Retire Secure!

Episode 84 - Will a Tidy Inheritance Help or Hurt your Heirs? with Roy Williams - TOPICS COVERED: Introduction of Guest – Roy Williams; Exposing Your Kids To The Value Of Money; Defining Wealth and Preparing Your Kids For It; Reliability, Sincerity and Competence Are The Basis Of Trustworthiness; Admitting Incompetence At Managing Money; Trusts With Conditions In Order To Receive Money Distribution

Episode 83 - Available Resources for Pittsburgh Seniors: Where To Turn For Help with Maxine Horn - TOPICS COVERED: Introduction of Guest – Maxine Horn; What is AgeWell Pittsburgh?; Which Service Is Most Requested?; Dealing With Social Isolation; AgeWell’s Measurable Successes; What’s The Fee?; Examples Of Past Situations

Episode 82 - Mortgage Refinancing with Mike Henry from Dollar Bank - TOPICS COVERED: Introduction of Guest – Mike Henry; Should You Refinance?; Twelve or Fifteen-Year Loan; Why Do We Have Title Insurance?; What is Origination Cost?; What Are Points?; Other Costs To Consider; How Can An Appraisal Affect Your Loan?; Escrow Accounts and Jumbo Loans; When To Take On A Reverse Mortgage?

Episode 81 - Investing Mistakes with Larry Swedroe, MBA - TOPICS COVERED: Introduction of Guest - Larry Swedroe, MBA; Common Mistake: Buying High and Selling Low; Avoid Mistakes With A Well Thought Out Plan; Tailor Your Portfolio to Your Unique Situation; Confusing The Familiar With The Safe; Integrate An Overall Financial Plan; Understanding Indexing

Episode 80 - Using Trusts to Protect your Family with Matt Schwartz - TOPICS COVERED: Introduction of Guest - Matthew Schwartz; What Are Trusts?; Trusts for Spendthrifts; Designating A Trustee; What Are Dynasty Trusts?; When the Bulk of Your Money is in IRAs; The Magic Language You Need To Defer Taxes

Episode 79 - Spain's Pain and What Stocks Should Do with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx - TOPICS COVERED: Introduction of Guest – PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx; Background on the Euro and the EU; Problems Arise in the EU; Will Spain’s Situation Affect Me?; Solutions to Auto Financing; Is it an Ideal Time to Travel to Europe?; Staying the Course; You Must Have a Plan

Episode 78 - Your Pets and Your Estate with guests Robert Kass, JD, LLm and Elizabeth Carrie, JD, LLm - TOPICS COVERED: Introduction of Guests – Robert Kass, JD, LLm and Elizabeth Carrie, JD, LLm; Why You Should Plan for Your Pet’s Future; Have a Pet Owner’s Card; Power of Attorney for Pets; Pet Identification and Care Instructions Are Important; Resource for Do-It-Yourself Trust for Pets; Include Backup Care Instructions; Examples of Poor Planning for Pets; Ways to Memorialize Your Pet

Episode 77 - A Rational Response to an Irrational Market with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx

TOPICS COVERED: Introduction to Guest – Bruce Steiner, JD; When Should You Leave Trusts as Beneficiaries of IRAs; Leaving IRAs to Minor Beneficiaries; A Well-Drafted Trust Has Flexibility; Leaving Assets to A Child With Special Needs; Avoiding Probate With Revocable Trusts; Much Lower Estate Exemption in 2013

TOPICS COVERED: Introduction of Guest - PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx; Order to Use Your Three Pots of Money; The Three Most Common Strategic Asset Allocations; Long-Term Money Asset Allocation; Caller Q&A: Should a Roth IRA Conversion Be Done in the Beginning or End of the Year?; The 60/40 Portfolio Asset Allocation; The Short-Term Bucket Asset Allocation

TOPICS COVERED: Introduction of Guest – Paul Merriman; Resource for Do-It-Yourselfers; University Street Vs. Main Street; Be a Mechanical Investor; Vanguard Vs. DFA Funds; Understanding Fiduciary Relationship

Episode 73 - Active vs. Passive Investing with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx

Episode 72 - Tips for Reducing Taxes with Sandy Botkin, CPA, JD

TOPICS COVERED: Introduction of Guest – Larry Kotlikoff; Case #1: Single 60 Year Old Woman With Long Life Expectancy; Utilize Useful Resources for Retirement Planning; Case #2: Married Couple With Only One Strong Earning Record; Larry Kotlikoff Running for President

TOPICS COVERED: Introduction of Guest – Dan Henderson; Basics of a Bond; Individual Bonds Vs. Other Fixed Income Classes; Commissions Vs. Fees; Risks With Bonds; What are Bond Ladders?; Investing Strategy With Bonds; Do Not Break a Certificate of Deposit Early

TOPICS COVERED: Introduction of Guest - Larry Swedroe, MBA; Overconfidence Will Cost You; Do the Opposite of What Others Do; Do Not Panic When Bad News Roam; Advice for Couples; Don’t Be Afraid to Sell When You Are Ahead; Confusing Familiar with Being Safe; Choose Wealth Manager Rather Than Investment Advisor; Have a Roadmap

TOPICS COVERED: Introduction of Guest – Neale Godfrey; Be Honest With Your Children About Finances; Is Private School Worth The Debt?; Caller Q&A: Should I Roll 403(b) to an IRA?; Leave A Video for Your Kids or Grandkids; Caller Q&A: Benefits of Inherited IRA for Grandchildren; Children Should Earn Their Allowance

Episode 67 - Answers to Important Investment Questions with Dan Goldie, CFA, CFP

TOPICS COVERED: Introduction of Guest – Jonathan Clements; Realize What You Can and Cannot Control; Expect Relatively Low Short-term Interest Rates; Plan for Increase in Income Tax; Economic Growth Will Be Mediocre In Years Ahead; Don’t Panic and Stick With Your Asset Allocation Strategy; Delay Social Security; Using Non-Deductible IRAs and Immediate Fixed Annuities

TOPICS COVERED: Introduction of Guest – Ed Slott; Find a Competent Advisor; Move Your Money to Tax-Free Territories; Avoiding Mistakes with Inherited IRAs; Estate Planning and Trust Intricacies