Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Last week, the Bank of England announced an interest rate hike of 0.25%, which will have a significant impact on the UK property market. The change will impact mortgages, remortgages, and first-time buyers, and it comes just in time for the last day of the Help to Buy scheme. Join me online on my free live training Wednesday at 8.00PM. Places are limited, so ⁠register now⁠ below to avoid disappointment. ⁠https://bit.ly/3QPp8IH⁠ Money Tips Podcast guest, Miriam Nawagamuwa CeMAP, Mortgage and Protection Advisor with Larkin Financial Services Ltd gives her expert views on the mortgage market. Fixed-rate mortgages will remain unaffected by the interest rate hike, which is good news for those who have locked in their mortgage rates for a fixed period. However, for those who are looking to remortgage, this could mean an increase in monthly payments. Watch YouTube Video Podcast Version: ⁠https://youtu.be/iRrL3GRY3-8⁠ The Bank of England's interest rate hike is a response to rising inflation, which has been fuell

Last week, both the Federal Reserve in the United States and the Bank of England announced a 0.25% interest rate hike. This move comes in response to rising inflation and a strengthening economy. While interest rate hikes may be good news for savers, they can also have a significant impact on the mortgage and property market. Join me online on my free live training Wednesday at 8.00PM. https://bit.ly/3QPp8IH One of the most immediate impacts of the interest rate hike will be on fixed-rate mortgages. These mortgages are often preferred by buyers because they provide a predictable monthly payment over the life of the loan. However, when interest rates rise, the cost of borrowing increases, which means that fixed-rate mortgages will become more expensive. This may make it more difficult for some buyers to qualify for a mortgage, or force them to adjust their budget to afford a higher monthly payment. Watch video version - https://youtu.be/wgEq0y4X5Xw The interest rate hike could also impact the demand for homes

Last week, both the Federal Reserve in the United States and the Bank of England have announced a 0.25% interest rate hike. This move comes in response to rising inflation and a strengthening economy. While interest rate hikes may be good news for savers, they can also have a significant impact on the mortgage and property market. Join me online on my free live training Wednesday at 8.00PM. https://bit.ly/3QPp8IH One of the most immediate impacts of the interest rate hike will be on fixed-rate mortgages. These mortgages are often preferred by buyers because they provide a predictable monthly payment over the life of the loan. However, when interest rates rise, the cost of borrowing increases, which means that fixed-rate mortgages will become more expensive. This may make it more difficult for some buyers to qualify for a mortgage, or force them to adjust their budget to afford a higher monthly payment. Watch video version - https://youtu.be/wgEq0y4X5Xw The interest rate hike could also impact the demand for h

Another bank bailed out while Paris burns. 3 Steps To Success Money Management! Join me online on my free live training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH As expected, Jeremy Hunt’s first budget did little to excite investors and the property industry. Watch YouTube video - https://youtu.be/igKUWeiF4W4 With the country still recovering from the events of the last two years and massive Government debt there was not much money to give away in this budget. Chancellors usually save that for a pre-election budget! Jeremy Hunt highlighted concerns about the banking sector, following the collapse of America’s Silicon Valley Bank, Signature Bank and a further bailout by the US banks, but reassured us that the UK banking industry is safe. European Central Bank supervisors see no contagion for euro zone banks from recent sector turmoil, a source said on Friday, after U.S. lenders threw First Republic Bank a $30 billion lifeline and tapped recor

Another bank bailed out while Paris burns. 3 Steps To Success Money Management! Join me online on my free live training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH As expected, Jeremy Hunt’s first budget did little to excite investors and the property industry. Watch YouTube video - https://youtu.be/igKUWeiF4W4 With the country still recovering from the events of the last two years and massive Government debt there was not much money to give away in this budget. Chancellors usually save that for a pre-election budget! Jeremy Hunt highlighted concerns about the banking sector, following the collapse of America’s Silicon Valley Bank, Signature Bank and a further bailout by the US banks, but reassured us that the UK banking industry is safe. European Central Bank supervisors see no contagion for euro zone banks from recent sector turmoil, a source said on Friday, after U.S. lenders threw First Republic Bank a $30 billion lifeline and tapped recor

