Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

What’s the Biggest Risk in Property Investing? Are you curious about what the biggest risk in property investing is? It might surprise you to learn that the most significant risk isn't the market fluctuations or financial constraints; it's the lack of knowledge and education. Understanding this risk is crucial not only for property investing but for any investment, including stocks and shares. Why is Lack of Knowledge the Biggest Risk? Investing in property or any financial asset without adequate knowledge is like sailing without a compass. Lack of education can lead to poor decision-making, missed opportunities, and significant financial losses. Here’s why: The Solution: Expert Guidance Having a coach to guide and teach you can transform your investment journey. A coach provides: Join Our 6-Week Coaching Programme Our 6-week Legacy Wealth Coaching Program is designed to equip you with the knowledge and skills needed to excel in property investing and beyond. The program includes:

What will this mean for Landlords and Tenants? As Labour's policies start to unfold, both landlords and tenants are keen to understand the potential impacts. Watch video version @charleskellymoneytips ⁠https://youtu.be/00ha4KkiCAw⁠ Labour has long championed affordable housing and tenant rights. Their manifesto includes ambitious plans to build 1.5 million new homes over the current parliament, introduce rent controls, and increase ‘protections’ for tenants. This could significantly shift the landscape for both homeowners and the buy-to-let market. The Renters Reform Bill will be resurrected and will almost certainly include an end to Section 21 ‘no fault’ evictions and more ‘secure’ tenancies. Impact on the Housing Market 1. Increased Housing Supply: Labour's pledge to build more homes aims to address the chronic housing shortage. This could stabilize or even reduce house prices, making it easier for first-time buyers to enter the market.   2. Affordability: By increasing housing supply, Labour hop

What will this mean for Landlords and Tenants? As Labour's policies start to unfold, both landlords and tenants are keen to understand the potential impacts. Watch video version @charleskellymoneytips https://youtu.be/00ha4KkiCAw Labour has long championed affordable housing and tenant rights. Their manifesto includes ambitious plans to build 1.5 million new homes over the current parliament, introduce rent controls, and increase ‘protections’ for tenants. This could significantly shift the landscape for both homeowners and the buy-to-let market. The Renters Reform Bill will be resurrected and will almost certainly include an end to Section 21 ‘no fault’ evictions and more ‘secure’ tenancies. Impact on the Housing Market 1. Increased Housing Supply: Labour's pledge to build more homes aims to address the chronic housing shortage. This could stabilize or even reduce house prices, making it easier for first-time buyers to enter the market.   2. Affordability: By increasing housing supply, Labour hopes

Mortgage rates are coming down despite the Bank of England holding the base rate at a 15 year high at 5.25%. In this episode we discuss:   Watch full video at Charles Kelly Money Tips Podcast -  https://youtu.be/zgHqeA_hhUA   Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s 3 Steps To Unlocking Financial Freedom! Could you do more with your money and finances? I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #m

Mortgage rates are coming down despite the Bank of England holding the base rate at a 15 year high at 5.25%. In this episode we discuss:   Watch full video at Charles Kelly Money Tips Podcast -  https://youtu.be/zgHqeA_hhUA   Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own name into a limited company or LLP whilst mitigating the potential HMRC pitfalls. Email charles@charleskelly.net for a free consultation on how to deal with Section 24. Watch video now: https://youtu.be/aMuGs_ek17s 3 Steps To Unlocking Financial Freedom! Could you do more with your money and finances? I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH #finance #moneytraining #moneymanagem

Interview with Theodore (T.J.) van Gerven CFP, as Boston-based Certified Financial Planner and podcaster covering the subject of “How to maintain financial independence and create growth and income streams from investments”. In this episode we discuss: ·        Money Talks But Wealth Whispers   Watch full video at Charles Kelly Money Tips Podcast - https://youtu.be/VzpfEsAUwkw   Theodore Joseph (T.J.) is the founder of Modern Wealth Builders, that aims to help maximize your resources and he is passionate about helping millennials to use money intentionally as a tool to build toward financial flexibility while accomplishing various goals on the path to independence.   Website: https://modernwealthbuilders.com YouTube: https://www.youtube.com/channel/UCxejrzu3vF5dc9V3tb9uOoQ Nectarine.com: https://hellonectarine.com/r/moneytips   Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own nam

