Wake-up & Win With Monique Macklin

In this episode, Al and Monique discuss ways people can change their circumstances and start moving towards their level of personal and financial success. Tips are including that one can incorporate on this journey. In this New Year of 2024 and in years past, our mission is always, to: Enlighten, Empower and Edify people to their next level of economic success! This is a great place to begin!

In this episode, Al and Monique discuss the misconceptions that so many have when it comes to the "goal" of earning $100,000 and how even earning $100,000/annually is NOT enough to survive in today's economy. Take a listen, leave your comments or inbox us with any questions you might have! Our mission is to enlighten, empower and edify you to your next level of economic success but in order to get there you have to be open to re-learning everything you THOUGHT you knew about money!

My mission is to encourage people to live the life and lifestyle that they desire to live...they first have to know and believe they are worthy of more and THEN...take the necessary action steps to achieve those goals!! #lifestyle #wealth #wealthbuilding #money #cashflow #passiveincome

In this day and age where everyone wants to reach their level of millionaire success ...yesterday, we delve into a conversation where we discuss how "yes" that's possible but the likelihood of that happening fast for you is not probable. Success takes time and there are key factors required that you have to implement into your life to set the stage for you to create the life and lifestyle that you desire to live.

In the online social media world there is a lot of noise and for some reason, these spaces have erected a bunch of "guru's" that aren't really "experts" at anything. This can be scary especially since there is so much noise in cyberspace where every other post is an ad marketing something. So Al and Monique discuss this but also give some tips to use to safeguard yourself as well. There are plenty of people offering amazing products and services and then there are those who are not.

I much needed conversation about how people REFUSE to invest in the right thing but will be first in line to invest in the wrong thing...you know, stuff that brings ZERO value to your life and to your future. But, let's talk! Tell us what you think!!

Bank of America rolled out a new mortgage program geared towards the black and brown community. Now while this may seem like an ideal opportunity to help people become homeowners who might not have before, we just want consumers to be aware of the red flags that are hidden in this offering.   To connect with Al and Monique, join the community at www.CreditLadyConnection.com This is a private, community of like-minded individuals that want to be economically empowered to think better, bank better and leverage better. There are no more excuses for making bad money decisions when you stay connected!

Due to the pandemic, short sales are about to become a reality for a great number of people (as well as foreclosures) as the moratoriums come to an end. In this conversation, Al and Monique are discussing some things that homeowners need to lookout for if they find themselves in a situation where they are behind on their monthly mortgage payments and instead of take the blow of a foreclosure, they decide to negotiate a short sale with their bank. This includes what to do if you are granted a short sale agreement with your lender and later on you are faced with a hefty deficiency judgment and things to be aware prior to it getting this far.

When it comes to this topic...trust and believe, there is a difference. The "gurus" of the world will have you believing you are making smart money moves with their financial literacy courses, online podcasts and YouTube videos but,  they are just (further) indoctrinating you into the same foolish structure that the traditional educational system has placed us in.  In simple terms, you are getting the bare minimum to get by.  Now, this doesn't mean they don't have your best interest in mind, but, how can they feed you a well-balanced meal, when they themselves have been nibbling on the scraps that were regurgitated onto their plate??!! When you listen to this conversation, you will hear things such as:  "what money really costs?"   You may think you have a 3% interest rate (that you've been bragging about)...but do you really (hmmm!) So listen to this episode, get enlightened and when you are ready to take your financial independence to the next level, send us a message on Instagram @

Throughout our lifetime, we have been fed a LOT of misinformation and this conversation is designed to bring forth a true enlightenment so that YOU can take the needed and necessary steps to make yourself WHOLE.   In order to do that you must be willing to take inventory of yourself.  You may have to strip yourself naked (mentally and emotionally) in order to discover who you are and what you were destined to become.   Everyone's journey is different but its a much needed exploration we all must do with ourselves in all aspects of life even when it comes to our own personal economics.  There's a reason why you are stuck financially and sometimes, just having a conversation with those of us who understand how money operates is the key to unlocking your economically sluggish position. Remember to send us a message on Instagram @wakeupandwinshow Our Financial Intelligence Platform is changing lives for the better!

So many consumers have made the financial mistake of using credit in the wrong manner which is why sooooo many American's are living in economic ruins at this moment.   In this episode, Al and Monique are discussing how and why credit is to be used as an asset and NOT as a liability. When you understand the rules of credit (and money) then you will be in a position to win! Tune in and share with others...don't keep this a secret because a lot of gems are being dropped for your own edification in this one!