The UK mortgage market is constantly evolving, with new economic factors shaping the landscape. As of the start of 2023, there are several notable updates to the UK mortgage market that potential buyers and homeowners should be aware of. Interview with Mortgage Advisor Miriam Nawagamuwa CeMAP Watch full interview video - https://youtu.be/uq8NL21Eubk One of the biggest changes is the increase in interest rates. The Bank of England has been hiking its base rate since 2021 to 4%, the highest in 14 years. Mortgage rates have risen substantially, making borrowing more expensive. However, there are still competitive rates available for those with good credit scores and larger deposits or equity. In addition to interest rates, the UK mortgage market is also seeing increased competition among lenders. More and more online-only banks are entering the market, offering lower rates and faster application processes. This is good news for borrowers, given them more options to choose from when shopping for the best mortgage

The UK mortgage market is constantly evolving, with new economic factors shaping the landscape. As of the start of 2023, there are several notable updates to the UK mortgage market that potential buyers and homeowners should be aware of. Interview with Mortgage Advisor Miriam Nawagamuwa CeMAP Watch full interview video - https://youtu.be/uq8NL21Eubk One of the biggest changes is the increase in interest rates. The Bank of England has been hiking its base rate since 2021 to 4%, the highest in 14 years. Mortgage rates have risen substantially, making borrowing more expensive. However, there are still competitive rates available for those with good credit scores and larger deposits or equity. In addition to interest rates, the UK mortgage market is also seeing increased competition among lenders. More and more online-only banks are entering the market, offering lower rates and faster application processes. This is good news for borrowers, given them more options to choose from when shopping for the best mortgage

US regulators have taken control of Silicon Valley Bank (SVB) as a liquidity crisis caused to biggest bank failure since the 2008 Crisis. Watch YouTube video - https://youtu.be/l3D9cerC1to Join me online on my free live training Wednesday at 8.00PM - register now below to avoid disappointment https://bit.ly/3QPp8IH The Bank of England said depositors in the UK arm of SVB will be protected up to £85,000 and the US regulators protect depositors up to $250,000. This will not help firms like Roku which is reported to have had $487 million in SVB. Here in the UK, the media is concentrating on more far important issues than the failure of America’s 16thlargest bank, Gary Lineker! The MOTD football presenter, who is paid in excess of £1,000,000 a year for his weekly show, was suspended by the BBC this week after tweeting remarks about the government’s migrant policy. Several other presenters have walked out in sympathy with Lineker wrecking the BBC’s weekend football schedule. The demise of SVB, which started in 198

US regulators have taken control of Silicon Valley Bank (SVB) as a liquidity crisis caused to biggest bank failure since the 2008 Crisis. Watch YouTube video - https://youtu.be/l3D9cerC1to Join me online on my free live training Wednesday at 8.00PM - register now below to avoid disappointment https://bit.ly/3QPp8IH The Bank of England said depositors in the UK arm of SVB will be protected up to £85,000 and the US regulators protect depositors up to $250,000. This will not help firms like Roku which is reported to have had $487 million in SVB. Here in the UK, the media is concentrating on more far important issues than the failure of America’s 16thlargest bank, Gary Lineker! The MOTD football presenter, who is paid in excess of £1,000,000 a year for his weekly show, was suspended by the BBC this week after tweeting remarks about the government’s migrant policy. Several other presenters have walked out in sympathy with Lineker wrecking the BBC’s weekend football schedule. The demise of SVB, which started in 198

10 Ways To Earn Recurring Income Streams In these times of economic uncertainty and turmoil, Money Tips looks at ways to generate and earn recurring income streams. Join me online on my free live training Wednesday at 8.00PM. https://bit.ly/3QPp8IH 1. Rent out property or equipment 2. Invest in dividend-paying stocks or funds 3. Create and sell a product or service on a subscription basis 4. Offer consulting or coaching services 5. Create and sell an online course or e-book 6. Develop and sell a mobile app or website 7. Invest in a franchise or cash flowing business 8. Become an affiliate marketer selling other people’s products 9. Create and sell a physical or digital product on a recurring basis 10. Build and monetize a YouTube or social media following. Watch video version - https://youtu.be/MvzVRB3_Cac Need more help with your money, finances or debt? We are living in challenging economic times. I want to show you how can you: · Not only survive, but thrive in a recession or depression? · Get control of y