Interview with Theodore (T.J.) van Gerven CFP, as Boston-based Certified Financial Planner and podcaster covering the subject of “How to maintain financial independence and create growth and income streams from investments”. In this episode we discuss: ·        Money Talks But Wealth Whispers   Watch full video at Charles Kelly Money Tips Podcast - https://youtu.be/VzpfEsAUwkw   Theodore Joseph (T.J.) is the founder of Modern Wealth Builders, that aims to help maximize your resources and he is passionate about helping millennials to use money intentionally as a tool to build toward financial flexibility while accomplishing various goals on the path to independence.   Website: https://modernwealthbuilders.com YouTube: https://www.youtube.com/channel/UCxejrzu3vF5dc9V3tb9uOoQ Nectarine.com: https://hellonectarine.com/r/moneytips   Section 24 Landlord Tax Hike Interview with Chartered Accountant and property tax specialist who reveals options and solutions to move your properties from your own nam

The BRICS group, comprising Brazil, Russia, India, China, and South Africa, represents a formidable alliance in the global economic landscape. Formed in 2006, this coalition of emerging economies has steadily gained influence, shaping international trade and economic policies. Let's delve into the significance and impact of BRICS on the world stage.   Join me online on my free live money management training – 3 Steps To Financial Freedom -  Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH   BRICS: An Overview BRICS stands for Brazil, Russia, India, China, and South Africa. These five countries together represent about 42% of the world's population, 23% of global GDP, and around 30% of the world's land area. The group's primary goal is to foster economic growth and development, facilitate trade, and promote peace and security among member states.   Watch YouTube Video - https://youtu.be/772wkB3pfBw   Economic Powerhouse The BRICS nations are some of the fas

The BRICS group, comprising Brazil, Russia, India, China, and South Africa, represents a formidable alliance in the global economic landscape. Formed in 2006, this coalition of emerging economies has steadily gained influence, shaping international trade and economic policies. Let's delve into the significance and impact of BRICS on the world stage.   Join me online on my free live money management training – 3 Steps To Financial Freedom -  Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH   BRICS: An Overview BRICS stands for Brazil, Russia, India, China, and South Africa. These five countries together represent about 42% of the world's population, 23% of global GDP, and around 30% of the world's land area. The group's primary goal is to foster economic growth and development, facilitate trade, and promote peace and security among member states.   Watch YouTube Video - https://youtu.be/772wkB3pfBw   Economic Powerhouse The BRICS nations are some of the fas

Leasehold Property Owners MUST Watch This! Housing Market Update Leasehold Reform Act Passes into law. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. Watch on my Money Tips YouTube channel video - https://youtu.be/i9WAY0qrt0U In theory, this feudal relic has reformed by the Leasehold Reform (Ground Rent) Act which was passed into law by Parliament and granted the ‘Royal Assent’ on 24 May 2024, just before it was closed for the forthcoming election. But many feel it has been watered down from its original aims. Read the Act in full - https://bills.parliament.uk/bills/3523/publications

Leasehold Property Owners MUST Watch This! Housing Market Update Leasehold Reform Act Passes into law. Join me online on my free live money management training Wednesday at 7.00PM. Places are limited, so register now Click: https://bit.ly/3QPp8IH The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. Watch on my Money Tips YouTube channel video - https://youtu.be/i9WAY0qrt0U In theory, this feudal relic has reformed by the Leasehold Reform (Ground Rent) Act which was passed into law by Parliament and granted the ‘Royal Assent’ on 24 May 2024, just before it was closed for the forthcoming election. But many feel it has been watered down from its original aims. Read the Act in full - https://bills.parliament.uk/bills/3523/publications

Renters and Leasehold Reform Bills Update... See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live

