Sinopsis
Money Tips Daily is a daily money tips podcast brought to you by Charles Kelly who spent 25 years in financial services and is the author of Yes, Money Can Buy You Happiness, to be published in April 2018.
Episodios
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House prices back to pre-lockdown level in the UK, despite economic chaos
25/06/2020 Duración: 13minWhy are house prices rising in the UK? When unemployment is soaring and 11 million people are on job furlough, why is demand for property rising again and why are prices climbing back to pre-lockdown levels in certain areas of the UK? Against all the odds with the economy tanking, demand for UK property is up! According to the online property platform, Zoopla, the number of agreed home sales is up 4% compared to pre-lockdown levels in early March. House prices rose by 2.4% in May. Buyer demand across the UK is 46% higher than it was in early March, when demand for housing fell by 70%. Where is the highest growth taking place? Over the longer term, property always bounces back from recessions, depressions and even wars. One reason is the simple economics of supply and demand. The UK is small country with a growing population, as well as being the 7th largest economy in the world. If you are interesting in becoming a property investor, join a host of expert speakers including, Mark Homer and Kevin McDonnell, at
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How to F@ck up the economy!!!
24/06/2020 Duración: 14minHow to F@ck up the economy!!! By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. Are you ready to adapt to the new economic model? As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a participant or spectator in this revolution? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy
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UK lockdown restrictions and 2m rule eased as pubs and restaurants allowed to open from 4 July
23/06/2020 Duración: 18minUK lockdown restrictions and 2m rule eased as pubs and restaurants allowed to open from 4 July Businesses allowed to open from 4 July The venues which will be allowed reopen include.... Can you buy a multi-million-pound business for £1? Listen for a list of 5 major companies which were sold for £1, including the Millennium Dome, now called the O2 Arena Can you buy a business that can be worth £90m for £3.4m, while helping 800 people? On the 22nd May a deal was announced that the owner of Giraffe and Ed's Diner paid £3.4m for Carluccio's, which was previously bought by the current owner for £90m only two years ago. This acquisition will save the restaurant chain and 800 jobs. Global debt is soaring to levels way higher than all recent time crises. This means many businesses will not be able to sustain their operations and need to be rescued by new owners who can help them pivot. The smart buyers can snatch up great opportunities and build substantial wealth, just like this deal has for the owners of Giraffe. S
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The average millionaire is not a celebrity or sports star, they are…
22/06/2020 Duración: 15minThe average millionaire is not a celebrity or sports star, they are… The profile of the average ‘millionaire next door’ may surprise you. According to research carried out for the bestselling book, ‘Secrets of the Millionaire Next Door’, by Thomas J. Stanley and William D. Danko, the average millionaire is unlikely to be your favourite sports personality or celebrity. They probably don’t drive the most expensive car or eat in pricey fine dining restaurants. Full notes at: www.moneytipsdaily.com Can you buy a business that can be worth £90m for £3.4m, while helping 800 people? On the 22nd May a deal was announced that the owner of Giraffe and Ed's Diner paid £3.4m for Carluccio's, which was previously bought by the current owner for £90m only two years ago. This acquisition will save the restaurant chain and 800 jobs. Global debt is soaring to levels way higher than all recent time crises. This means many businesses will not be able to sustain their operations and need to be rescued by new owners w
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Weekly Money Tips News Round Up - UK Debt Exceeds Size Of Economy For First Time In 50 Years
19/06/2020 Duración: 12minWeekly Money Tips News Round Up - UK Debt Exceeds Size Of Economy For First Time In 50 Years In this Money Tips Podcast episode: 1. National debt exceeds size of UK Economy for first time in 50 years 2. Bank of England to inject an extra £100 billion into the UK economy 3. UK economy shrinks by 20% in April – biggest monthly drop in history 4. Non-essential shops reopen as economic figures set to improve in June 5. Nationwide cuts lending in fear of negative equity in a falling market 6. Bigger deposits required from borrowers to cover future price drops 7. Maximum LTV Loan to Value cut from 95% - 85% for First Time Buyers 8. Brokers report tightening mortgage lending as banks become cautious 9. Numbers claiming work-related or unemployment benefits up 126% to 2.8 million 10. Economists warn of higher unemployment figures when furlough scheme ends 11. UK House prices suffer biggest fall in 11 years as lockdown kills the economy 12. Stock markets still rise as billions pumped into economy every week in America
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The Bank of England to pump extra £100bn into the UK economy to help fight coronavirus-lockdown recession