Socioeconomic mobility in the United States refers to the upward or downward movement of Americans from one social class or economic level to another, through job changes, inheritance, marriage,  connections, tax changes, innovation, illegal activities, hard work,  lobbying, luck, health changes or other factors. In this conversation, Al and Monique are discussing how you can make the changes to move the needle upward in your favor to a higher economic class.  If your desire is to move in better circles and to attain the wealth you desire, this is a conversation you want to listen to. Follow us: @wakeupandwinshow iTunes: Wake-up & Win With Al Mills and Monique Macklin Website: www.WakeupAndWinShow.com

When it comes to creating wealth you must hone in on what makes sense in the marketplace. Running after your passion is good (when you've been profitable) but until you get to that point, focus on what makes sense for your bottom line. In this episode, we give you some tips on how to do that and how to begin your journey towards building contractual wealth (even if) you have to start with transactional riches. Follow us on IG to connect or to ask questions:  @WakeupAndWinShow

In this episode we are discussing how most of society operates on a transactional basis (active income) vs. a contractual basis (passive income). The goal in our conversations is to educate are listeners on how they can create time freedom.  Our time is the most valuable commodity we have and the more time we have, the more liberated we become.   Wouldn't we all love to create something one time and get paid over and over again? Learn more in this episode on how that is done. For questions, connect with us on instagram.com/wakeupandwinshow

Most people don't know what their Wealth Thermostat is but in this conversation, we take you on a journey to discover yours. This is a way for you to upgrade your personal identity, create your own personal money story and access money and mind hacks for your own edification. Join us to learn how to unlock your true potential on this journey towards money and time freedom! If you want to know where you rank between the 1%'ers and the 99%'ers (in your demographics)...then go to this link:  http://graphics.wsj.com/what-percent/ - You may be surprised on where you fall.

Many people are stuck because they have not taken the time to figure out how to get "unstuck". Most of us are going through life regurgitating outdated information from 3 decades ago and times have drastically changed. You have to be your own advocate and in many instances you need a sounding board as well.   Having a mentor in life is someone who can: Provide personal growth Has unbiased opinions Offer constructive criticism Give you new ideas and a new perspective on life Teach you how to have firm boundaries and so much more. Find someone who is living the life you desire to live...that can be your first step in finding your person (as your mentor)!  For more information - follow us on our new Instagram platform @wakeupandwinshow And let us know if you need help:  accessing more income, making more of an impact in life and finding your true path to freedom!!

In this episode we delve into the right tactics to take when deciding to jump into the world of business ownership. With more than 70% of businesses failing in years 2-5, these are valuable tools you'll need to know and understand to avoid unnecessary pitfalls in the future.  Entrepreneurship is a wonderful thing but it can also be mentally, emotionally and financially devastating if it is not done right. Mr. Al Mills, joined me in the conversation, the first of many to come. He is one of the best in the business world and his knowledge and wisdom is priceless. @thepropheticfinancier For his mentorship and coaching sessions call:  888-718-6818

If you are in business for yourself (or want to be) and you need to have a strategic plan in place to avoid costly mistakes than we need to talk.  So many business owners are struggling.  Some of you are in business and revenues are stagnant.  Some of you are new to business ownership and you have no clue what you are doing.  Many of you are using money from your jobs, are borrowing money from friends and family and it's all a huge recipe for disaster. Listen to this quick message and then, schedule an appointment on my calendar at:  www.CreditLadyTime.com under Business Development Program. Look forward to speaking with you soon.

Many have asked and I am answering. Starting in Feb. 2022, I will be launching my new platform to help entrepreneurs and wantre-preneurs :-) start, scale and grow a business than take that business and parlay it into ownership of multiple businesses!  This is going to be so HUGE!!! Listen to this message to learn more details about who we are looking to partner with and how to get started when you go to:  biz.creditlady.com I am so excited about this project and empowering the masses to win!!

We are looking to empower people who are eager to learn the art of transforming their credit into wealth through our biz credit partnership program.  Whether you have excellent credit or poor credit scores right now, this is an opportunity for you to jump in an area that is unsaturated but highly profitable.  If you want to put yourself in position to WIN using your credit as the vehicle to get you there...than simply go to:  www.CreditToWealthClub.com to learn more.   We are helping people create 6 figure PLUS passive income sources and you may have to devote 10 hours a MONTH of your time as a result.   Once you see this in action, you will understand why it makes dollars and sense!!  I'll see you at the top!