Learn how to 10X Your Business Value And Cash Out TAX FREE With Marc Adams, author of Secrets To 10Xing Your Business: And Cashing Out Tax-Free https://amzn.eu/d/ckG1SGB Imagine reshaping the destiny of your business with strategies proven to not only multiply its worth but also to ensure a lucrative exit when the time is ripe. "Secrets to 10Xing Your Business and Cashing Out Tax-Free" is your guide through this transformative journey. This book doesn't just promise exponential growth; it hands you the roadmap to a destination that many entrepreneurs only dream of but never reach. Dive into the critical first steps with the Introduction: Laying the Groundwork for a 10X Exit.  Visit Marc’s website: www.acquisitions4you.com Email: hello@acquisitions4you.com Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and sp

Learn how to 10X Your Business Value And Cash Out TAX FREE With Marc Adams, author of Secrets To 10Xing Your Business: And Cashing Out Tax-Free https://amzn.eu/d/ckG1SGB Imagine reshaping the destiny of your business with strategies proven to not only multiply its worth but also to ensure a lucrative exit when the time is ripe. "Secrets to 10Xing Your Business and Cashing Out Tax-Free" is your guide through this transformative journey. This book doesn't just promise exponential growth; it hands you the roadmap to a destination that many entrepreneurs only dream of but never reach. Dive into the critical first steps with the Introduction: Laying the Groundwork for a 10X Exit.  Visit Marc’s website: www.acquisitions4you.com Email: hello@acquisitions4you.com Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: ·        Not only survive, but thrive in a recession or depression? ·        Get control of your finances and sp

Renters and Leasehold Reform Bills Update... See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live

Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financiall

Renters and Leasehold Reform Bills Could Fall as UK July General Election Announced See also: Leasehold SCAM - https://youtu.be/b-wlBMTtmhg?si=K71E-JNDBsfi3UFM References: - "Leasehold Reform (Ground Rent) Bill" – UK Parliament: [Link](https://services.parliament.uk/bills/2021-22/leaseholdreformgroundrent.html) - The Guardian on Leasehold Abuses: [Link](https://www.theguardian.com/money/leasehold-scandal) - BBC News on Leasehold Reforms: [Link](https://www.bbc.com/news/business-leasehold-reform) Ever wonder why you never seem to have enough money? We are living in challenging economic times. I want to show you how can you: • Not only survive, but thrive in a recession or depression? • Get control of your finances and spending? • Save and invest for your future? • Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financiall

Why leaseholds are ripping you off!   The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.   Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it ha

Why leaseholds are ripping you off! The UK leasehold system has long been a contentious issue, and many argue it’s one of the biggest scams in history. The current system, which dates back to feudal times, sees homeowners purchasing property but not the land it stands on. Instead, they lease the land from a freeholder, often for 99 years or more. This feudal relic is under scrutiny as the Leasehold Reform (Ground Rent) Bill moves through Parliament, aiming to address some of the system's inherent unfairness.   Leasehold ownership can feel like a trap for many. Despite buying their homes, leaseholders must pay ground rent to freeholders, which can increase significantly over time. Additionally, they often face hefty fees for minor alterations, high service charges, and exorbitant costs to extend their lease. Failure to comply with these terms can lead to severe penalties, including forfeiture of the property. This situation creates a financial burden and an ongoing dependency on freeholders, making it hard

We are told that we get what we deserve, but is that true?   We get what we tolerate, accept and put up with.    People will put up with the most terrible situations in their lives including abusive relationships, bad jobs and low wages for years.   Have you noticed that there are people who seem to get treated better than others?   Have you heard the expression he or she is “nobody‘s fool”?   He or she just seems to demand respect and they get it! That doesn’t mean they are rude or arrogant.   Then there are those unfortunate people who just soak it up!   They are the person that gets all the crap jobs, the family member that’s bossed around and bullied!   And it goes through their whole life and never seems to change, unless they do. I’ve seen two elderly sisters where one of them is dominating the other to the extent that it’s almost an abusive relationship.   What unwanted things have you been tolerating in your life for years?   ·        Relationships ·        Abusive boss ·        Abusive family me