Retire Secure!

Episode 104 - When Building Retirement Portfolios, How Big a Role Does Asset Allocation Play in Performance? with guest Roger Ibbotson, PhD

Episode 103 - The Federal Reserve & Retirement Planning with guest PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx

Episode 102 - Getting the Most from Your Social Security and More With guest Dr. Laurence Kotlikoff

Episode 101 - 'Financial Fitness Forever' with guest Paul Merriman

The Best of The Lange Money Hour Jim Lange, CPA/Attorney Episode 100 One of the things that we wanted to do with The Lange Money Hour is to provide our listeners with some of the finest information from some of the top experts in the area of IRAs and retirement planning, and also investing. My associate, Carol Palmer, looked through all 100 shows that we’ve done, picked some of the best clips that she liked, I picked some of the best clips I liked, and we’ve put together this compilation. TOPICS COVERED: Ed Slott - Take Control of Your Finances Paul Merriman - Advice for Young Investors John Bogle - Corporate Management and Conflict of Interest Roger Ibbotson - Active Investor vs. Passive Investor Neale Godfrey - Talking to Kids About Money John Bogle - Advisors Lack of Fiduciary Responsibility Roger Ibbotson - Humans Are Hardwired To Be Bad Investors Joe Hurley - Would A 529 Plan Affect Financial Aid? Jane Bryant Quinn - Advice for People Age 76 and Older Ed Slo

Episode 99 - Your Parents' Safe Retirement with guest, Jack Tatar, MBA

Episode 98 - Jane Bryant Quinn, America’s Leading Financial Journalist, Joins Jim Lange

Episode 97 - The Elements of Investing with Charles Ellis, PhD - TOPICS COVERED: Introduction of Guest – Charley Ellis, PhD, Why Choose Index Investing Over Active Management? Paradigm About Fees, Importance of Investment Policy, Market Timing Is A Wicked Idea, Choices For The Whole Experience Of Life And Living, Vanguard Has Consistency of Success

Episode 96 - The 7 Secrets for a Successful Retirement for Women with Jan Cullinane

Episode 95 - What is the State of Southwestern Pennsylvania? with Bill Flanagan - TOPICS COVERED: Introduction of Guest – Bill Flanagan; What is Allegheny Conference on Community Development?; Marcellus Shale May Draw Business Investments to the Area; Environmental Concerns from Drilling; Pittsburgh is the Brand for Southwestern PA; Recreational Developments in the Region; Transportation and Infrastructural Problems; High Point Pittsburgh as a Downtown Attraction

Episode 94 - Maximize Your Social Security Benefits with Kathleen Sindell, PhD - TOPICS COVERED: Introduction of Guest – Kathleen Sindell, PhD; Delay Taking Social Security; Social Security Will Probably Continue; Take Advantage of Apply and Suspend; Caller Q&A: Spousal Benefits with Social Security

Episode 93 - How Would a Change in Marital Status Affect Your Financial Future? with Howard Klein - TOPICS COVERED: Introduction of Guest – Howard Klein; Understanding The Safe Withdrawal Rate; Reevaluate Your Money Allocations After Divorce; Marriage Comes With A Fiduciary Duty; Beneficiary Designations After Divorce; Q&A: How To Find The Right Person To Help With Estate Planning After Divorce?; Understanding Undue Influence

Episode 92 - My Favorite Personal Finance Writer of All Time - Jonathan Clements - TOPICS COVERED: Introduction of Guest – Jonathan Clements; Understand What You Want From Your Money; We Shouldn’t Neglect Today; Money Is Emotional; Focus On Things You Can Control; The Virtue Of Simplicity; Fund Retirement Before College Education; Buy Experiences Rather Than Things; Inflation Is Worse Than Market Volatility

Episode 91 - Michael Lamb, JD (Pittsburgh's Controller) Speaks Out - TOPICS COVERED: Introduction of Guest – Michael E. Lamb, JD; Avoiding Transfer Taxes; Problems With The New County Assessments; Keeping Up With The Pension Plan; Pittsburgh’s Infrastructural Problems

Episode 90 - Year End IRA Review with Special Ed Slott, CPA

Episode 89 - The Lange Money Hour Special: Interview with John Bogle of The Vanguard Group - TOPICS COVERED: Introduction of Guest – John Bogle; Investment vs. Speculation; Profound Conflict of Interests in Money Management Businesses; What Bought on the 2008-2009 Financial Crisis?; Fiduciary Standard and Disclosure of Fees Should Be Enforced; Index Fund Investing = A Winning Strategy; Bogle’s Ten Simple Rules for Investment Success; Don’t Speculate to Get Higher Yields; The Value of Hiring a True Fiduciary Advisor

Episode 88 - Life Insurance & Estate Planning with Terry Headley, LUTCF, FSS - TOPICS COVERED: Introduction of Guest –Terry Headley, LUTCF, FSS; Price Increases For Universal Life Policies; Life Insurance As A Guaranteed Investment; Client Profile For Guaranteed Universal Life; Life Insurance With A Long-Term Care Rider; Candidates For A Second-To-Die Life Insurance Policy

Episode 87 - Impending Increase in Life Insurance Premiums with Tom Hall, CLU, ChFC - TOPICS COVERED: Introduction of Special Guest –Tom Hall, CLU, ChFC; Lock in Tax-free Rates of Return Before Year End; Understanding Life Insurance with Long-Term Care Rider; Understanding Whole Life Insurance; Young Families Should Have Adequate Insurance Coverage; Significant Increase Premiums for Guaranteed Universal Life Policies; Am I Insurable?; Consider Utilizing the Annuity in a Different Fashion

Episode 86 - Year-End Tax Planning with Sandy Botkin, CPA, JD - TOPICS COVERED: Introduction of Guest – Sandy Botkin, CPA, JD Plan on Substantial Tax Increases Understanding Medicare Surtax Possible Spike in Dividend Rates Take Advantage of Capital Gain Harvesting in 2012 Investment Planning Tip: Diversify Your Portfolio Roth IRA Conversion Before Tax Rates Increase Importance of Income Tax Planning Possible Change in Estate Exemption Understanding Gift Tax

Episode 85 - Are Safe Withdrawal Rates Really Safe? with Todd R. Tresidder - TOPICS COVERED: Introduction of Guest – Todd R. Tresidder; Previous Research On Safe Withdrawal Rates; The Older You Are, The Less You Spend; Avoid Equity Risk If You Have A Ten Or Fifteen-Year Timeframe; Factors To Consider With Fifteen to Thirty-Year Timeframe; The 1.8% Safe Withdrawal Rate