Retire Secure!

TOPICS COVERED: Guest Introduction: Dr. Larry Kotlikoff, Reasons to Hire an Advisor, Holding off on Collecting Social Security, Spending More Money, Not Less with Apply and Suspend, Roth IRA Conversions at the Lowest Tax Bracket

TOPICS COVERED: Guest Introduction: Dr. Jim Dahle, Pitfalls for Physicians, Picking the Right Specialty, Index Funds, Live Like a Resident, Learning on the Job, The Source of Dr. Dahle’s Drive, Insurance as Part of Smart Saving, Health Savings Accounts, The 'Back Door Roth', Keeping Insurance Separate from Investing

TOPICS COVERED: Guest Introduction: Jonathan Clements, Weekly Columnist for The Wall Street Journal and Bestselling Author, Online Retirement Calculators, Safe Withdrawal Rates, Paying Off Debt, Living on Less, Are Second Homes a Good Idea? Variable Annuities, Long-Term Care Insurance, Low-Cost Indexes

TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, The History of Indexing, Getting the Asset Allocation Correct, Listener Email Inquiry, Stocks versus Bonds, Value and Growth Stocks, Momentum, Direct Profitability, Smart Beta, The Importance of Cost

TOPICS COVERED: Guest Introduction: Roy Williams, CEO, Prestige Wealth Management Group, Retirement Mistake Number One: Outliving Your Savings, Listener Questions: Apply and Suspend, Yearly Withdrawals, and Asset Allocation, Advice for Clients Considering a Divorce, Retirement Mistake Number Two: Underestimating Healthcare Costs, A Brief Address on Inflation

Episode 139 - Inheriting IRAs and Roth IRAs with guest Michael J. Jones - TOPICS COVERED: Guest Introduction: Mike Jones, IRA Beneficiary Forms, To "Trust” or Not to “Trust", Inherited IRAs, Disclaimer Planning, Protecting Spendthrift Beneficiaries, Stretch IRAs

Episode 138 - The Financial Benefits of Marriage - TOPICS COVERED: Show Topic Introduction: The Financial Benefits of Marriage, Trusts & Estates, Optimizing Social Security Benefits, Getting the Most out of an IRA, The Few Financial Disadvantages of Marriage

Episode 137 - World Class Investing with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx - TOPICS COVERED: Different Investors, Different Thoughts, Emotional Investing versus Objective Investment Strategy, What is Asset Allocation and Why is it Important? Asset Allocation versus Diversification, Common Diversification Mistakes, Asset Class Decisions, Indexing versus Active Money Management, The Difference Between Vanguard and Dimensional Fund Advisors, Rebalancing

Episode 136 - Ed Slott helps IRA Owners Protect their Legacy - TOPICS COVERED: Guest Introduction: Ed Slott, CPA, America’s IRA Expert, The Stretch IRA and How It Might be Changing, Encouraged Planning, IRA Creditor Protection, Rollover Limitations, Roth IRA Conversions, Differences between IRAs and Employer-Sponsored Retirement Plans, The Five Step Action Plan to Defuse the Retirement Savings Time Bomb, Naming Trusts as IRA Beneficiaries

Episode 135 - Jonathan Clements: A Good Friend Writes Again - The Lange Money Hour: Where Smart Money Talks - James Lange, CPA/Attorney: TOPICS COVERED: Guest Introduction: Jonathan Clements, The Jonathan Clements Money Guide, Returning to The Wall Street Journal, Family Mortgages, Responding to Increased Market Volatility, Indexes, Immediate Annuities, Reverse Mortgages, Fears about Inflation: What is Justified and What isn’t, Acting Upon Things You Can Control

Episode 134 - Michael Lamb, Pittsburgh City Controller - TOPICS COVERED: Guest Introduction: Michael Lamb, Controller, City of Pittsburgh, Pittsburgh’s Financial Health, The City and the County Working Together, Proposed Tax Increases, The Redevelopment of the former Civic Arena Site, The Transfer Tax, City Pension Liability, Roads and Bridges, Water and Sewage

Episode 133: John Bogle, a Financial Industry Giant, Addresses Congress - Guest: John Bogle, Founder, Retired CEO of The Vanguard Group - TOPICS COVERED: Guest Introduction: John Bogle, Low Cost Index Funds, Advice to Employees Building Their Retirement Plan at Work, Advice to Employers, Social Security: Why Is It Broken and What Can Be Done to Fix It?, Defined Benefit (aka Pension) Plans, Problems with Defined Contribution Plans, Fiduciary Standard, Resources for Investors

Creating a Comprehensive Retirement Strategy, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 132 - TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, A Little Bit More about Jim and What a Meeting with Jim Looks Like, Meeting with P.J. DiNuzzo, Defining “Fiduciary Standard”, A Second Consultation with P.J. DiNuzzo, “I want to commit. Now what?”

Using Nobel Prize Research to Maximize Investment Returns, Guest: Paul Merriman, Episode 131 - TOPICS COVERED: Guest Introduction: Paul Merriman, Retired Financial Advisor & Author, Why is Education Important for the Investing Public?, Resources for the Investor, Comparing Dimensional Fund Advisors to Vanguard, Differences in Portfolio Construction, Diversification within Fixed Income Classes and Bonds, Eugene Fama and the Nobel Prize for Financial Economics

The Quest for Alpha, Guest: Larry Swedroe, MBA, Episode 130, TOPICS COVERED: Guest Introduction: Larry Swedroe, Defining "Alpha", The Four Factors, Index Fund Recommendations, Reducing the Risk of the Black Swan

The Importance of Asset Allocation, James Lange, CPA/Attorney, Guest: Dr. Roger Ibbotson, Founder, Chairman and Chief Investment Officer of Zebra Capital and Professor in the Practice Emeritus of Finance at the Yale School of Management, Episode 129 TOPICS COVERED: Guest Introduction: Dr. Roger Ibbotson, The Efficient Market, Long Term Premiums, Alpha and Beta, Eugene Fama, Making the Best Investments, Robert Shiller and Behavioral Science, Questions from Listener John about How Much to Invest Where and Dimensional Fund Advisors, Asset Allocation

The View of Pittsburgh from the Mayor’s Office, James Lange, CPA/Attorney, Guest: Bill Peduto, Mayor, City of Pittsburgh, Episode 128, TOPICS COVERED: Guest Introduction: Bill Peduto, Act 47, The August Wilson Center, Pittsburgh’s Major Non-Profits, Technology Upgrades, New Transportation Options in Pittsburgh, Public Parking, Commuter Tax, City-County Cooperation, The Site of the former Civic Arena

Enhanced Social Security Planning: Getting The Most of Your Social Security Benefits, James Lange, CPA/Attorney, Episode 127, TOPICS COVERED: Show Subject Introduction: Social Security Planning, When to Apply for Social Security, Taking Advantage of “Apply and Suspend”, Taking Social Security Benefits on a Divorced Spouse, How Much Money Are We Really Talking About?, Suspending the Collection of Benefits After You’re Started Taking Them, The Synergy Between Social Security and Roth IRA Conversions

Supporting the Four Corners of Your Financial House, James Lange, CPA/Attorney, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 126, TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, The DiNuzzo Stack Analysis, Fiduciary Responsibility, Behavior Coaching, Taking Advantage of a Dynamic Withdrawal Strategy, Cost Effective Portfolios, Tax Management of a Portfolio Rebalancing

TOPICS COVERED: Guest Introduction: Lawrence Frolik, JD, Who Should Seek Out A Specialist in Elder Law?, The Real Role of an Elder Law Attorney, Living Wills, Marriage and Medical Liability