Breaking Money Silence

Dr. Dorian Mintzer, Revolution Retirement  As a child, Dori grew up recognizing different money mindsets by watching her parents’ financial habits. Couples may have a division of labor when it comes to finances; but, it is important they talk about them so they know what questions should be asked in times of crisis. Dori and Kathleen explore this myth and why it is important that couples need to talk about money and that is actually an act of love. Key Take Aways: Use “I” statements when talking about money Ask a third person (financial advisor, banker, estate attorney, relationship or money coach) to help facilitate these conversations Appreciate your partner in a money conversation (share what it was like growing up, was money talked about, what does money mean to you, etc.) How do you honestly and openly talk about money as a couple?  (Click to Tweet) Special Offer: Virtual: The 4th Tuesday Revolutionize your Retirement Interview with Expert's Series is at 12:00 noon eastern time and open to pro

Paula Harris, Co-Founder, WH Cornerstone Investments A man is a plan is a myth many women, unfortunately, use to avoid dealing with their finances. In this podcast, listen to Kathleen interview Paula about how to break this myth down so you can start to make simple decisions every day to reach financial security. Listen in and discover: Why it is important to take care of yourself financially and not wait until you are married to let your partner do it for you. How to practice the “set it and forget” method of saving. Ways to set realistic financial goals. Why delaying gratification today is part of any sound financial plan. How a certified financial planner can help. WH Cornerstone’s co-founder, Paula Harris is part financial therapist and part dream architect. She takes great pride in helping her clients, particularly women, obtain financial peace of mind and independence. In addition to her role as co-founder, Paula is very actively involved in the community. In the past, she has served on se

Anne Dickinson, Eye on Your Business When business owners buy into the myth that it is okay to ignore your finances, their bottom line probably suffers. In this episode, Kathleen interviews Anne about how not knowing “your numbers” negatively affects your business and how more female business owners than men may suffer from this myth. Listen and learn: Why financial knowledge is power, and how learning more about your business finances boosts confidence. How to take one small step at a time to get organized and how working with a bookkeeper can help. What it takes to be more financially savvy and how taking action reduces your stress and improves your decision-making. Special Offer for Breaking Money Silence Podcast Listeners: FREE Webinar, 5 Ways to Keep More of the Money You Make on June 14, 2017, at 3:00 p.m. Eastern. Click here to learn more. Million Dollar Message Retreat, May 26 – 28, 2017, Toronto Anne Dickinson is the cash flow and profits optimizer. She uses her profit leaks x-ray vision

Kelly Shikany, CFP® CDFA™, Lakeside Wealth Management In this episode, Kathleen talks to Kelly about the myth, “Planning is unnecessary because you only live once.” When people buy into this myth they often wait too long to seek the help of an advisor. Kelly busts this myth open and discusses the importance of financially planning for the future so you can enjoy today. Listen and discover: How planning for the future now, gives you many more choices when it comes to how you want to live in retirement. Why working with an advisor can help you define your core values so you can build a retirement plan that honors these ideals. That you are never too young to plan for your future because you only live once! Kelly Shikany, CFP® is a member of the Financial Planning Association serving clients at Lakeside Wealth Management in Chesterton, IN, and the surrounding communities. Kelly has 20 years of investment management experience, is a strong advocate for women investors who may be managing life’s mileston

Julie Littlechild, Founder, Absolute Engagement The idea that couples don’t need to be equally involved in managing money sounds contrary to popular financial planning mindsets. Kathleen and Julie discuss what happens when both individuals in a couple are not equally involved in finances, how to handle expectations, and improve effective communications around money. Listeners walk away with tips on how to reframe the money conversation, decide who is better equipped to take the lead on execution vs. vision for finances, and how advisors can help draw both individuals into the discussion. Special Announcement for Breaking Money Silence Podcast Listeners: Julie's first book, 'The Pursuit of Absolute Engagement' was released in January 2017. More information is available at www.absoluteengagement.com/book where listeners can download the first chapter free. Julie Littlechild is a speaker, writer, and researcher. Her firm, Absolute Engagement, conducts on-going research into the drivers of personal, client and