10 Ways To Earn Recurring Income Streams In these times of economic uncertainty and turmoil, Money Tips looks at ways to generate and earn recurring income streams. Join me online on my free live training Wednesday at 8.00PM. https://bit.ly/3QPp8IH 1. Rent out property or equipment 2. Invest in dividend-paying stocks or funds 3. Create and sell a product or service on a subscription basis 4. Offer consulting or coaching services 5. Create and sell an online course or e-book 6. Develop and sell a mobile app or website 7. Invest in a franchise or cash flowing business 8. Become an affiliate marketer selling other people’s products 9. Create and sell a physical or digital product on a recurring basis 10. Build and monetize a YouTube or social media following. Watch video version - https://youtu.be/MvzVRB3_Cac Need more help with your money, finances or debt? We are living in challenging economic times. I want to show you how can you: · Not only survive, but thrive in a recession or depression? · Get control of y

10 Money Management Tips To Get Control Of Your Finances And Start Building Wealth 1. Set financial goals: Set clear and specific financial goals for yourself, whether it's paying off debt, saving for a down payment on a house, retirement or just building an emergency fund. 2. Make a budget: Having a budget is a crucial step in managing your money. Determine your income and expenses, and make sure you are living within your means. 3. Track your spending: Keep a track of your spending by writing down all of your expenses, and regularly review spending to identify areas where you can make savings. 4. Save for emergencies: Saving up an emergency fund is essential for anyone looking to manage their money effectively. It provides a financial safety net in case of unexpected expenses or loss of income. 5. Reduce expensive debt: High-interest consumer debt, such as credit card debt, are a major burden on your finances. Create a plan to pay off your debts as matter of priority. 6. Invest: Investing wisely can help gr

10 Money Management Tips To Get Control Of Your Finances And Start Building Wealth 1. Set financial goals: Set clear and specific financial goals for yourself, whether it's paying off debt, saving for a down payment on a house, retirement or just building an emergency fund. 2. Make a budget: Having a budget is a crucial step in managing your money. Determine your income and expenses, and make sure you are living within your means. 3. Track your spending: Keep a track of your spending by writing down all of your expenses, and regularly review spending to identify areas where you can make savings. 4. Save for emergencies: Saving up an emergency fund is essential for anyone looking to manage their money effectively. It provides a financial safety net in case of unexpected expenses or loss of income. 5. Reduce expensive debt: High-interest consumer debt, such as credit card debt, are a major burden on your finances. Create a plan to pay off your debts as matter of priority. 6. Invest: Investing wisely can help gr

Property prices are tumbling in the US, Germany, Sweden, Denmark and the UK. Learn more about getting control of your finances using my 3-Step Money Management Formula on my free training webinar CLICK - https://bit.ly/3QPp8IH Higher interest rates and borrowing costs are hitting the property market across the globe. The FT reports that there will be a global property meltdown this year, especially in overheated markets like Canada and New Zealand. Watch video: https://youtu.be/WuYN_qSY6s8 The property market in China is now at the slowest pace since records began in 1992 – down 26% last year. Home prices in several US cities are crashing, following a recording boom from 2020-22, including Houston, Sacramento and Las Vegas. The cost of a 30-year fixed rate mortgage hit 7% recently, more than double the rate in 2022 and the highest since 2008. Mortgage demand in the US is at its lowest for 25 years and house sales fell by a quarter last year. Denmark has suffered the biggest fall in a decade, where house price

Property prices are tumbling in the US, Germany, Sweden, Denmark and the UK. Learn more about getting control of your finances using my 3-Step Money Management Formula on my free training webinar CLICK - https://bit.ly/3QPp8IH Higher interest rates and borrowing costs are hitting the property market across the globe. The FT reports that there will be a global property meltdown this year, especially in overheated markets like Canada and New Zealand. Watch video: https://youtu.be/WuYN_qSY6s8 The property market in China is now at the slowest pace since records began in 1992 – down 26% last year. Home prices in several US cities are crashing, following a recording boom from 2020-22, including Houston, Sacramento and Las Vegas. The cost of a 30-year fixed rate mortgage hit 7% recently, more than double the rate in 2022 and the highest since 2008. Mortgage demand in the US is at its lowest for 25 years and house sales fell by a quarter last year. Denmark has suffered the biggest fall in a decade, where house price

