Fintech Insider By 11:fs

Join host Benjamin Ensor and some great guests as we discuss the biggest fintech and financial services news this week. Topics covered include: Apple launches 'Tap to Cash' and more at their annual Worldwide Developer Conference; Mastercard reimagines online checkout; the latest on the huge money laundering case that has rocked Singapore; fractional real estate investment startup Stake raises $14 million; and AliPay+ unveils the trophy for Euro 2024's top scorer. This week's guests: Jennifer Marriner - Executive Vice President, Global Acceptance Solutions at Mastercard  Betsy Samuel - Chief Marketing Officer at Thredd  James Dodsworth - Senior Manager of Financial Crime at Thistle Initiatives We cover the following stories from the fintech and financial services space: Apple’s Tap to Cash lets users pay by touching iPhones Mastercard to phase out manual card entry for online payments in Europe by 2030 - 14 mins Singapore banks probe rich clients after laundering case  US Bank taps Greenlight for fami

On this episode of Fintech Insider Insights, in partnership with Alloy, host David M. Brear is joined by some great guests live at Money2020 Europe in Amsterdam to discuss embedded finance and compliance. We’re talking about the growth of embedded finance use cases, the huge opportunity space it provides, but also the critical importance of getting it right on the compliance and data security side so you don’t fall foul of regulation. Recently, we’ve seen more and more headlines of companies who haven’t gotten this right, so today we want to give a masterclass on what to avoid and how to get this right for the license holders and the licensees of banking services. This week's guests: Laura Spiekerman, President and Co-founder at Alloy Charles McManus, CEO ClearBank --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the bigg

Join host David M. Brear and some great guests as we discuss the biggest announcements from this year's Money20/20 Europe conference live in Amsterdam. Topics covered include: Mastercard and bunq announcing a partnership to create an open banking and AI tool; Marqeta announcing a new leader after seeing 86% growth in Europe and Papara launching US stock investments on their way to becoming a financial super app. This week's guests: Marcin Glogowski - SVP, Managing Director Europe and UK CEO at Marqeta    Hannah Duncan - Award-winning freelance writer  Joanne Dewar - Project Nemo Lead at Project Nemo With soundbites from: Bianca Zwart - Chief of Staff at bunq Bart Willaert - EVP Open Banking International Markets, Mastercard Emre Kenci - CEO of Papara We cover the following stories from the fintech and financial services space: Mastercard and bunq forge AI open banking partnership Marqeta appoints new leader to manage embedded finance boom Papara announces a partnership with Drivewealth to la

On this episode of Fintech Insider Insights, host David Barton-Grimley is joined by some great guests to take a look at Australian fintech. It’s been a wild couple of years for the whole global fintech industry, and Australia is no exception. We’ve seen a big slowdown in new startups, and a pretty severe drop in investment. So, is the optimism still strong with those who are in this space? Well we knew just who to ask…  Fintech Australia, the country's fintech advocacy group, exists to promote the interests of Australian fintechs across the country and the globe. Earlier this year they went through a leadership shake up, with previous chair and Australian fintech hero Simone Joyce announcing that she’ll be leaving her full time role there.  This week's guests: Simone Joyce, CEO/Founder of PayPa Plane & outgoing chair of Fintech Australia Sarah Gorman, new Chair of Fintech Australia and Head of Growth & Marketing, at DAS (Digital Agriculture Services) --------------------------------------- Fintech Insi

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts. continue to shine a light on fintech in different parts of the world. In this episode we are continuing our deep dive into the European payments space. 11:FS host David Barton-Grimley, alongside Lynsey Verrillo, Visa Europe's Head of Enabler & Small Business Growth, is taking a look at Cross Border payments in Southern Europe. This is a growing area of innovation but it’s still ripe for disruption and improvement, particularly for businesses, for whom cross border payments are still quite complex and often costly. Couple that with Southern Europe, which is still an up and coming region in terms of fintech adoption and innovation, and we have a recipe for a perfect opportunity space. This week's guests are: Enrico Causero, General Manager cloud Microbusiness & Digital Finance Solutions at TeamSystem Harry Xenophontos, Chief Partnerships Officer at Viva.com --------------------------------------- Fintech Insider by 11

Join hosts Benjamin Ensor, Kate Moody, and some great guests as we discuss the most notable fintech, financial services and banking news from the past week. Topics include: German fintech N26 says regulatory action cost it ‘billions’ in lost growth; Ozone API, a global leader in open banking, has partnered with Engine by Starling, Starling Bank’s SaaS-native banking platform; ABN Amro acquires Germany’s Hauck Aufhäuser Lampe for €672 million; and Revolut has partnered with Airtel, Orange Money, and MTN for faster transfers between Europe and Africa. This week's guests: Chris Michael - Co-Founder and Co-Ceo of Ozone API  Doug Mackenzie - Head of Content & Programming at Fintech Fringe  We cover the following stories from the fintech and financial services space: Fintech N26 says regulatory action cost it ‘billions’ in lost growth Engine by Starling integrates Ozone API into SaaS solution ABN Amro acquires Germany’s Hauck Aufhäuser Lampe in €672m deal Revolut enhances new international wallet trans