Sam X Renick, Founder Sammy Rabbit If couples have problems talking about money, just imagine how hard it is for them to teach their kids about money. As a parent, you may avoid money conversations because they can be an emotional or uncomfortable. If you are a teacher, you may not feel qualified to teach about money. But in today’s society of instant gratification, teaching our kids about money, money habits, and attitudes is vital if we want the next generation to have sound financial habits and a secure future. Listen to this episode as Kathleen interviews Sam about how to bust open money myths such as “I can’t save money” and become involved in empowering the next generation to be financially savvy savers. Special Offer: FREE download of Sammy Slogans on Money, a set of 15 printable activities that introduce students in grades K through 3 to eight of Sammy’ favorite slogans. (http://sammyrabbit.com/free-resources/) Sam X Renick is the driving force behind the "It's a Habit" Company and Sammy Rabbit. Th

Rianka R. Dorsainvil, CFP®, Founder and President, Your Greatest Contribution (YGC) When do you, or should you, stop taking care of your family financially and does this myth affect women and wealth more than men? The idea that you should let your family deal with the consequences of their financial choices may be harder for women to handle than men. In today’s episode, Kathleen and Rianka explore this money mindset and how it negatively affects having financially responsible family members. Special Offer: Breaking Money Silence™ listeners will receive a free e-book, Five Steps to Keep More Money in Your Pocket, when you visit the Your Greatest Contribution home page and click on the DOWNLOAD NOW button. Rianka R. Dorsainvil, CFP® is the Founder and President of Your Greatest Contribution (YGC), a virtual fee-only comprehensive financial planning firm dedicated to serving professionals in their 20’s, 30’s and 40’s. A strong advocate for young professionals, she served as 2016 National President of Financia

Megan McAvoy, President of Aspire to Retire Rich How many times have you heard that money is the root of all evil? Actually, the true phrase is “for the love of money is a root of all kinds of evil.” Quite a different meaning, isn’t it? Listen to Megan and Kathleen discuss how believing that money is the root of all evil affects your financial health and how you can change that mindset by shifting your understanding that there is nothing wrong with money or the possession of money. It is only when money begins to control us that the trouble starts. Special Offer for Breaking Money Silence Podcast Listeners: Sign up for Megan’s e-mail list and receive a free, 5-Day Women's Wealth & Wellbeing Master Class. Also check out the Aspire to Retire Rich Facebook group community at https://www.facebook.com/aspiretoretirerich/ and interact with Megan regularly. Megan McAvoy inspires and impacts successful women in business to achieve personal well-being, business freedom, and financial security so that they may hav

Kelly Pelissier, Creative Director and owner of Sage Hill Design Does talking to your parents about money make you feel like a child? As our parents age, we may find ourselves in the position of parent in many aspects. Kelly and Kathleen delve into this money myth in today’s episode. Listen and learn how to approach your parents for this difficult conversation. Key Take Aways: Starting the conversation with loving intent. Acknowledging your parents’ difficult feelings about the topic. Introducing the idea and then letting them set up a time later on to discuss the topic in more detail. Know that it is a journey not a one time conversation. Give your parents control over what financial information to share and when. Know that breaking money silence with your aging parents allows you to learn more about your family history and more about them as people, not just parents. Special Offer: For Breaking Money Silence® podcast listeners a complimentary 30 minute consultation with Kelly to discuss your

Nancy Nelson, CFP®, Owner Beyond Enough Do you ever think that once you have enough money, you will have more time, energy, and no more problems? It’s not that simple! The myth, with enough money - life will be perfect, can be a great motivator but may lead to a letdown if you don’t have a clear idea about how retirement will look for you. Listen to Kathleen and Nancy talk about how resources are limited and we still have to make choices. Retirement takes work! Nancy C. Nelson, CFP®, is the owner of Beyond Enough, a firm that helps boomers transition to a fulfilling retirement. Previously, Nancy was a fee-only planner for more than 30 years. In 2012, she sold her practice and started her encore career where she mentors fellow retirees, and their advisors, on how to ease the transition from meaningful work to a meaningful retirement. She shares her insights by speaking to professional groups and working one-on-one with clients. You can find more information at her website: www.beyondenough.org Twitter: @Bey