Expert Insight: Gavin Rubenstein Discusses His Approach to Overcoming Anxiety Through Hypnotherapy and NLP Exploring the Power of Hypnotherapy and NLP with Anxiety Expert Gavin Rubenstein Watch video - https://youtu.be/cB9PhKZfjUk To contact Gavin visit - www.gmrhypnotherapy.com Learn more about getting control of your finances using my 3-Step Money Management Formula on my free training webinar. If you’re struggling or worrying right now, I want to show you: · 3 Steps to get control of your finances and spending and not only survive, but thrive in a recession or depression? Join me online on my free live training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. Act now and take advantage of this limited time offer. https://bit.ly/3QPp8IH #money #savings #invest #costoflivingcrisis #inflation #freetraining #recession #economy #financialfreedom #property #interestrates #hypnotherapy #NLP #anxiety

Expert Insight: Gavin Rubenstein Discusses His Approach to Overcoming Anxiety Through Hypnotherapy and NLP Exploring the Power of Hypnotherapy and NLP with Anxiety Expert Gavin Rubenstein Watch video - https://youtu.be/cB9PhKZfjUk To contact Gavin visit - www.gmrhypnotherapy.com Learn more about getting control of your finances using my 3-Step Money Management Formula on my free training webinar. If you’re struggling or worrying right now, I want to show you: · 3 Steps to get control of your finances and spending and not only survive, but thrive in a recession or depression? Join me online on my free live training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. Act now and take advantage of this limited time offer. https://bit.ly/3QPp8IH #money #savings #invest #costoflivingcrisis #inflation #freetraining #recession #economy #financialfreedom #property #interestrates #hypnotherapy #NLP #anxiety

Central banks in the US, UK, and EU have recently raised base interest rates in response to rising inflation. In the UK and EU, interest rates have gone up by 0.5%, while in the US, they have increased by 0.25%. This move by central banks is aimed at combatting inflation and maintaining the stability of the economy. Watch video on my YouTube Channel: https://youtu.be/LTDcwj9msgI Inflation is a sustained increase in the general price level of goods and services in an economy over a period of time. When inflation rises, it erodes the purchasing power of money, making it more expensive to buy the same goods and services. Central banks raise interest rates as a means of slowing down economic growth, reducing inflation, and maintaining the stability of the economy. Higher interest rates have already had a massive impact on borrowers and savers. For borrowers, such as those with mortgages, personal loans, or credit cards, higher interest rates can mean higher monthly payments and increased debt. On the other hand,

Central banks in the US, UK, and EU have recently raised base interest rates in response to rising inflation. In the UK and EU, interest rates have gone up by 0.5%, while in the US, they have increased by 0.25%. This move by central banks is aimed at combatting inflation and maintaining the stability of the economy. Watch video on my YouTube Channel: https://youtu.be/LTDcwj9msgI Inflation is a sustained increase in the general price level of goods and services in an economy over a period of time. When inflation rises, it erodes the purchasing power of money, making it more expensive to buy the same goods and services. Central banks raise interest rates as a means of slowing down economic growth, reducing inflation, and maintaining the stability of the economy. Higher interest rates have already had a massive impact on borrowers and savers. For borrowers, such as those with mortgages, personal loans, or credit cards, higher interest rates can mean higher monthly payments and increased debt. On the other hand,

Average rents and house prices were still rising late last year, according to official data, although experts a property market slowdown in 2023. Join me online on my free live training Wednesday at 7.30PM. Places are limited, so register now below to avoid disappointment - https://bit.ly/3QPp8IH Private rental properties owned by private landlords increased at the highest level since comparable records began seven years ago, figures reveal. House prices were still rising in the year to November 9but falling month on month), but the Office for National Statistics (ONS) said the pace of growth slowed. Watch video version on my YouTube channel - https://youtu.be/mc8_fWf0R_c Private rental prices in the UK rose by 4.2% in the year to December. Other figures from the ONS showed that property prices increased by 10.3% in the year to November, slowing from 12.4% in October 2022. · A 10.9% annual increase in England · A 10.7% rise in Wales · A 5.5% jump in Scotland and 10.7% growth in Northern Ireland. England’s pri