Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Action Fraud figures show that victims of investment fraud lost at least £657m in 2020, as scammers preyed on financial vulnerability caused by the coronavirus pandemic. There are different types of investment fraud, the most common involve shares, bonds, cryptocurrency and commodities such as wine, fine art and diamonds. Fraudsters contact you unexpectedly, promise generous returns and may say that the opportunity is time limited. They downplay the risks to your money. They call you repeatedly and keep you on the phone a long time in order to build your trust, stop you speaking to other people or having time to think about the offer. FULL ARTICLE Report all scams online to www.actionfraud.police.uk or call 0300 123 2040 giving as much information as possible. Financial education and literacy is not taught in schools, which is why most people are in the dark when it comes to personal finance and are forced to rely on financial advisers. If you enjoyed this and found it helpful, please like and share with your

In March 2021 Artnet News reported the sale of a piece of NFT digital art by Beeple’s which sold for $69 million at Christie’s auction. The artist, whose real name is Mike Winkelmann, jumped to number three on the list of most expensive living artists at auction. An NFT, or Non-Fungible Token, is a type of digital asset, like a representation of piece of physical art or music, that you can own and trade, typically for between $40 and $200. A fungible asset in economic terms contains units that can be readily interchanged - like money. A non-fungible asset is a unique one-of-a-kind asset, like a work of art. NFTs are bought and sold online, often with cryptocurrency, and they are encoded with the same underlying blockchain software technology as many cryptos. So why would anyone want to own a digital asset, effectively a photograph of a piece of art, when they could take a photograph themselves? Firstly, this new creative enterprise goes far beyond owning a photo of a painting. And let’s face it, millions of p

Renting A Home Is Cheaper Than Buying For First Time In 6 Years With low interest rates and high rents, it has long been assumed that it is cheaper to buy than rent. But the tide has turned thanks to soaring house prices and lower rental demand, especially in the city centres. According to leading estate agents, Hamptons, it has become cheaper to rent a property than buy a home for the first time in more than six years. The estate agency research reveals that prior to the pandemic in March 2020, people buying with a 10% deposit would have been £102 a month better off than renters....Full article  Property Investing Secrets - Discover the ultimate beginners' guide to property in 2021 With my friend and property expert Kevin McDonnell. Complimentary Property Training - next session is on Wednesday 23rd June, and Kevin can't wait to see you there! Do you want to start earning life changing sums of money from property whilst knowing you’re  avoiding all the common mistakes beginners make when investing?

The baby boomer and millennial generations are facing an uncertain future with job insecurity and drastically reduced state and private employer pension benefits. How can you avoid ending up living your retirement days in poverty? There are a number of steps you can take, but it starts....see full article. I haven’t got time in this short presentation to cover everything - which I go though in my book and SMART MONEY MANAGER courses in more detail. But I hope these simple mindset shifts and steps alone will open your mind and set you on the road to prosperity. If you enjoyed this and found it helpful, please like and share with your friends and follow me on social media to give more people free value. I’m offering free discovery coaching calls to three people this week. Message me if you’re interested or email charles@charleskelly.net

British house prices leaped by an annual 10.9%, the most in almost seven years, and they look set to rise further as people search new homes after the pandemic, one of the country’s largest mortgage lender the Nationwide said. Almost 70% homeowners considering a move said they would still go ahead even without the unlikely extension of a tax incentive by Chancellor Rishi Sunak, Nationwide said, according to a survey it conducted in late April. The latest figures demonstrate the scale of the surge in house prices which hit a new record high at an average of £242,832, according to Nationwide, which whilst not the official Land Registry data is widely respected by the industry. Nationwide added that house prices were 1.8% higher than in April. Nationwide said there was scope for annual house price growth to accelerate further in the coming months, given how weak the housing market was in early stages of the pandemic. However, if unemployment rises sharply later in 2021 - when Sunak's jobs protection programme is

