andend of year tips. High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of up

Watch full video at Charles Kelly Money Tips Podcast: https://youtu.be/VRexfc258N4Interview withChartered Tax Adviser and Accountant on changes to Furnished Holiday Lettings tax regime, IHT, Trusts and Wills, SDLT, pensions, ISA, Non-Dom tax status and end of year tips. High taxation is one of the reasons 10,000 millionaires left the UK last year. Check out my video on this.As the tax year draws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to£20,000 tax-free in an Individual Savings Account (ISA). If you haven’t usedyour full allowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only grows your retirement fund but also reduces taxableincome, with tax relief of u

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.Watch full videoversion - https://youtu.be/tdcdZDdu7qYSectio

The number of UK buy-to-let property companies listed atCompanies House has soared to record levels since George Osbourne introduced his ‘Section 24’ tax bombshell onlandlords.If you are stuck in the Section 24 tax trap contact me at charles@charleskelly.net to arrangea free consultation with a property tax specialist.There are now over 400,000 limited property companiesregistered, more than any other businesses and four times as many as fast foodfirms. Since 2016 there has been a fourfold rise in incorporated buy-to-letbusinesses, much of which is due to George Osbourne’s ‘Section 24’ tax hike on landlords.The change in the law meant that buy-to-let landlords with propertiesheld in their own names could no longer offset mortgage interest against theirrent (pre-profit gross income).Almost 700,000 properties are now held in limited companies,rather than in individual names, which has become the standard method used tobuy investment property in the UK.Watch full videoversion - https://youtu.be/tdcdZDdu7qYSectio

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5His work covers the full range of topics including:•⁠  ⁠the future of the dollar as areserve currency, •⁠  ⁠the BRICS payment system,•⁠  ⁠the failure of CBDCs and therise of stablecoins •⁠  ⁠when the U.S. embraces crypto,•⁠  ⁠the impact of AI on finance, •⁠  ⁠traditional banking and DeFi,•⁠  ⁠APIs and the cloud in finance•⁠  ⁠The personalization of financeEmmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.End of tax year tipsAs the tax yearcomes to a close, now is the pe

As one of the top global influencers in the future offinance, Emmanuel David is renowned for his ability to illuminate how financeis being transformed through a combination of geopolitics, cutting-edgetechnologies and decentralised finance. Watch video - https://youtu.be/-Wf4d2pH2mA?si=0RZyBau3f4RffJS5His work covers the full range of topics including:•⁠  ⁠the future of the dollar as areserve currency, •⁠  ⁠the BRICS payment system,•⁠  ⁠the failure of CBDCs and therise of stablecoins •⁠  ⁠when the U.S. embraces crypto,•⁠  ⁠the impact of AI on finance, •⁠  ⁠traditional banking and DeFi,•⁠  ⁠APIs and the cloud in finance•⁠  ⁠The personalization of financeEmmanuel is the founder of TAB Global, which encompassesplatforms like The Asian Banker, Wealth and Society, and The Banking Academy.These platforms have been instrumental in building vital connections within thefinancial industry, fostering collaboration, and driving innovation on a globalscale.End of tax year tipsAs the tax yearcomes to a close, now is the pe

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.See video version - https://youtu.be/7Sc0oL4BHdMMortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.Higher stamp duty does NOTHING to help people who want tobuy their own home.End of tax year tipsAs

Inflation Jumps To 3% Dashing Hopes Of Interest Rate Cut The Bank of England cut base interest rates from 4.75% to4.5% in February, their lowest level for 18 months and raising hopes of further cuts in 2025.But now inflation has reared its ugly head again with anunexpected rise to 3%, largely driven by higher government borrowing and spending, as well as public sector pay rises.See video version - https://youtu.be/7Sc0oL4BHdMMortgage holders and property buyers were hoping that theBank of England would continue cutting rates this year and whilst this couldstill happen there is unlikely to be a further cut when the bank’s monetarycommittee meets on 20 March.Higher interest rates have a direct impact on how much youcan borrow to buy a property, as the banks apply strict affordability criteria.However, the government has talked about easing mortgage lending to stimulatethe flagging market and help first time buyers.Higher stamp duty does NOTHING to help people who want tobuy their own home.End of tax year tipsAs

