Retire Secure!

Episode 164 - Jonathan Clement's Money Guide 2016 - Looking for guidance in making decisions that will impact your family’s long-term financial well-being? A great resource is former Wall Street Journal personal finance columnist, Jonathan Clements’ new book, Money Guide 2016. Now available for purchase, this book includes insight on the most important financial topics such as: Retirement, College, Estate Planning, Home Buying, Personal Finance, Tax Information for 2015-2016

Episode 163 - Jane Bryant Quinn Shows You How to Make Your Money Last - TOPICS COVERED: Guest Introduction: Jane Bryant Quinn, Safe Withdrawal Rates, Immediate Annuities: Who Are They Right For? Pension Decisions: Single or Two-Life? Reverse Mortgages

TOPICS COVERED: Guest Introduction: Dr. Laurence “Larry” Kotlikoff; New Legislation: The End of ‘Apply and Suspend’; Candidates and the Economy; Social Security and When to Take It

TOPICS COVERED: Guest Introduction: Jason Zweig; Jason’s Definitions; Fiduciary Advising; Psychology, Neuroscience and Investing?; The Insight into Index Funds; Limiting Yourself to Domestic Investments

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo; The DiNuzzo Money Bucket Stack Analysis; Apply and Suspend for Social Security; Claim Now, Claim More Later; What can an Advisor add above and beyond Investment Returns?

TOPICS COVERED: Show Introduction: Social Security Law Changes; The Social Security Basics; Apply and Suspend; Claim now, Claim More Later

TOPICS COVERED: Guest Introduction: Michael Lamb; Pittsburgh’s Financial Health; Tax Exempt Property; Oversight of the Financiers of the City; Open Book Pittsburgh; Infrastructure; Connect Pittsburgh; Business or Politics?

TOPICS COVERED - Show Introduction: Preparing for the Death of the Stretch IRA; IRAs and Required Minimum Distributions; What is the “Stretch” IRA?; Now that We know about the Stretch, What is the Death of the Stretch?; How to Prepare for the Death of the Stretch

TOPICS COVERED: Show Introduction: Avoiding Pitfalls along the Road to a Secure Retirement; Mistake One: Not Having a Well-Diversified Portfolio; Preparing for Changes in Tax and Estate Laws; When to Consider an Annuity; Premiums; Asset Allocation; The One-Minute Social Security Strategy

TOPICS COVERED: Guest Introductions: Carolyn Rosenblatt and Mikol Davis; Starting the Conversations; Naming a Power of Attorney and Telling Them; Establishing Competency; Giving up Independence

TOPICS COVERED: Guest Introduction: Larry Swedroe, Author, MBA in Finance & Investment; What is Alpha?; Active versus Passive Management; Considering Premiums; Advice for the Do-It-Yourselfer; How to Choose the Right Advisor

TOPICS COVERED: Guest Introduction: P.J.DiNuzzo; Diversification; Are Stocks and Bonds Still a Good Investment?; A Safer Portfolio; The DiNuzzo Money Bucket Stack Analysis; The Difference between Active Investing and Index Investing

TOPICS COVERED: Guest Introduction: Ed Slott, CPA; Roth IRAs as an Alternative to a 529 Plan; The Importance of Beneficiary Forms; Potential Death of the Stretch; An Alternative to the Stretch; The Integration of Social Security Strategies and IRA Strategies

TOPICS COVERED: Show Introduction: The Updated Retire Secure; Pay Taxes Later: IRAs; The Exception to the Rule: The Roth; Estate Planning; When to Start Collecting Social Security

TOPICS COVERED: Guest Introduction: Paul Merriman, Retired Financial Advisor, Author, Approaching Asset Allocation Savings, Small vs. Large Companies, Value vs. Growth, Bonds

TOPICS COVERED: Guest Introduction: Dr. Linda Babcock; Speaking Up; Negotiating; Going in with a Knowledge Base; The Important of Being in the Room; The Negotiating Basics; Fairness

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo; Premiums and Risk; Value vs. Growth Stocks; Why do Some Premiums Outperform the Market?; Smart Beta; Rules-Based Factors; Impurities in ETFs

What Investors Can Expect in 2015-2016 with Charlie Smith

TOPICS COVERED: Show Introduction, Caller One: Roth IRA Conversions and Apply and Suspend, Caller Two: The Death of the Stretch IRA, Trusts for Younger Generations Inheriting IRAs

TOPICS COVERED: Guest Introduction: Sandy Botkin, Starting Your Own Business, Income Shifting, Making the Right Choices Regarding Undergraduate Education, The Health Savings Account