Are You Fed Up Struggling With Money? Firstly, I just want to thank you for taking the time to join me today. Money problems are one of the biggest causes of stress and relationships breakdowns. I can remember my parents having some almighty rows over money! I’m Charles Kelly and for 25 years I worked as a Financial Adviser helping thousands of people solve their money problems. I was successful, but it wasn’t until I discovered the secrets to mastering moneythat my clients started achieving amazing results. I’m also the author of three books including, “Yes, Money Can Buy You Happiness” and “Borrow and Grow Rich”. I’m going to uncover 3 money secrets and a simple system for truly mastering money to help you start building real wealth and ultimately live the life you truly deserve. Full article: https://homebasedbusinessideasuk.blogspot.com/2021/05/these-3-money-secrets-will-make-you.html I haven’t got time in this short presentation to cover everything - which I go though in my book (Yes, Money Can Buy You H

In these uncertain and rapidly changing times, it is important to choose an occupation which gives you some guarantee of a long-term future. In the UK, the Home Office publishes an official list of ‘shortage occupations’, for which a qualified and experienced overseas migrant may qualify for a Skilled Worker visa. The list includes jobs such as, Health Service and Residential Day Care or Domiciliary Managers, various scientists and engineers, web development professionals, nurses and senior care workers. The official government list for working visa qualification, only covers a fraction of the huge labour shortages in the UK. According to the report by Luminate, many industries experienced a particularly large number of hard-to-fill vacancies at professional level including architectural and engineering activities, computer programming and consultancy, education and care. However, both of these lists contain glaring omissions- green jobs. In order to meet climate change targets, industry will need hundreds of

Under the latest Regulations, landlords must have the electrical installations in their properties inspected and tested by a person who is qualified and competent at least every 5 years.  CLICK HERE TO SEE FULL DETAILS. Free Wealth Coaching Session for 3 people – limited offer Boris has an unsatisfied CCJ at 10 Downing Street! I was a financial adviser for 25 years, but became frustrated with the focus on only being regulated to offer products for the financial services industry. For instance, I could advise a client to invest in a Prudential Property Bond, but could not advise them to invest in a buy-to-let property themselves. I am no longer registered as an industry financial adviser, which means I cannot give specific advice on how to invest your money, but I can offer a wealth of guidance and tips on managing your money more effectively and building wealth over time. I am also the author of the book, , Yes, money can buy happiness, in which I cover the 3 R’s of Money Management, the Money B.E.L.I.E.

The UK economy fell by 9.9% in 2020, yet property prices went up, and the market is still hot! House sales and property prices have surged amid government moves to stimulate the housing market. New data from HM Revenue and Customs (HMRC) showed UK property transactions in March hitting the highest monthly level since modern records began in 2005. The housing market has been almost immune to the Covid crisis as people rethink their lives and where they want to live. Official data also shows average UK house prices rose 8.6% in a year. HMRC figures show that there were 180,690 UK property sales recorded in March, which was more than double the number in March last year and 50% higher than February! Many people are asking if prices will fall in 2021. There are a number of factors which could prevent a fall in prices, one of them being the recent launch of a government-back 95% mortgage guarantee scheme to allow people to buy a property with just 5% down. Another factor is that when governments have pumped billio

The UK government has announced the launch of a new 95% mortgage scheme. · 95% mortgage guarantee launches today, available on high streets across the country · Scheme part of a range of ownership options to help make home ownership a reality · New figures show demand for home ownership has soared during lockdown, with nearly 80% of private renters now saving for a deposit A new government-backed mortgage guarantee scheme, announced in the March Budget, to help people with 5% deposits get on to the housing ladder will be available to lenders from today 19 April 2021, a spokesperson confirmed. The scheme will help BOTH first time buyers AND current homeowners obtain a mortgage with a 5% deposit to buy a house of up to £600,000 – offering a route to home ownership to those with low deposits. For more details see https://homebasedbusinessideasuk.blogspot.com/2021/04/property-news-95-mortgages-available-now.html The stamp duty holiday comes to an end in June, prompting fears of a slowdown in the property market.

