Golden 1 Credit Union - Financial Wellness

The homebuying process can be complex. We unpack the process and provide some tips to help you purchase your new home. 

What’s the best way to meet your savings goals? We tapped into our most valuable resource, our Golden 1 experts, to get advice on how to save successfully, choose the best savings products for your situation, and make the most of your money.

Credit Unions, while very similar to banks as far as product offerings go, are actually very different when it comes to prioritizing people over profit. Credit Unions are non-profit member owned organizations that can reward members with lower rates on loans and higher rates, or dividends, on savings products.

Local real estate expert and blogger, Ryan Lundquist, is interviewed to breakdown the Sacramento housing market. He discusses how the current housing market compares to historical housing markets, defines and explains some commonly used terminology, summarizes the housing market activity over the past 16 months (including pre-pandemic, pandemic, and current), and much more.

Summer is almost here, but it can bring with it some big expenses! Learn how to save money throughout the year so you can buy your dream car or RV or take a much-needed summer vacation!

Credit. A word with many, many meanings. We break it down and explain what it is, why you need it, and how you can improve it.

We sit down with Jason Crowell, an LPL Financial Advisor from Investment Services at Golden 1 Credit Union. We talk about how the CARES Act affects your taxes, how much you can contribute to your Traditional IRA, and what you can look forward to in 2021.

Valentine's Day is almost here! Don't worry, we are here to help you make this year one that you and your loved one will never forget.

Let's face it, we all spend more money than we should during the holiday season. However, just because you're spending money doesn't mean you have to spend it shopping at a big corporate store. Learn all about how you can help support local business and prop up your local economy.

Celebrate International Credit Union Day with us! We chat with Erica Taylor, Vice President of Communication and Community Relations at Golden 1 Credit Union and learn about the history of credit unions, what makes credit unions unique, and what we do to enhance the financial wellbeing of the communities we serve.

Budgeting during college isn't easy. It can be hard to be a full-time student and work a part-time job so that you can buy the things you need. We've got some helpful hints that will help keep your bank account in the black for the entire school year.

Teaching and learning financial education at home can be difficult. This book makes it easier! Martin and Rebecca discuss Finance 101 for Kids by Walter Andal and talk about ways you can use this book at home to teach your children, and maybe yourself, more about the importance of finances. Listen for the Golden Word at the end to enter our Back to School 2020 contest!

It feels like everything changes day by day. One moment we are going out to get coffee and the next moment we are sheltering in place. We are here to help you get some focus and clarity with your finances, even when everything around you is uncertain.

Manny and Karla both bought cars recently. Karla bought a new car, and Manny bought a used car. In this podcast they discuss the pros and cons of buying new or used, and what you should look out for while car shopping in this day and age.

Ali Nassirian is the Senior Manager of Home Loan Production at Golden 1 Credit Union. In this podcast we sit down with him to talk about the current home buying market, how home loans work, and much more. This podcast was recorded during a live webcast that took place on June 24, 2020.

Golden 1 Credit Union has partnered with Savvy Money to give you quick, easy, and secure access to your credit score and history right from your Golden 1 online portal or the Golden 1 mobile app.

Navigating family finances can be difficult enough, but navigating them during a pandemic is on a whole new level. Martin sits down with Rebecca, a mother of three, and Manuel, a new father of one, to talk about how they manage to make their finances work, even during these uncertain times.

In this podcast we interview Karla, a recent graduate, and full-time employee. We discuss how to create a spending plan that will help you get through college without racking up credit card debt, where to go for help if you need it, and why time management may be the key to happiness in college.

Martin sits down with Brett Harner, a registered representative with LPL Financial and the Investment Services Production Manager at Golden 1 Credit Union. They discuss the state of the markets, the history of recessions, and what you should be looking for in your investment portfolio for both the long and short term.

It isn't always convenient to go to your local Golden 1 branch. At times like these it's important to stay home, and stay safe. Luckily you can do nearly everything that you can do in a branch right from your internet enabled mobile device! This podcast will discuss the various options available to you through your financial institution's mobile or online banking.