Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

Richest man in the UK, with a fortune of £21 billion, was the son of a carpenter who started life in a council house. Research shows that most millionaires are self-made. My research and life experience has shown me that the rich are usually kind and generous and not as portrayed in the media.

There are millions of millionaires in the world and more money available to invest than ever before. In this episode we look at ways to improve the return on your money or raise finance for ventures without using the banks.

TUC said that workers should be paid more and are earning less in real terms today and they were 10 years ago. However Paul Johnson from the Institute of fiscal studies said that the country’s productivity has not increased therefore pay cannot increase.

This weeks financial news, the Bank of England held interest rates, which is good news for borrowers but bad news for savers and pensioners. Whilst Donald Trump‘s action against Iran could have serious repercussions for many businesses, we can only control our own economy by the actions we take to earn and save money.

The news that a Danish insurance company, Alpha, operating in the British market has gone bust highlights the need to deal with a UK based insurer.

In the lottery of life, you have already won the jackpot. Why, because you are listening to this podcast and you have the facilities to do so. Just been born in a country like the UK means you have already had a massive leg up in life. Be grateful. Money flows where gratitude goes!

This podcast I’ll tell you the number one Investment tip and advice from one of the worlds greatest investors. If you like further information on a complimentary money course, I have a few ticket available so please email me at Charles@CharlesKelly.net

In this episode we look at disruptive companies such as Uber an Airbnb, which have made life better for consumers. At the other end of the scale there are companies to avoid. I recommend a book, which shows you how to live a life of luxury while still watching the pennies!

Thousands of UK mortgage borrowers find themselves trapped in and competitive deals due to changes in criteria. Now the FCA has told lenders to make it easier for borrowers to switch to new products.

Billionaire inventor Elon Musk described questions he was been asked by analyst this week as “boneheaded”! Is he in the right, or should he be more respectful to people who invest in his company?

Less you can manage your money, you never be wealthy, at least not for long. In my forthcoming book, Yes Money Can Buy You Happiness, I’ll give you a system that will help you manage your money. The system is called: The 3 R’s Of Money Management Listen to my episode to discover The 3 R’s Of Money Management

With average life expectancy now exceeding 80 in most western countries, you could live half as long in retirement as you have in work. How are you going to provide and keep yourself in those long retirement years? What are your options and how much should you be saving? Other alternatives include starting a business or property investment. There are advantages and disadvantages, as well as risks. If you would like information on a free property taster course to be held in London or another city in the UK, please email me at Charles@CharlesKelly.net

A fate worse than death for baby boomers in America is not loneliness or sickness, it’s running out of money in retirement. How can you ensure that you will be able to afford to retire comfortably and not end up broke after a lifetime’s work?

Two huge supermarkets are merging in the UK, as economic figures show a slowdown. Don’t worry about the economy take care of your Uconomy!

You must’ve heard the saying, “the grass always looks greener on the other side”, but why is this? The really successful people focus on the one thing that brings them the most results rather than looking over the garden fence. Check out the money tips Facebook page: Facebook.com/moneytipsdaily

Every year, thousands of new business started, but sadly 90% of them will be gone within a few years. Here are 5 tips to survive as a start-up business.

Millionaires and multi-millionaires like Oprah Winfrey recommend doing this one thing every day.

Many pensioners who have built up substantial equity in their residential homes find themselves in a position where they are asset rich and cash poor. In this episode we discuss the various methods of releasing equity from your property without the need to sell up.

The UK government is taking action to ban cold calling on pensions and other financial products.

Zig Ziglar once said “ if you don’t stand for something you’ll fall for anything”. What does your brand look like to customers? How can you improve your personal branding? In today’s episode we look at your values and core beliefs.