The end of the current tax, or fiscal year, is approaching fast on 5th of April, so not long to make your final plans. This is the time of year when you should be thinking about using up all of your tax allowance before they are lost forever. · ISA's - tax free savings accounts · Pension Contributions · Marriage allowance - not always claimed · Tax relief for working at home Talk to an accountant or independent financial advisor for more advice. It could save you thousands! Full article How To Start A Money Making Business From Home Without Capital Or Risk! With pubs and restaurants closed for the lockdown in the UK and Ireland it's a reminder of how vulnerable physical businesses, like pubs, restaurants and shops are to economic downturns or market changes. At the same time, internet business owners are getting richer. Never in history has more goods been bought on the internet. The internet has given small home-based businesses an opportunity to compete with the big companies which have dominated the market

3 Easy Steps To Starting A Risk-free Business From Home With No Capital Or Product Happy St Patrick’s Day! With pubs and restaurants closed for the lockdown in The UK and Irelands, this will be a very quiet St Patrick’s Day. This is a reminder of how vulnerable physical businesses, like pubs, restaurants and shops are to economic downturns or market changes. At the same time, internet companies are getting richer. Never in history has more goods been bought on the internet. Even before the pandemic, the high street was already under pressure from online shopping, which has exploded in the last few years. Read full article  Step 1 Sell solutions to people’s problems Research your idea or product online – where else! You can check on Google how many people are searching for products or solutionsto their problems. For instance, millions of people want to be slimmer and healthier, especially in these times. According to wordstream.com, 450,000 people have recently searched for “how to lose weight” on the int

In yet another blow for buy-to-let landlords with tenants not paying their rent, the UK government has announced another extension to the current ban on bailiff-enforced evictions in England until May 31. From June the ban will “taper” off, leaving landlords confused since no details have been released on exactly how this will take effect. Housing Secretary Robert Jenrick said:.....click for full article  The continued eviction ban will not help the millions of property investor landlords running small businesses with mortgages, trying to build up a pension or supplement their income in retirement. With the country is facing a pensions timebomb, people who take the initiative to provide for their own retirement should be encouraged with tax breaks. Will property prices crash in 2021? Have you ever tried to start an online business, but were then let down by software and web developers, or just couldn’t get past a technical issue? I have! Then I discovered a new game-changing system that changed everythin

As we celebrate International Women’s Week, new research in UK has found that the average woman in her twenties today will retire with £100,000 less in her pension than men. The BBC reports that the insurance and pension provider Scottish Widows found that women will need to work an extra 40 years just to close the gap. The main reasons are lower average earnings, greater probability of working part-time or taking career breaks and heavier childcare burden. See full article - https://homebasedbusinessideasuk.blogspot.com/2021/03/women-could-get-100000-less-pension.html Start a part-time side hustle A part-time side hustle or business could easily bring in thousands of Dollars, Euros or Pounds and could replace your full-time job enabling you to quit your job. What would an additional $5,000 per month mean to you? Financial freedom… More time with the family… Your dream house or car… Freedom to fire your boss? Maybe you only need $500 per month to change your life and save for a better future? I am not suggest

As expected, the Chancellor Rishi Sunak has extended the Stamp Duty Holiday for a further three months to help sellers and buyers complete transactions. Budget Main Points Covid-19 Support Extended · Furlough extended to end of September · Support for self-employed to be extended until September · 600,000 more self-employed people eligible for help with access to grants widened · Minimum wage will increase to £8.91 an hour from April. Property Investor Takeaway · Stamp duty holiday on house purchases in England and Northern Ireland extended to June · No Stamp Duty tax liability on sales of less than £500,000 for residential buyers · Mortgage Guarantee Scheme for 95% to be introduced next year.... Some property experts expect property prices to rise due to a combination of fiscal stimulus (money printing and government borrowing), stamp duty holiday extension, historically low interest rates and the return of a 95% mortgage free-for-all! A word of caution....Full article published on Money Tips Daily.com Quest