UK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.The government wants your money…Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfsThey don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only

UK Chancellor Rachel Reeves has talked about “simplifying” ISAs, which could mean slashing the annual allowance for savings ISAs, currently £20,000.The government wants your money…Watch full video atCharles Kelly Money Tips Podcast - https://youtu.be/uXcCqWj_xfsThey don’t producewealth, they just tax those who do! They take from us to spend our money. Hightaxation is one of the reasons 10,000 millionaires left the UK last year. Checkout my video on this.As the tax yeardraws to a close, now is the perfect time to review your finances and takeadvantage of last-minute tax-saving opportunities. In the latest episode of theCharles Kelly Money Tips Podcast, we break down essential end-of-tax-year tipsto help you reduce your tax bill legally and keep more of your hard-earnedmoney.1. Maximize YourISA AllowanceYou can save up to £20,000tax-free in an Individual Savings Account (ISA). If you haven’t used your fullallowance, now is the time to top it up.2. UtilizePension ContributionsContributing toyour pension not only

The price of precious metals like gold, sliver and platinum have soared in price in the last 12 month amid market fears and rising inflation. Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call. The age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices, ranging from the digital allure of cryptocurrencies to the stabilityof stocks and the tangibility of real estate. In this comparison, we explorewhy investing in gold and silver continues to be a compelling option comparedto the alternatives.1. Historical Stability:Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andec

The price of precious metals like gold, sliver and platinum havesoared in price in the last 12 month amid market fears and rising inflation. Why Invest in Gold and Silver? See full video - https://youtu.be/or-8kiTZZxM See my interview with Josh Saul, gold expert, discussing the merits ofincluding precious metals in your portfolio. Click herehttps://pure-gold.co/charles-kellyfor a free gold, investment report, and discovery call. In the ever-evolving landscape ofinvestment opportunities, the age-old appeal of precious metals like gold andsilver remains steadfast. Investors are often confronted with a myriad ofchoices,Watch YouTube video: https://youtu.be/woBQBtavLUM1. Historical Stability:Gold and silver have stood the test oftime as reliable stores of value. Throughout history, these precious metalshave retained their purchasing power, acting as a hedge against inflation andeconomic uncertainties. Unlike cryptocurrencies, which can be highly volatile,and stocks, which are subject to market fluctuations, gold

Tech Stocks Jitters Causes Market PanicShould you be worried about recent sharp falls in the USstock market?Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrlSee also:10,000 Millionaires Leave The UK..Why are millionaires quitting Britain at the rate of oneevery 45 minutes?Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOUIs Great Britain Finished?As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.Watch full video - https://youtu.be/smyXgIM0lWgUK Economy Is Flatlining Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life.   Watch video version - https://youtu.be/FgXuoDMFE3c 3 Steps To Unlocking Financial Freedom!I want to take you to th

Tech Stocks Jitters Causes Market PanicShould you be worried about recent sharp falls in the USstock market?Watch video - https://youtu.be/Cfpksgfp0r8?si=4SSODNAxpictCwrlSee also:10,000 Millionaires Leave The UK..Why are millionaires quitting Britain at the rate of oneevery 45 minutes?Watch full video - https://youtu.be/AcI6g-O3yxs?si=qCTDkB3p8MVsTOOUIs Great Britain Finished?As the UK faces mountingeconomic challenges, many are asking, "Is Great Britain finished?"The debt crisis in the bond market, combined with political and economicturmoil, paints a grim picture.Watch full video - https://youtu.be/smyXgIM0lWgUK Economy Is Flatlining Like a patient on the operating table with no pulse, theUK economy is barely growing. Prime Minister, Keir Starmer and Rachel Reevesare desperately banging on the chest of the patient trying to revive it, butthey don’t know how to bring it back to life.   Watch video version - https://youtu.be/FgXuoDMFE3c 3 Steps To Unlocking Financial Freedom!I want to take you to th