Elaine King Family Business Advisor™ and a Certified Financial Planner®  Should family finances handled or controlled by only one person in the family? Elaine and Kathleen delve into this myth and examine how getting the entire family involved in financial discussions and decisions can actually strengthen the family. It also will prepare and educate kids to be able to make responsible financial decisions as they leave home and start their own careers. Their advice is to not give up, it may not always be easy but it can be very rewarding. Special Offers: Elaine offers Breaking Money Silence™ podcast listeners a free download of Chapter One of her book, Family & Money Matters. Visit her web site Family and Money Matters here to download the chapter. She is also offering 40% off a financial plan to our listeners through December 31, 2016. When you schedule a consultation with Elaine here, please add KBK to the Comments. Elaine King is a Family Business Advisor™ and a Certified Financial Planner™. Elaine is c

Brittney Castro, CFP®, CRPC®, AAMS® and Founder of Financially Wise Women Is it really necessary to work 80-hour weeks? Give up time with family and friends to make money? In this podcast, listen to Brittney Castro, financial planner, and Kathleen delve into this myth. Learn the origins of this myth and the steps you can take to overcome it and leave peacefully with money. Also take advantage of a special offer to Breaking Money Silence™ listeners. Sign up for Brittney’s Money Class, a 6-week online financial planning program and receive $100 when you use the discount code, “FWW100”.  To register, visit http://www.fwwmoneyclass.com. Brittney Castro, CFP®, CRPC®, AAMS® and Founder of Financially Wise Women, has a passion for teaching women and couples in their 30s and 40s the art of managing money – the fun and simple way. She is a well-known financial expert and has been featured on CNN, CNBC, CBS, and Fox News.  Her work has appeared in the The Wall Street Journal, Journal, The New York Times and in Glamou

Ann Hutchins, Certified Financial Coach, Author How much are you willing to pay for college? Is it true that attending an Ivy League school is always worth the price of admission? In this podcast, listen to Ann Hutchins, certified financial coach and co-author of Finance Is Personal: Making Your Money Work for You in College and Beyond, shatter the myth that education is priceless. You will walk away knowing the value talking to your college-bound kids about money and how to start the conversation. Ann Hutchins has more than 30 years of investment experience, holds an MBA in Finance from Babson College and a BA in American Studies from Hamilton College. Originally from Massachusetts, she now lives and practices in California, and enjoys the outdoor lifestyle the state offers—sailing, biking, swimming and, occasionally, participating in triathlons. For more information, visit her website at www.abhutchins.com To sign up for the Breaking Money Silence Podcast, click here.  

Dr. Sarah Newcomb, Behavioral Economist, Morningstar's HelloWallet and Author Dr. Sarah Newcomb shares with listeners why the most common budgeting advice given, determining wants vs. needs, leads us to feel deprived. Instead she encourages individuals and couples to focus on developing strategies for fulfilling their basic human needs. As a result, you will be more mindful in your spending and better able to live within your means. Sarah Newcomb, Ph.D., is a behavioral economist at Morningstar’s HelloWallet and author of the book, LOADED: Money, psychology, and how to get ahead without leaving your values behind. Her research interests focus on the effects of social and cognitive psychology on personal financial decision-making and her work has been featured in the Washington Post, Reuters, Money, and Bloomberg. She is also a regular contributor to PsychologyToday.com where she writes the blog, Loaded. Check out Sarah's new book, Loaded, and learn more about money psychology and living a healthier financial

Julie Fortin, MSF, CFP®, Wealth Manager and Money Coach at Northstar Financial Planning Financial success is viewed in our culture as the only real indicator of our worth. However, success only looks at the numbers, and neglects the other components that contribute to financial health. In this interview, Julie and Kathleen discuss what it means to be truly happy with your relationship with money and the steps you can take to be more mindful around money. Julie Fortin, MSF, CFP®, is a Wealth Manager and Money Coach at Northstar Financial Planning, a fee-only, financial life planning firm located in New Hampshire. During her almost 20 years working in the financial services industry, she has gained a unique perspective on what it means to have wealth and prosperity. Julie is currently being trained through the Financial Psychology Institute™ and is working on a graduate certificate in financial psychology and behavioral finance. For more information about Julie’s services and upcoming workshops, email her at