What can property buyers expect from the UK Budget? Will Stamp Duty Holiday be extended by Chancellor Rishi Sunak in the 3 March Budget? Possible extension of the stamp duty holiday in England? Mortgage guarantee to help buyers with 5% deposit A new ‘mortgage guarantee scheme’ to help people with small deposits obtain a higher ‘loan-to-value’ mortgage to get on the property ladder is set to be announced. £126m boost for new “flexi-job” traineeships in England Tax increases to pay for the £270 billion of borrowing last year?  Full article - https://homebasedbusinessideasuk.blogspot.com/2021/03/what-surprises-can-you-expect-from.html Find out more and watch the Budget live on the BBC, 3 March 2021 at 12.30pm. Have you tried to start an online business, but been let down by software and web developers? New free game changing system to help launch your online marketing business and change your life… Free Access to GrooveFunnels - the new best way to build better funnels - Free for LIFE - No games. No fine pr

Money Tips News Round Up Friday 19 February 2021 v UK government borrowing soared to £8.8bn in last month v Uber Drivers are “NOT self-employed, Supreme Court Rules v Free Property Training For Money Tips Followers – Could 2021 Be Your Year? UK government borrowing soared to £8.8bn in last month, the highest January figure since records began in 1993, reflecting the cost of pandemic support measures.  See more: https://moneytipsdaily.com/money-tips-news-round-up-friday-19-february-2021 Free Property Investing Summit For Money Tips Followers Could 2021 make you a property millionaire? As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? Sunday 21 February 2021 10am Property Revolution Summit: Discover How Educated Investors Are Using Revolutionary Strategies to Maximise Profits As t

How Long Will The Party Last? The average prices of UK house climbed 8.5% in 2020, the highest yearly growth rate since October 2014, according to the official Land Registry data. The average UK house price reached a record high of £252,000 in December 2020, the Office for National Statistics said. The UK is made up of a number of distinct markets, some a world apart from London where average prices are just under £500,000. The North West had the highest growth of 11.2%, while London rose just 3.5%. The stamp duty holiday and buyers reassessing their housing preferences contributed to the rise, the ONS said. The desire for more space during the pandemic saw the average price of detached properties rise by twice as much as flats and maisonettes during 2020, up by 10% and 5% respectively. In Wales, where there has been a recent boom in second home purchases, enjoyed the fastest growth, with property values rising 10.7% to £184,000. In England, prices climbed 8.5% to £269,000, in Scotland, 8.4% to £163,000 and i

Happy Valentine’s Day! The UK economy crashed by 9.9% in 2020, the worst drop in GDP on record, yet property prices rose by 7%! But will prises crash in 2021? The simple answer is nobody really knows and even if they did it would depend on a number of factors – like the speed of the economic recovery and the level of government spending and support for the housing market. Despite the worst recession in 300 years, domestic property transactions were up 16%, average prices across the country jumped by almost 7% last year and the market is still buoyant despite a slight fall in January. British auctioneer, Savills, sold over £100 million worth of property from its last three online auctions...read more at https://moneytipsdaily.com/will-property-crash-in-2021-as-uk-gdp-falls-10/ My Valentine’s Day gift to you! Discover the ultimate beginners' guide to property and learn how you could be earning £1,000+ per month in 2021 using the hottest strategies in property investing right now! Valentine’s Day Property Specia

Travellers arriving in England forced to stay in hotels will be charged £1,750 for ten days of quarantine, the UK Health Secretary Matt Hancock has announced. The border control measures will come into force on Monday and apply to UK and Irish residents returning from countries on the high-risk so-called ‘red list. Opposition parties have called for stronger border controls, as travellers from the 33 red list countries, which include South Africa, Panama and the UAE, do not make up the majority of the 20,000 plus people arriving in London from around the world every day. Anyone breaking the rules and failing to quarantine in a government-sanctioned hotel for 10 days will be fined up to £10,000. However, all overseas travellers flying into Scotland…Full article - www.moneytipsdaily.com Will property crash in 2021? The simple answer to the question everybody is asking is nobody really knows. Despite the worst recession in 300 years, average UK property prices jumped by almost 7% last year, and the market is sti