18/06/2020 Duración: 09minThe Bank of England to pump extra £100bn into the UK economy to help fight coronavirus-lockdown recession What would you do with £1 million? What would you do with £1 billion or one thousand times a million? How about £100 billion? The Bank's Monetary Policy Committee (MPC) voted to pump £100 billion into the system days after governor Andrew Bailey said policymakers were ready to take action after the economy suffered its biggest monthly fall -20.4% - on record in April. The UK central bank also voted to keep interest rates at a record low of 0.1% after official jobs data showed the number of workers on UK payrolls plummeted by 600,000 between March and May. However, recent indicators of economic activity suggest the economy is starting to bounce back. The MPC's June policy meeting minutes stated: "Payments data are consistent with a recovery in consumer spending in May and June, and housing activity has started to pick up recently." What is quantitative easing (QE) and how will it help us?,,,see full articl
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Mortgage lender limits loans size due to fears of falling Coronavirus housing market
17/06/2020 Duración: 13minMortgage lender limits loans size due to fears of falling Coronavirus housing market In this Money Tips Podcast episode: 1. Nationwide cuts lending in fear of negative equity in a falling market 2. Bigger deposits required from borrowers to cover future price drops 3. Maximum LTV Loan to Value cut from 95% - 85% for First Time Buyers 4. Brokers report tightening mortgage lending as banks become cautious 5. Numbers claiming work-related or unemployment benefits up 126% to 2.8 million 6. Economists warn of higher unemployment figures when furlough scheme ends 7. UK economy shrinks by 20% in April – biggest monthly drop in history 8. UK House prices suffer biggest fall in 11 years as lockdown kills the economy 9. Will your job be one of millions phased out by automation, innovation and AI? 10. You don’t need your own money to create a second income in property 11. Time to your economy or Uconomy started whatever the economy is doing! 12. You can create a second income during the lockdown…and come out stronger 13
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Should we shop to save the economy or look after our own economy by saving money or paying down credit card debt?
16/06/2020 Duración: 08minShould we shop to save the economy or look after our own economy by saving money or paying down credit card debt? UK Prime Minister Boris Johnson said we should be out “shopping” again to get the economy moving after he shout it down for three months. But with unemployment reaching record levels and tens of thousands of people losing their jobs every day, should you be saving our cash and taking care of your own economy or Uconomy? The BBC reports that the non-political think tank, the Institute of Employment Studies (IES), said the number of people claiming work related benefits had climbed 1.6 million since March - a rate faster than during the Great Depression of 1929. In this Money Tips Podcast episode: 1. Boris advises us to go out and shop, but I’m holding on to my cash 2. Pay down your debts before splashing out on non-essential goods 3. Numbers claiming work-related or unemployment benefits up 126% to 2.8 million 4. Economists warn of higher unemployment figures when furlough scheme ends 5. UK economy
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Yippee! Shops open again! But UK economy in 20% nosedive
15/06/2020 Duración: 09minUK economy nosedives 20% in April as shops reopen today Shops reopen today with queues at Primark Sales and bargains should give economy a much needed boost High Street shops have been losing £18 billion per week in sales during lockdown UK suffers unemployment spike as GDP drops 20% in April Stock markets fall as Beijing and America see virus spike Masks compulsory on public transport but not widely used Millions of people face a bleak future post-Coronavirus lockdown, as businesses disappear and the job furlough scheme eventually comes to an end. However, life doesn’t have to end because of lockdown! You can join thousands of ordinary people who have increased their income and added streams of new income during this period. Are you ready to adapt to the new economic model? As lockdown restrictions around the world are being eased, the economic model has subtly changed forever. How will you adapt to this new way of working and running a business, what obstacles and opportunities lies ahead? Will you be a par
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Weekly Money Tips News Round Up As UK Economy Shrinks by 20% in April Lockdown
12/06/2020 Duración: 12minWeekly Money Tips News Round Up As UK Economy Shrinks by 20% in April Lockdown In this Money Tips Podcast episode: 1. UK economy shrinks by 20% in April – biggest monthly drop in history 2. Non-essential shops will open 15 June subject to social distancing rules 3. BA takes government to court over Quarantine plan which started 8 June 4. Government pressing ahead with quarantine plan risking 1000’s of jobs 5. UK House prices suffer biggest fall in 11 years as lockdown kills the economy 6. Stock markets nervous on more bad news and economic outlook for America 7. Will your job be one of millions phased out by automation, innovation and AI? 8. You don’t need your own money to create a second income in property 9. Time to your economy or Uconomy started whatever the economy is doing! 10. You can create a second income during the lockdown…and come out stronger 11. Learn how to make money from property without deposits, mortgages and cash 12. Learn from experts - free Rent to Rent Training Register here - https://
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How much time do you spend on social media?
