Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Brexit Property Effect – Invest or Wait? By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. In this episode: · Brexit Effect · Wait or Invest · Is this a flip market? · Are we due for a correction? · Long term investment – get rich long, not get rich quick. · Education is the key. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... More money looking for places to invest that there are good places to invest More money

Weekly Money News Roundup If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. Other articles at www.moneytipsdaily.com UK Property – £60,000 for a house in Wales or £6 million for a room in Mayfair UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth... Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Mone

UK Property - £60,000 for a house in Wales or £6 million for a room in Mayfair By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast. If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Word of the Day Capital Gain A capital gain is the difference between what you pay for an asset, such as a property or share, and what you sell it for. Other articles at www.moneytipsdaily.com 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property Using NONE of Your Own Money 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS UK economy is slowing down and could go into recession says new report Should you be buying Gold? When is a ‘Freehold’ not worth the paper it’s written on 10 tips to survive and thrive in the recession - https://podcasts.apple

Why Pizza Express and Thomas Cook went bust – A tale of two fallen high street outlets By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day Leveraged Buyout A leveraged buyout (LBO) is the acquisition of another company using a significant amount of borrowed money to meet the cost of acquisition. The assets of the company being acquired are often used as collateral for the loans, along with the assets of the acquiring company. Other articles at www.moneytipsdaily.com 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property Using NONE of Your Own Money 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS UK economy is slowing down and could go into recession says new report Should you be buying Gold? When is a ‘Freehold’ not worth the paper it’s written on 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-k

More money looking for places to invest that there are good places to invest By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Word of the Day Securitisation Securitisation is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt obligations (CDOs). Investors are repaid from the principal and interest cash flows collected from the underlying debt and redistributed through the capital structure of the new financing. Securities backed by mortgage receivables are called mortgage-backed securities (MBS), while those backed by other types of receivables are asset-backed securities (ABS). Other articles at www.moneytipsdaily.c

When is a ‘Freehold’ property effectively worth the paper it’s written on and is more like a leasehold? By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Other articles at www.moneytipsdaily.com UK economy is slowing down and could go into recession says new report 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS Should you be buying Gold? 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-kelly-former-ifa-and-author-of/id1347175960?i=1000444007011 There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

Weekly Money News Roundup 041019 By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast UK economy is slowing down and could go into recession says new report 5 Traits of the Rich Vs Poor House Price Growth Slowest Since 2012, Say ONS Should you be buying Gold? 3 Myths of Property Investment Creative Finance Tools for Owning or Controlling Property 10 tips to survive and thrive in the recession - https://podcasts.apple.com/gb/podcast/money-tips-daily-by-charles-kelly-former-ifa-and-author-of/id1347175960?i=1000444007011 There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook.

UK economy is slowing down and could go into recession By Charles Kelly, Property Solutions Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast A report by the IHS Markit/CPS purchasing managers suggests that the UK service sector is slowing down following construction and manufacturing. The report suggests that the economy shrunk by 0.1% in the three months to September following a 0.2% fall in the previous quarter. Yesterday, I reported that property price growth has almost ground to a halt. I recently reported that the ONS said that the house prices had slowed to the slowest growth rate since 2012. Germany is economy is all but in recession and stock markets are going through a rocky patch. Many people are blaming Brexit, but I believe that this is not the only factor. Economies go through regular cycles of expansion and contraction, boom and bust. It doesn’t seem like we have had much of a boom since the last crash in 2008, but a longer session was avoided by governments

Money news and Property prices slow to 0.2% in September UK house price growth "almost ground to a halt" year to year in September, with property prices 0.2% higher, the Nationwide has said. The country’s biggest building society also said that prices fell by 0.2% compared with August, according to figures based on its own mortgage data as a major lender. The average home was now valued at £215,352, it said. The Chancellor, Sajid Javid announced that the National Living Wage will rise to £10.50 within the next five years. He will also lower the age threshold for those who qualify from 25 to 21. Speaking at the Tory Party Conference, Mr Javid said the policy would "help the next generation of go-getters to get ahead".

