Golden 1 Credit Union - Financial Wellness

Artificial Intelligence has revolutionized numerous industries, providing innovative solutions that enhance efficiency and productivity. However, with the increasing use of this technology, scammers have also found ways to exploit it. In this discussion, we will explore various strategies to safeguard against these scams, empowering you to make informed decisions and take appropriate action if necessary. 

In this episode, our hosts dive into the world of 529 plans and how they can help you save for your child's educational expenses. With rising college costs, planning is more important than ever and the power of compound interest can help you reach your college saving goals. So, join us and add another tool to your financial journey. 

Teaching kids about earning money, prioritizing spending, and making responsible choices helps set them up for financial success. Join us as we explore the benefits of early financial education and share tips and best practices. 

Teaching children the importance of saving money is a valuable life lesson that can help them through adulthood. Join us as we discuss ways to instill these healthy habits to our children for a successful future. 

Financial education is a powerful tool that can help individuals manage their money effectively and achieve their goals. Join us as we explore the benefits of financial literacy in communities and the ways in which financial education outreach can empower individuals to make informed decisions and improve their overall financial well-being. 

Are you thinking of taking the next step in your homeownership journey? The current housing market is seeing significant changes, leaving many prospective buyers wondering how to proceed on their path to homeownership. Join us as we weigh the pros and cons of buying a home in 2023 and learn how to make your dreams of owning a home a reality!

Join us as we sit down with Javier Rolon, Manager of Golden 1's Home Loans Production team to discuss the unique benefits and services available at Golden 1 Credit Union to purchase your home. 

When it comes to personal finance, I think we can all agree it's important to save. We all have different life goals and timelines. Join us as we discuss with a financial advisor how the 50/30/20 Budgeting Rule helps us build our savings throughout our lives. 

Money comes with emotions and is often tied to goals and expectations we have for ourselves and our loved ones. Join us as we uncover ways to discuss money in our relationships. 

Join us as we discuss how remembering our "why", recalibrating our SMART goals, and creating a new plan can help us get back on track with our New Year's resolutions. 

Join us as we discuss New Year's resolutions- how to prepare for them, how to make them, and how to keep them! 

Cyber fraud is on the rise and criminals are experts at exploiting the busyness of the season to catch us off guard. Join us as we explore ways to stay safe on public Wi-Fi and a few tips on how to identify fraudulent e-mails and phone calls. 

Join us as we discuss how practicing gratitude, weighing out needs versus wants, and keeping in mind our “why” can significantly impact our finances and overall well-being. 

Navigating student aid can be daunting- especially if you're applying for the first time. Join us to learn about deadlines, applications, common errors, and how to maximize the student aid that may be available to you. 

In this podcast we sit down with Jimmy Chu from Golden 1's Insurance Service's team to discuss Golden 1's partnership with eHealth. Join us as we navigate the complexities of Medicare to help ensure you are empowered to select the coverage that best fits your needs.

Stretching your dollars around the holidays is going to take a little more effort this year. Join us for some tips and tricks on how to make your holiday budget go further. You'll also learn how to get a head start on saving for next year's holiday season. 

Debt can quickly and quietly pile up. If you're burdened by credit cards, personal loans, or a big ticket item you bought on a payment plan, consider debt consolidation. We'll explain how and why consolidating debt into just one can: reduce stress, raise your credit score, and get you on track to becoming debt-free. 

A Home Equity Line of Credit (HELOC) is a versatile home loan that allows homeowners to access the value (equity) in their homes. We'll explore how HELOC's work and how they can be used to pay for big goals- home improvements, college, weddings, paying off debts. HELOCs usually feature flexible payment options, too. Take a listen. 

Shopping for your first credit card? Or looking to upgrade to more features and benefits? We can help you cut through the clutter. Learn why secured credit cards make sense for students and rebuilding credit. We'll also talk about rewards cards, tips for safely managing your credit card, and the value of a strong credit profile. 

Our economy is recovering from the pandemic, and people are getting back to work. Today, an employer's benefits and culture are more valued than ever, which makes Golden 1 a highly desirable place to work. We'll discuss what makes Golden 1 a great career choice and why you should join us!