11/06/2020 Duración: 07minHow much time do you spend on social media? According to the Social Media 2019 Trends Report from GlobalWebIndex, internet users are now spending an average of 2 hours and 22 minutes per day on social networking and messaging platforms. In the UK, we also spend around 20-30 hours each week watching TV or catching up with missed programmes on streaming services! That adds up to over 6 hours per day spent on social media platforms such as Facebook, WhatsApp, Twitter and LinkedIn, and slumping down in front of the box. People often say they haven’t got time to learn or improve themselves, but in reality, we all have 24 hours a day. If we sleep 7-8 hours and work 8 hours, that still leaves us quite a few hours free even after taking into account eating and other essential things. The ONS reports that the group most likely to lose their jobs as a result of the Coronavirus crisis are the young and older workers. What can you do to earn more money? In the first quarter of 2020, Facebook had over 2.6 billion monthly
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Where can the average person invest their money and what most financial advisers don’t tell you?
10/06/2020 Duración: 12minWhere can the average person invest their money and what most financial advisers don’t tell you? Many of you know that I was a financial adviser for 25 years working for banks, insurance companies and in my own IFA practice. I am also the author of the book, Yes, Money Can Buy You Happiness. For the average person who has a small lump sum or monthly amount of cash to invest there are a number of investment vehicles from which to choose. Here is a basic list of products available to the average investor. Due to limited space provided on Anchor, the full version of the notes an podcast can be found at http://www.moneytipsdaily.com or https://www.facebook.com/groups/No1businessopportunities/ If you would like to learn more about investing in property, please drop me a line. The above information is for your information and entertainment only and should not be considered to be investment advice, as I’m not your financial adviser. By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and
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Shops will reopen 15 June but Schools plan abandoned
09/06/2020 Duración: 10minShops will reopen 15 June but Schools plan abandoned The government confirmed today that non-essential shops will reopen from next week, subject to safety social distancing rules being followed. However, plans to reopen primary Schools for all ages have been put on hold making it difficult for many people to return to work. Shops employ thousands of women, full and part-time staff, who would not be able to afford expensive child care should Schools stay closed. Meanwhile, one in four workers, nearly 9 million people, are still on furlough at a cost of £19 billion to the taxpayer. If you would like to improve your mindset and take advantage of the abundance of opportunities there are all around us, check out the links below or email me. By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Mo
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Language and attitude of the Rich vs the Poor
08/06/2020 Duración: 17minLanguage and attitude of the Rich vs Poor We live in the richest time in all history. Poor – statements · I can’t afford it · I can’t do that · I haven’t got time Rich - questions · How can I afford it? · How can I do that? · How can I find the time? The statements close your mind, the questions open your mind! The poor think differently from the rich. By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. If you’d like further information on how to survive the crisis and even quit the rat race, email me at Charles@CharlesKelly.netor send me a message through Facebook or my Money Tips Daily community. See more articles at www.moneytipsdaily.com True entrepreneurs create wealth and jobs and don’t need you
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Weekly Money Tips News Round Up
05/06/2020 Duración: 16minWeekly Money Tips News Round Up In this Money Tips Podcast episode: 1. What can you do to come out stronger from the lockdown? 2. UK Airport Quarantine Scheme Starts 8 June Despite Business Warnings 3. Government pressing ahead with quarantine plan risking 1000’s of jobs 4. BA makes 12,000 staff redundant and is taking the UK government to court 5. MP’s and travel industry lobby Boris Johnson to ditch travel quarantine plan 6. UK House prices suffer biggest fall in 11 years as lockdown kills the economy 7. Stock markets rise despite economic recession and race riots all over America 8. Will your job be one of millions phased out by automation, innovation and AI? 9. Learn how to take advantage of marketing OPPORTUNITIES to make money in lockdown 10. You don’t need your own money to create a second income in property 11. Time to your economy or Uconomy started whatever the economy is doing! 12. You can create a second income during the lockdown…and come out stronger 13. Learn from experts - free Marketing Summi
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What can you do to come out stronger from the lockdown? Find out in this Money Tips Podcast episode...