On this special Fintech Insider Insights episode, host David M. Brear is joined by Boe Hartman, Co-Founder and CTO at Nomi Health. After a distinguished career in financial services, Boe left the industry to co-found Nomi Health, a company on a mission to fix the US healthcare system and make it accessible to millions of Americans who feel unable to get the help they need. We last spoke to Boe back in 2021 when Nomi was still new, so we’re catching up with him to find out how it’s going and how much of a mark Nomi Health has made in the US. This week's guest: Boe Hartman, Co-Founder and CTO at Nomi Health  --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest

Join hosts Kate Moody, Nadine Timmer-Bodenstein and some great guests as we discuss the most notable fintech, financial services and banking news from the past week. Topics include: Ember and HSBC team up to launch tax tools for UK businesses, Stripe announce plans to expand their UK presence alongside new credit options for businesses, Visa unveil loads of new products at their annual payments forum and Bank Muamalat are launching an Islamic finance super app. This week's guests include: Dan Hogan - Co Founder and Co-CEO of Ember  Jan-Pieter Lips - CEO of DNA Payments We cover the following stories from the fintech and financial services space: Embedded finance is still trendy as accounting automation startup Ember partners with HSBC Visa seeks to “revolutionise the card” with array of new product launches  Stripe opens City of London office to step up UK expansion Bank Muamalat signs long term partnership with Backbase for engagement banking platform JP Morgan Chase commits £40 million more

David Barton-Grimley is joined by some great guests to discuss how fintech has grown in LATAM over the past 2 years. We last covered this market in a dedicated insights show in February 2022 (episode 603 if you want to listen back). At the time Brazilian fintech giant Nubank had 48 million customers, now they have a whopping 100 million. So, what else has happened since then? This week's guests include: Juan Pablo Ortega, Co-Founder and CEO at Yuno Cinthia Merlos - Co-Founder and COO at Vexi Anabel Perez, CEO at Novo Payment --------------------------------------- Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.  Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry. Our weekly news show drop

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Matthieu Altwegg, Vice President, Head of Product and Solutions for UK & Ireland, shine a light on fintech in different parts of the world. In this half of the series we are looking closer at Europe, and in each episode we will explore a particular country or region within Europe to explore each topic in more detail. On today’s episode we want to start with a look at the bigger picture, and discuss some of the biggest payments trends sweeping across the continent - AI, account to account (A2A) and digital wallets - and consider how they are shaping the way we pay. This week's guests include Siamac Rezaiezadeh, VP Product Marketing & Insights at GoCardless Alex Rivas-Gale, Head of Product, Europe at Clearbank Highlights from this episode: The biggest payment trend of the last 3 years AI Account to account payments Digital wallets The payments landscape in 5 years' time ---

Join hosts David Barton-Grimley, Will Jones and some great guests as we talk about the most notable fintech, financial services and banking news from the past week, including: TabaPay pull out from buying bankrupt Synapse, Chime's new advance wage product, and the rise in ultra-long mortgages. This week's guests include: Jason Mikula, Publisher, Fintech Business Weekly  Aditi Subbarao, Global Financial Services Lead at Instabase We cover the following stories from the fintech and financial services space: Infighting among fintech players has caused TabaPay to ‘pull out’ from buying bankrupt Synapse Chime debuts advance wage product ahead of anticipated IPO Rise in ultra-long mortgages ‘poses risk to UK retirement prospects’ AI roundup: Klarna says 90 percent of its’ employees are using generative AI daily , and Bunq makes GenAI assistant fully conversational  . Taylor Swift’s Eras Tour worth £1bn to UK economy, says Barclays  --------------------------------------- Fintech Insider by 11:FS is a

Rachel Pandyan is joined by some great guests to discuss how how Islamic financing works, what Western banks can learn from Shari’ah compliant services and the challenges of launching and scaling Islamic financial services in Western or non-Muslim countries. Since the turn of the century, Muslim populations across Europe and North America have increased massively, with 44 million in the former, and over 5 million across the US and Canada. As the needs of the population become more diverse, how does the financial ecosystem scale to meet those needs and what role can fintech play to fill the gaps where the incumbents are not supporting those needs? This week's guests include: Abdul Haseeb Basit - Co-Founder and Principal at Elipses, CFO at GDF and Partner at the Islamic Fintech Fund Dr. Mohamad Sawwaf, Co-Founder & CEO at Manzil Umer Suleman, Chief Risk Officer at Wahed Highlights from this episode: Definitions of islamic finance The opportunity space to serve the Muslim population in Western markets

Benjamin Ensor and Jamie Campbell are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including: Zopa reach profitability and £4bn in deposits, Chime get fined for late refunds, iwoca reach £1bn in total funding and Ant Financial enter Saudi. And we discuss whether you should join an online community to help you save. This week's guests include: Sam Maule, Head of Business Development at Moov Kate Drew, Director of Research, CCG Catalyst We cover the following stories from the fintech and financial services space: Zopa Bank Amasses £4 Billion in Customer Deposits and hits annual profitability  Chime is fined $3.25M for delaying refunds iwoca Secures £270m From Citi and Barclays, Taking Total Investment Past £1bn Ant International expands into Saudi Arabia Banco Sabadell rejects €12bn takeover bid by BBVA J.P. Morgan taps Visa Direct for faster payments Chinese women are teaming up with strangers to save money -----------