Stephen Wershing, CFP® ,President, The Client Driven Practice If you raise your fees will your clients disappear? Steve and Kathleen discuss the myth that charging higher fees makes it harder to get clients. Whether you are a financial advisor or a small business owner, the struggle to set and ask for money can be challenging. Listen in and discover how to bust this myth wide open and work with more of your ideal clients. Stephen Wershing, CFP®is President of The Client Driven Practice, a firm that employs a research-based system to show financial advisors how to attract more referrals, and the author of Stop Asking for Referrals: A Revolutionary New Strategy for Building a Financial Service Business that Sells Itself published by McGraw Hill in 2012. Steve has published numerous articles and been quoted in publications such as Journal of Financial Planning, Financial Advisor,Investment Advisor, Investment News and USA Today. For more information about his work, email him at steve@theclientdrivenpractice.com.

Jim Silbernagel, CFP® LUTCF, Real Wealth®, Registered Advisor with Woodbury Financial Services, Inc. Jim was motivated to discuss this myth because it can be heartbreaking to see situations when the parents pass away and fights over the will resulted in their children not speaking to each other again. Estate planning is a crucial conversation parents need to have with their adult children. However, some parents believe that if their kids are smarter than they were, then they don’t need to talk to them about money. The truth is it’s always important to communicate with your family about finances. Join us for today’s episode and find out how to bust this myth wide open and engage in important conversations about money and estate planning with family members.  Jim Silbernagel is an independent agent registered with Woodbury Financial Services, Inc. and the creator and host of Real Wealth®, an online radio program for insurance and financial professionals. He entered the insurance and financial business over th

Michelle McKinnon, Financial Advisor, Payne Capital Management Michelle discusses how through her relationships with her clients she has discovered how many people buy into the myth that Social Security will provide for them in retirement. In this podcast, she warns listeners about how Social Security can lead you into a false sense of security and how important it is to be proactive about retirement savings. Listen in and learn how to start tracking your expenses and realistically planning for the future. Michelle McKinnon is a financial advisor with Payne Capital Management (PCM) and hosts a weekly podcast called $martWomen. Michelle is committed to helping women manage their finances with ease. To learn more, visit her website at http://paynecm.com/ or listen to her podcast at $martWomen. To sign up for the Breaking Money Silence Podcast, click here.  

April Lane Benson, Ph.D,  ShopaholicNoMore.com More than 18 million Americans are shopaholics and the myth that shopping can buy happiness permeates our society. Join Dr. Benson and Kathleen as they talk about compulsive buying and how your mindset about shopping can be part of the problem, and part of the solution. Dr. Benson explains how shopping is actually a process of searching (for a life partner, a travel experience, or an adventure) and how she uses this concept to help clients recover from this financially devastating disease. April Lane Benson, Ph.D., is a nationally known psychologist, in practice in New York City for more than 35 years, who specializes in the treatment of compulsive buying disorder. She is the author of several books including her most recent one To Buy or Not To Buy: Why We Overshop and How to Stop. April offers treatment and group coaching, both in person, on the telephone, and trains therapists who want to learn her model of treating shopping addictions. April can be reached

Eric Roberge, CFP®, Founder of Beyond Your Hammock In today’s episode, Eric and Kathleen talk about the myth “Why making more money won't make you happy.” This myth is personal to Eric as he learned that money doesn’t make you happy or sad, but work/life balance does. Interestingly enough, finding this work/life balance may be easier for the Millennial generation than others. Listen in to hear Eric and Kathleen delve into how to reframe this myth, and how to focus on what truly makes you happy. Eric Roberge, CFP®, Founder of Beyond Your Hammock is one of Investment News’ 40 Under 40 for 2016 and he was named one of the top 10 CFPs under 36 by Wealth Management Magazine. He’s also been named to Financial Advisor Magazine’s list of Top 10 Young Advisors to Watch. He frequently speaks to professional financial associations and groups, including the FPA, NAPFA, and fi360 about how financial advisors can work with next generation clients. Eric can be reached at 978.273.3135 or eric@beyondyourhammock.com. To sig