04/06/2020 Duración: 16minWhat can you do to come out stronger from the lockdown? In this Money Tips Podcast episode: 1. UK Airport Quarantine Scheme Starts 8 June Despite Business Warnings 2. Government pressing ahead with quarantine plan risking 1000’s of jobs 3. MP’s and travel industry lobby Boris Johnson to ditch travel quarantine plan 4. Will your job be one of millions phased out by automation, innovation and AI? 5. Learn how to take advantage of marketing OPPORTUNITIES to make money in lockdown 6. You don’t need your own money to create a second income in property 7. Time to your economy or Uconomy started whatever the economy is doing! 8. You can create a second income during the lockdown…and come out stronger 9. Learn from experts - free Marketing Summit 8 June Register here - https://bit.ly/2MxsPCy The UK government is pressing ahead with its untimely quarantine plan, ignoring warnings from MP’s and business leaders that it will decimate the tourism industry and cause irreparable damage to the economy. True entreprene
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BA makes 12,000 staff redundant as quarantine measures start next week
03/06/2020 Duración: 13minBA makes 12,000 staff redundant as quarantine measures start next week In this Money Tips Podcast episode: 1. BA makes 12,000 staff redundant as quarantine measures start next week 2. MP’s and travel industry lobby Boris Johnson to ditch travel quarantine plan 3. Challenger banks criticised for lack of progress on business “bounce back” loans 4. Stock markets recover but is this growth run congruent with the real economy? 5. House prices see “largest monthly fall for 11 years” in May Nationwide reports 6. 8.7 million people are on Job Retention scheme, 2 million more claiming benefits 7. UBS predicts 1 in 5 restaurants will close as 500 chains shut branches permanently 8. Learn how to take advantage of OPPORTUNITIES to make money in property 9. You don’t need your own money to create a second income in property 10. Will your job be one of millions phased out by automation, innovation and AI? 11. Time to your economy or Uconomy started whatever the economy is doing! 12. You can create a second income or get in
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House prices see “largest monthly fall for 11 years” Nationwide reports
02/06/2020 Duración: 09minHouse prices see “largest monthly fall for 11 years” Nationwide reports UK House prices fell by 1.7% in May from the April 2020, the biggest “monthly fall for 11 years”, leading mortgage lender Nationwide reports. The annual growth in house prices also halved from 3.7% to 1.8%, as the coronavirus crisis hammered market activity. HMRC data revealed that residential property transactions fell 53% in April compared with 2019. "The medium-term outlook for the housing market remains highly uncertain," the Nationwide warned. Economist predicts the fall "is just the start of a protracted decline over the remainder of this year," What does this mean for you as a home buyer or property investor? In this Money Tips Podcast episode: 1. House prices see “largest monthly fall for 11 years” in May Nationwide reports 2. 8.7 million people are on Job Retention scheme, 2 million more claiming benefits 3. One quarter of the workforce are now on furlough costing taxpayer multi-billions 4. UK property sales hit record low in Apr
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Long queues as some UK shops open up today
01/06/2020 Duración: 08minSome Schools, outdoor markets and car showrooms have been able to open again in England from Monday as the government eases its restrictions on some retail sites classed as "non-essential". This cannot come sooner for members of the British Retail Consortium (BRC), which estimates that the Coronavirus lockdown is costing non-essential retailers £1.8bn a week in lost sales In the meantime, what can customers expect and what is the timetable for the reopening of other types of outlets? From today, open air markets and car showrooms have been allowed to reopen. From 15 June, non-essential stores in England will be able to reopen. This includes shops selling clothes, toys, books, electronics, tailors, auction houses, photography studios and indoor markets. Other retail outlets are expected to resume business from next month. Pubs, restaurants, hairdressers, hotels, cinemas and places of worship will be allowed to open from 4 July at the earliest, if they can meet social distancing measures. In an open letter to p
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How Colonel Tom Parker bought out Elvis Presley's contract when he had no money? The incredible story of how Colonel Tom Parker facilitated the buyout of Elvis Presley’s contract when he was broke
01/06/2020 Duración: 07minHow Colonel Tom Parker bought out Elvis Presley's contract when he had no money? The incredible story of how Colonel Tom Parker facilitated the buyout of Elvis Presley’s contract when he was a broke salesman with little industry experience or connections. In 1955, the mysterious Parker asked record producer and label owner Sam Phillips whether he would sell Elvis and Sam Phillips said he would “if the price was right”. He said a price of $35,000 for the contract which he thought nobody would ever pay. Parker was no Simon Cowell at the time and had no money, let alone $35,000, a small fortune in 1955. Colonel Tom Parker was a Dutch national who had jumped ship at age 18. He never left America and lived as an illegal immigrant with a shady past selling herbal remedies around carnivals in the South. He had seen Elvis sing and knew he had something special. He wanted to manage Elvis and realised that his current company, Sun Records, could only take him so far. But with no money and no industry experience how on