Bank Scammers Stealing £1 million a Day in UK By Charles Kelly, Property Problem Solver, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Scammers stole over £200 million from UK bank customers in the first half of 2019, over £1 million a day, and the banks only refunded £39 million because they say the victims are to blame. Learn ‘no money down’ property strategies for free! If you’d like more information on how to acquire wealth building assets using none of your money, email me at Charles@CharlesKelly.net or send me a message through Facebook or my Money Tips Daily community. Would you like an opportunity to attend a free No Money Down Discovery Day on 10th October? Word of the Day Phishing – Not Fishing! Phishing is the fraudulent attempt to obtain sensitive information such as usernames, passwords and credit card details by disguising oneself as a trustworthy entity in an electronic communication. There are more examples and practical steps to getting rich and being happy in m

By Charles Kelly, Property Problem Solver, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast I spent years researching my book, Yes, Money Can Buy You Happiness, because I wanted to find out why some people are rich and others are poor. What I discovered is that having wealth has little to do with how hard people work, since millions of poor people work hard in jobs putting in long hours of sometimes backbreaking work all of their lives with little to show for it. It is not all about academic qualifications. Education helps, as academic qualifications will increase your earning power over your lifetime. However, just have a university degree is not the key. Where you live can make a difference, as people born in a first world country, like the UK, obviously have a huge advantage over millions of others born in developing countries even if they do not always appreciate their good fortune and often waste the many opportunities right in front of their noses! Yet even in poor countries,

Earlier this week: Creative Finance Tools for Owning or Controlling Property Creative Finance Tools By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Learn more about own and controlling property using little known creative no money down strategies used by professionals to create unlimited wealth and get out... More Recession Warning Signs More worrying stories have been flagged in recent news stories prompting fears of a looming recession. Earlier today, the FT reported, that the Federal Reserve Bank of New York injected $66bn into short-term lending markets on Monday, building on a series of operations from last week... Thomas Cook goes bust leaving thousands stranded Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast People booking package holidays, as opposed to flight only deals, are covered by the ATOL protection scheme. About ATOL The law says your holiday must be protected if it is a... There are mo

Are Index Tracking Funds a Safe Investment? Not according to Michael Burry, the legendary investor featured in the book and movie, The Big Short, who is predicting a 2008-style crash. American Michael J. Burry is a physician, investor, and hedge fund manager. He was the founder of the hedge fund Scion Capital, which he ran from 2000 until 2008, before closing the firm to focus on his own personal investments. Burry made a fortune betting against CDOs before the 2008 financial crisis and his estimate net worth is $250 million. He currently manages over $100 million in his own fund. In an interview with Bloomberg, Burry said index fund inflows (investment money) are distorting prices for stocks and bonds in much the same way that CDO purchases did for subprime mortgages over a decade ago. The flows will reverse at some point, he said, and “it will be ugly” when they do. “Like most bubbles, the longer it goes on, the worse the crash will be,” said Burry, who oversees about $340 million at Scion Asset Management

By Charles Kelly, Property Investor, Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Learn more about own and controlling property using little known creative no money down strategies used by professionals to create unlimited wealth. If you would like more information about no money down tools, email charles@charleskelly.net Word of the Day Options Holding an option on a property gives you the option, but not the obligation to buy. There are more examples and practical steps to getting rich and being happy in my book, Yes, money can buy happiness, I cover the 3 R’s of Money Management, the Money B.E.L.I.E.F System and much more. Check it out on Amazon http://bit.ly/2MoneyBook. See more at www.moneytipsdaily.com: 3 Myths of Property Investment

More worrying stories have been flagged in recent news stories prompting fears of a looming recession. Earlier today, the FT reported, that the Federal Reserve Bank of New York injected $66bn into short-term lending markets on Monday, building on a series of operations from last week to support the market after a severe bout of turmoil. The cost of overnight cash borrowing in exchange for US Treasuries — known as a repurchase agreement, or repo — soared early last week, pushing the main interest rate targeted by the Federal Reserve out of its target range. That prompted the New York Fed to intervene in the market for the first time in a decade on Tuesday. It subsequently continued daily $75bn cash injections throughout last week. Source: FT.Com Then we had a report in The Times of “central bank warnings” after the Bank for International Settlements warned of the “troubling” rise of negative-yielding bonds to more than $17 trillion. This afternoon, the Evening Standard Business News reported that bank share pr

