Money Tips Daily By Charles Kelly, Former Ifa And Author Of Yes, Money Can Buy You Happiness.

I’ve just returned from a trip to Ireland and flew with Ryanair. Their motto is Low Fares Made Simple. What’s yours?

Educating your children about money it’s not any good for them, it’s good for you also!

Are you overexposed with debts and liabilities and unprepared for a downturn? How long could you survive if your salary or business income stopped coming in? Check out my five step plan to reduce exposure.

Any successful economy needs a robust banking system, however, most people do not realise how banks really work and how they make their money.

We’ve seen some good news for UK job market, as well as the economic growth figures both here and abroad. However, it’s not the Economy that matters but the Uconomy.

A new report from the Royal Institution of Chartered Surveyors claims that a combination of increased property taxes and the UK leaving the European Union has had a damaging effect on the London property market. Is property still a good investment and how can you learn more about it?

Your words and money language have a great influence over your bank balance than you think. Find out more on this Money Tips podcast.

Show gratitude in your life and focus on what you have rather than what you lack. Every day right down at least 10 things you are grateful for and what do you lifechange.

Before you ask you boss for a raise, listen to this Podcast!

Listen to the tips before you ask your boss for a pay rise.

Learning to say “no”more often than you say “yes” could save you a lot of time money and heartache.

Large corporations and governments regularly review their progress and so should you if you want to stay on target. Here are some tips to help you review your progress and reach your goals.

Can you be both wealthy and spiritual? Can you be rich and good? I love the story of John Lennon...

Did you have a plan for today? The old saying that “people don’t plan to fail, they fail to plan” still holds true. You don’t need lots of complex planning systems, as a pen and piece of paper or do. Make a list of your most important things to do the night before you start the day. Work on that list one by one focusing on each task solely. Keep it simple. These are your daily goals, so work out your weekly, monthly, yearly and long-term goals. If you don’t have your own plan, you will become part of someone else’s plan.

Change in this one setting will save your mobile iPhone data usage and stop you running out halfway through the month.

In 1979, a famous longitudinal study was carried out by Harvard where MBA graduates were asked if they had set clear, written goals and any plans to achieve them. The same students were interviewed 10 years later and the results were astounding!

Don’t wait until the end of the tax year to maximise your tax allowances, start saving and investing now for the tax year 2018/19. Get into the habit of saving a regular amount of money each month in order to secure your future, and don’t rely on the state to look after you.

From the 1st of April, landlords could face a penalty or fines of up to £5000 for letting the property with an energy efficiency rating of F or G. Here are some simple tips to improve the energy efficiency rating of your property.

The UK tax year ends tomorrow, 5 April 2018. If you're planning to make full use of your ISA or Pensions/SIPP (Self Invested Personal Pension) this year, you must act soon. I have been talking about this since February in my Money Tips Daily blog and Podcast, so don't say I didn't warn you! Listen to the end for the bonus tip!

Majority of cars spent most of their life sitting in the garage or on the driveway. Meanwhile they are burning a hole in your pocket. In this podcast, I look at innovative ideas to get around town and save you money.