Namic Insurance Uncovered

Today we're uncovering...How NAMIC is urging the White House to tackle rising insurance costs—without undermining state-based regulation.And why proposed insurance reforms in states like New York and Illinois could have major consequences for consumers and market stability.Today's episode is sponsored by Holborn.

Today we're uncovering...A major insurance bill in Oregon narrowly fails after concerns about expanded bad faith litigation.Rhode Island lawmakers hear warnings that proposed bad faith legislation could drive insurers out of the state.A federal judge raises red flags about third-party litigation funding and its impact on the court system.Congress takes up critical questions around autonomous vehicle safety, liability, and insurance readiness.Today's episode is sponsored by Holborn.

Today we’re uncovering… How potential changes to FEMA could reshape disaster response—and what insurers need to prepare for now. Plus, why a new South Dakota bill could leave wildfire victims with little recourse. Today's episode of Insurance Uncovered is sponsored by Holborn. 

Today we’re uncovering… Legislative sessions are heating up, and NAMIC’s advocacy team is on the front lines - often as the only voice - stopping bad ideas and driving forward the ones that matter. Plus… meet NAMIC’s new Chair.  We’ll chat with FMNE Insurance Company CEO Mark Walz about how he hopes to serve the industry in the year ahead. Today's episode of Insurance Uncovered is sponsored by Holborn.

Today we’re uncovering…Florida lawmakers take aim at artificial intelligence in insurance. We’ll explain what new oversight could mean for carriers and claims handling.Plus, Michigan’s no-fault reform is paying off—drivers are seeing nearly 19% premium reductions. What’s behind the savings?And, a new survey reveals consumers want action on lawsuit abuse as legal costs drive premiums higher.Finally, on Unscripted, NAMIC CEO Neil Alldredge talks with Jimi Grande to spotlight key issues in Washington—like stopping the GSEs’ costly mandate driving up housing costs. Today's episode is sponsored by Holborn.

Today we're uncovering...The end of the government shutdown and what it means for the National Flood insurance program. Plus, a tale of true leadership.  Grinnell Mutual CEO Jeff Menary reflects on decades of industry leadership as he prepares for retirement Today's episode is sponsored by Holborn.

Today we're uncovering...Wildfire mitigation. The NAMIC-supported legislation to "Fix Our Forests" takes an important step forward.Plus, we talk with two member company CEOs from Maine about the importance relationships within the mutual insurance industry.Today's episode is sponsored by Holborn.

Today we're uncovering...The 2025 Mutual Factor - We'll discuss how the industry has fared in this new era of risk.Plus, lawmakers are taking a closer look at insurers' use of artificial intelligence. How laws and regulations already protect consumers from potential AI errors.Today's episode is sponsored by Holborn.

Today we're uncovering...How a government funding lapse would impact the National Flood Insurance Program and those who depend on its coverage.The Terrorism Risk Insurance Act is up for reauthorization.  How NAMIC is leading the effort for it's long-term extension.We dive into Guy Carpenter's comprehensive analysis of mutual large loss development.Today's episode is sponsored by Holborn.

Episode 815: Insurance companies rely on data to optimize performance, mitigate risk, and meet the rising expectations of consumers… but new questions are being raised about what happens when there’s a lack of data or missing data?   On today’s Unscripted… Neil Alldredge, president and CEO of NAMIC, sits down with Lindsey Klarkowski, policy vice president of data science, AI/ML, and cybersecurity at NAMIC, to better understand how insurers are tackling this emerging issue. Today's episode is sponsored by Holborn.

Episode 814:  Today we're uncovering accident fraud prevention. We’ll talk with the Coalition Against Insurance Fraud's Brent Walker about the growing problem and what lawmakers are doing to stop it.Today's episode is sponsored by Holborn.

Episode 813: Today we're uncovering a wildfire in Oregon that nears 'megafire' status.  A look at this phenomenon that is occurring more frequently.  Plus, disaster mitigation solutions continue to be a key focus for state legislators. How they're addressing extreme weather challenges in a new era of risk.Today's episode is sponsored by Holborn.

Episode 812:  Today we’re uncovering, what President Donald Trump’s tax and spending cuts bill means for insurers and how NAMIC helped maintain stability for the state-regulated industry. Plus, NAMIC’s Award in Innovation goes to West Bend Insurance Company.  How the organization's new technology is making a difference for agents and policyholders alike.Today's episode is sponsored by Holborn.

Episode 811: Legal reform has also been a major topic of debate this year among state legislators, especially in the Southeast. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Caitlin Murray,  senior regional vice president at NAMIC, about the biggest advocacy changes to come out of the region during the 2025 legislative sessions.Today's episode is sponsored by Holborn.

Episode 810: Holborn has released a new thesis describing how today’s reinsurance market conditions are being shaped by global liquidity rather than the traditional feast-and-famine pattern tied to loss cycles. On today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Adam Manus, president and chief brokerage officer at Holborn, about what's driving the current reinsurance market cycles.Today's episode is sponsored by Holborn.

Episode 809: Today we're uncovering Louisiana insurance reform, the proposals aimed at reducing consumer cost and why many may not accomplish that desired effect. Then later on today's Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Dale Porfilio, president of the Insurance Research Council and chief insurance officer at Triple I, about a new study examining the dramatic rise in uninsured and underinsured motorists. Today's episode is sponsored by Holborn.

Episode 808: Capital markets for 2024 were nothing short of interesting. NAMIC’s latest PIPES Report is now available, which benchmarks property/casualty investment objectives, strategies, and performance. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Chris Myers, senior strategist at New England Asset Management, about how insurers’ investment portfolios fared in 2024.Today's episode is sponsored by Holborn.

Episode 807:  A shift in Colorado’s approach to funding wildfire insurance may bring new costs to policyholders. Lawmakers are now considering a fee-based model in revised legislation, after NAMIC encouraged state Insurance Commissioner Michael Conway to discard earlier efforts to impose strict loss ratio requirements on home insurers.Plus, there's a new insurance commissioner in Missouri.  On today's Unscripted, we sit down with Angie Nelson to break down the state's insurance market and what's ahead for Missouri insurers and policyholders.This episode of the Insurance Uncovered is sponsored by Holborn.

Episode 806: – The National Association of Insurance Commissioners hosted its Spring meeting in Indianapolis last week.  While the event was lighter in content, there were still several important matters to discuss.Stepping in for Neil this week on our Insurance Unscripted segment, Erin Collins,  senior vice president - state and policy affairs for NAMIC, talks with three of NAMIC’s policy vice presidents about the NAIC’s top priorities for the coming year.This episode of the Insurance Uncovered is sponsored by Holborn.

Episode 805: Insurance is an increasingly data driven industry, but an effective data governance plan can only be as good as a company’s data is accurate. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Gwen Thomas, data strategist and founder of the Data Governance Institute,  about what it means to have good data hygiene.This episode of the Insurance Uncovered is sponsored by Holborn.