Our expert host Nadine Timmer-Bodenstein is joined by some great guests to discuss how wealth management continues to provide value to the estimated 15 million High Net Worth Individuals around the world. It’s a small market, but a highly valuable one, and as wealth services become more democratised, and more mass market solutions are rolled out, we discuss how wealth management can continue creating value to younger HNWIs with ever-changing needs. What do high net worth individuals expect from their financial services? What challenges do they face? And does mo' money really mean mo' problems? This week's guests include: Will Jones, Chief Design and Product Officer at 11:FS Daniel Gold, CEO and Founder of Stratiphy Giles Hutson, CEO of Insignis Cash Alexandra Loydon, Private Client Director at St. James's Place Highlights from this episode: Who is a High Net Worth Individual? (05:30) A different risk appetite and a larger capacity to invest (11:50) How people find wealth affects what they need (14:4

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Malak Hisham El Baba, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it. In this episode they take a closer look at Egypt, one of the most populous countries in the world, and one of the largest economies in Africa. However, a significant part of their population remains unbanked, with access to financial services an ongoing challenge. They discuss Egypt’s financial system, the current opportunities for fintechs, and how they can support continued growth in the country. This week's guests include Malak Hisham El Baba, Vice President and Head of Egypt at Visa Walid Hassouna, CEO, Valu Highlights from this episode: An overview of the current financial landscape in Egypt (04:35) The biggest fintechs in Egypt (09:13) The importance of na

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden. This week's guests include: Jonathan Vaux, Head of Partnerships and Propositions at Thredd Scott Abrahams, Executive Vice President, Global Channel Partners at Mastercard We cover the following stories from the fintech and financial services space: Visa launch open banking in the US via Tink (04:30) Mastercard and PrestaShop deploy Click to Pay across Europe (18:47) Republic First become the US bank to fail in 2024 (33:25) The European Union agree new AML regulations (44:47) Q1 sees 500 fintech deals (52:55) An Australian woman loses her job after employer tracks he

Our expert host Kate Moody is joined by some great guests in the second of our two part special, 'How to Buy a Bank'. In the previous episode, David Brear and guests covered what actually happens when one bank decides to buy another. So in this episode we are diving deep inside banks, to uncover what really goes on in the organisations themselves during a merger or acquisition, once the ink is dry and the businesses now have to work together. The process of actually combining two banks can take months, even years, as departments, systems, processes, and people are brought together under one group. Not only do banks need to consider the practical things, like which IT system to use, or how to get everyone from one email server to another, but there are also wider cultural challenges. How do you combine two workforces, and two ways of working, into one harmonious company set up for long term success? This week's guests include: Dave Morris, Global Head of Technology at 11:FS Rupy Malizia, Chief Strategic Tra

Our expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden. This week's guests include: Charles Delingpole, Chairman and Co-founder of ComplyAdvantage Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital Matt Bird, CEO of Lemon We cover the following stories from the fintech and financial services space: Ramp secures $150m in series D-2 funding (05:12) Goldman Sachs sells its Marcus Invest book to Betterment (16:48) ComplyAdvantage acquires Golden to strengthen financial crime intelligence offering (28:03) Cairo-based FinTech Bokra secures $4.6m to revolutionise WealthTech in MENA (40:47) UniCredit s

Our expert host David Brear is joined by some great guests in the first of our two part special, 'How to Buy a Bank'. We have already seen headlines on both sides of the pond this year; in the UK, Nationwide have bid £2.9 billion to take over Virgin Money, while in the US, Capital One hope to acquire Discover in a deal worth over $35 billion. Fintech funding may be going down, but big money M&A is here to stay. So in this episode, we want to take a closer look at why and how banks do it. What reasons do banks have to buy or sell? What’s the process, and how long does it take? And after all is said and done, how does this impact the customer? To have this conversation I am joined by an amazing panel of experts, who have themselves been through a merger or reported on them! This week's guests include: Polo Rocha, Reporter at American Banker Virginia Varela, community bank CEO and former federal regulator Highlights from this episode: Why do banks buy banks? (06:10) A different type of M&A dynamic (14:1

In season two of Fintech Insider Focus, in collaboration with Visa, our expert hosts, 11:FS' Benjamin Ensor alongside Visa's Hasan Kazmi, shine a light on fintech in different parts of the world. In the first part of this season we hone in on the Middle East’s booming financial sector, and speak to the people right at the heart of it. In this episode they take a closer look at Bahrain, a country which has championed open banking in the Middle East. They explore the fintech landscape in Bahrain and the impact open banking has had on it to date, the potential challenges they’ve had along the way, and what this tells us about how regulation and innovation can co-exist super effectively, and can foster a thriving financial ecosystem. This week's guests include Hasan Kazmi, Head of Digital Partnerships for CEMEA at Visa Abdulla Almoayed, Founder and CEO of Tarabut --------------------------------------- This episode is sponsored by Visa Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things f