By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast People booking package holidays, as opposed to flight only deals, are covered by the ATOLprotection scheme. About ATOL The law says your holiday must be protected if it is a package holiday. ATOL (which stands for Air Travel Organiser’s Licence) is a UK financial protection scheme and it protects most air package holidays sold by travel businesses that are based in the UK.   The scheme also applies to some flight bookings, usually those where you book flights (including UK domestic flights) but do not receive your tickets immediately. Statement by the CAA (Civil Aviation Authority): Thomas Cook has confirmed that all the UK companies in its group have ceased trading, including Thomas Cook Airlines. As a result, we are sorry to inform you that all holidays and flights provided by these companies have been cancelled and are no longer operating. All Thomas Cook's retail shops have also closed. The Government a

By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast This week’s news has been dominated by politics and Brexit, with markets settling as a last-minute deal looking increasingly likely. The Fed followed the ECB by cutting rates, whilst the Bank of England held the base rate at .75%. The Brothers Stripe, Richest Self-Made Irish Billionaires By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast  Airbnb rise from zero to $31 billion. Today I want to talk about a similar sized company in terms of valuation which could be floated on... See more at www.moneytipsdaily.com Airbnb plan $31 billion IPO Airbnb to IPO in 2020 By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast The accommodation platform Airbnb says it plans to go public next year.... See more at www.moneytipsdaily.com House Price Growth Slowest Since 2012, Say ONS House Price Growth Slowest Since 2012 By Charles Kelly UK house p

By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast Yesterday we talked about Airbnb rise from zero to $31 billion. Today I want to talk about a similar sized company in terms of valuation which could be floated on the stock market. If you’ve ever sold goods or services online, you may have come across a payment system called Stripe. I had never heard it of it until I started using click funnels but it seems to work very well. The people behind Stripe are John and Patrick Collison who sold their first company for $5 million when they were still teenagers. Now, a little more than a decade later, their second start-up is valued at $35 billion, making them Ireland’s richest entrepreneurs, Bloomberg reports. The latest valuation for their online payment processor, Stripe Inc., gives John, 29, and Patrick, 31, an estimated net worth of $4.2 billion each, according to calculations by the Bloomberg Billionaires Index, enough for inclusion in the 500-member ranking. Stripe de

Airbnb plan $31 billion IPO in 2020 By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast The accommodation platform Airbnb says it plans to go public next year. It was valued at $31bn in its most recent funding round and made more than $1bn in revenues in the second quarter. Airbnb hosts, of which I was once one, have made more than $80bn from renting their properties as of this month, according to the company. Airbnb, like Uber, Amazon and Apple, have disrupted industries and brought down prices for consumers. But they have also done something else which they have in common - they have all helped small entrepreneurs make money and compete with larger businesses as well. Airbnb has made $80 billion for landlords, like myself, Uber indirectly employees millions of drivers and Amazon has enabled small businesses to open up online stores and reach millions of people at a fraction of the cost it would’ve been a few years ago. I started with Airbnb around five years ago whe

House Price Growth Slowest Since 2012, Say ONS By Charles Kelly Author of Yes, Money Can Buy You Happiness and creator of Money Tips Podcast UK house prices rose at the slowest rate to July than at any time since September 2012, up by 0.7%, official figures reveal. According to the Office for National Statistics (ONS) there has been a general slowdown in UK property price growth in the last three years. The overall growth rate has been dragged down by a declining market in London and south-eastern England. However, the latest figures show the biggest drop in prices in the last year was in the North East of England. Property values in the North East region dropped by 2.9% in the year to July and were down by 2.1% in July compared with June, data from the ONS and Land Registry shows. There were also annual falls in house prices in the South East of England (down 2%), London (down 1.4%), and the East of England (down 0.5%). Overall in the UK, the annual rise of 0.7% was the slowest since the 0.4% rise of Septemb